[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/chase-freedom-flex-review\/#Article","mainEntityOfPage":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/chase-freedom-flex-review\/","headline":"Chase Freedom Flex Review 2025: 5% Rotating Rewards","name":"Chase Freedom Flex Review 2025: 5% Rotating Rewards","description":"Chase Freedom Flex Basics: With a robust rewards program and no annual fee, the...","datePublished":"2021-08-27","dateModified":"2025-01-03","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/chase-freedom-flex-review.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/chase-freedom-flex-review.jpg","height":460,"width":1900},"url":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/chase-freedom-flex-review\/","video":[{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA","name":"Chase Freedom Flex Review: 5% Cash Back With a Few Drawbacks","description":"In this video, I'm doing a review of the Chase Freedom Flex credit card. The Freedom Flex is kind of a hybrid card between a rotating-category cash back card and a standard cash back card and you'll find out what all of that means and more in this video.  Click SHOW MORE to see my card links! \ud83d\udc47\n\n\u27a1\ufe0f My Chase Freedom Flex Link: http:\/\/go.moneydoneright.com\/Chase-Freedom-Flex\/\n\n\u27a1\ufe0f My Citi Double Cash Link: http:\/\/go.moneydoneright.com\/citi-double-cash\/\n\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Reserve\/\n\n\u27a1\ufe0f My Chase Sapphire Preferred Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Preferred\/\n\n\u27a1\ufe0f Best Travel Cards for 2021: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\nCool Stuff:\n\ud83c\udfe1 Free Mortgage Refi Rates: https:\/\/moneydoneright.com\/credit-karma-home-mortgage\/\n\u26b0\ufe0f Free Life Insurance Quotes: https:\/\/moneydoneright.com\/quotacy-life\/\n\ud83d\udcb5 Free Personal Loan Quotes: https:\/\/moneydoneright.com\/fiona\n\u26fd Get Cash Back on Gas: http:\/\/go.moneydoneright.com\/getupside\n\ud83d\udcbb Get Cash Back on Online Shopping: https:\/\/moneydoneright.com\/rakuten\/\n\ud83d\uded2 Get Cash Back on Groceries: https:\/\/moneydoneright.com\/ibotta\n\nVideos:\n\ud83d\udcc8 11 Places to Get Free Stocks: https:\/\/youtu.be\/g2PNE74eyks\n\ud83d\udcb3 Best Credit Cards For 2021: https:\/\/youtu.be\/3EYNsjjVOTw\n\ud83d\udce6 7 Ways to Get Free Stuff: https:\/\/youtu.be\/o7CaiOPMhhA\n\ud83d\ude80 Review of My Favorite Stock Broker: https:\/\/youtu.be\/XNMhp9xeNq8\n\ud83d\udcb0 Free Millionaire Math Webinar: https:\/\/loganallec.com\/\n\ud83d\udc6a Our Family Vlog: https:\/\/youtube.com\/TheAllecFamily\n\nPrograms (Use Coupon Code YOUTUBE for 50% Off!)\n\ud83c\udf93 The Money Course (Paid): https:\/\/www.loganeducation.com\/offers\/FUmjEuPB\/checkout\n\nTable of Contents:\n0:00 Chase Freedom Flex Review and Welcome Offer\n0:27 5% Cash Back on Rotating Categories\n1:19 Evergreen Bonus Categories\n2:26 Pairing the Freedom Flex With the Citi Double Cash\n3:28 Transferring Freedom Flex Points to Chase Sapphire Cards\n4:59 Chase Freedom Flex 0% APR for 15 Months\n5:14 The Freedom Flex and the Chase 5\/24 Rule\n5:34 When Are Rotating Categories Announced?\n5:53 5% Cash Back Is Limited\n6:43 3% Foreign Transaction Fee\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #chase","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/x6q25OIzpzA\/default.jpg","https:\/\/i.ytimg.com\/vi\/x6q25OIzpzA\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/x6q25OIzpzA\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/x6q25OIzpzA\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/x6q25OIzpzA\/maxresdefault.jpg"],"uploadDate":"2021-03-16T18:16:41+00:00","duration":"PT7M39S","embedUrl":"https:\/\/www.youtube.com\/embed\/x6q25OIzpzA","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":3854}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":246}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc","name":"Chase Sapphire Reserve Review: Is the $550 Fee Still Worth It?","description":"In this Chase Sapphire Reserve Review for 2021, I go over the features and benefits of the  Reserve, its fees and rewards, its pros and cons, and more!  I also talk about if the Chase Sapphire Reserve is worth it even considering the $550 annual fee.  Click SHOW MORE to see my card links! \ud83d\udc47\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Reserve\/\n\nMy Credit Card Links:\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Reserve\/\n\u27a1\ufe0f My Chase Sapphire Preferred Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Preferred\/\n\u27a1\ufe0f My Chase Freedom Unlimited Link: http:\/\/go.moneydoneright.com\/chase-freedom-unlimited\/\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/chase-sapphire-reserve\/\n\u27a1\ufe0f My Chase Freedom Flex Link: http:\/\/go.moneydoneright.com\/chase-freedom-flex\n\u27a1\ufe0f My Citi Double Cash Link: http:\/\/go.moneydoneright.com\/citi-double-cash\/\n\nOther Credit Cards:\n\u27a1\ufe0f Best Travel Credit Cards: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\u27a1\ufe0f Best Cash Back Credit Cards: http:\/\/go.moneydoneright.com\/cash-back-credit-cards\n\u27a1\ufe0f Best Gas Credit Cards: http:\/\/go.moneydoneright.com\/gas-credit-cards\n\u27a1\ufe0f Best Airline Credit Cards: http:\/\/go.moneydoneright.com\/airline-credit-cards\n\u27a1\ufe0f Best Hotel Credit Cards: http:\/\/go.moneydoneright.com\/hotel-credit-cards\n\u27a1\ufe0f Best 0% APR Credit Cards: http:\/\/go.moneydoneright.com\/zero-percent-apr-credit-cards\n\u27a1\ufe0f Best Balance Transfer Credit Cards: http:\/\/go.moneydoneright.com\/balance-transfer-credit-cards\n\u27a1\ufe0f Best Small Business Credit Cards: http:\/\/go.moneydoneright.com\/small-business-credit-cards\n\u27a1\ufe0f Best No Annual Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-annual-fee-credit-cards\n\u27a1\ufe0f Best No Foreign Transaction Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-foreign-transaction-fee-credit-cards\n\u27a1\ufe0f Best Secured Credit Cards: http:\/\/go.moneydoneright.com\/secured-credit-cards\n\u27a1\ufe0f Best Prepaid Credit Cards: http:\/\/go.moneydoneright.com\/prepaid-credit-cards\n\u27a1\ufe0f Best Student Credit Cards: http:\/\/go.moneydoneright.com\/student-credit-cards\n\nMy Other Credit Card Review Videos:\n\u27a1\ufe0f Chase Sapphire Preferred Review: https:\/\/youtu.be\/9g8EN28X19Y\n\u27a1\ufe0f Chase Freedom Flex Review: https:\/\/youtu.be\/x6q25OIzpzA\n\u27a1\ufe0f Chase Freedom Unlimited Review: https:\/\/youtu.be\/6o2iHw1IKYY\n\u27a1\ufe0f Chase's Freedom Flex vs. Freedom Unlimited: https:\/\/youtu.be\/ihxHTBgRtxs\n\u27a1\ufe0f Citi Double Cash Review: https:\/\/youtu.be\/nSi1kdU5o3I\n\nMy Other Credit Card Videos:\n\u27a1\ufe0f Best Credit Cards Right Now: https:\/\/youtu.be\/3EYNsjjVOTw\n\u27a1\ufe0f 7 Credit Card Myths That Just Won't Die: https:\/\/youtu.be\/pqbuixVTINU\n\u27a1\ufe0f Are Credit Card Rewards Taxable: https:\/\/youtu.be\/w0nyJQ10snQ\n\nPrograms (Use Coupon Code YOUTUBE for 50% Off!):\n\ud83c\udf93 Prosper: https:\/\/www.loganeducation.com\/prosper\n\nFree Downloads:\n\ud83d\udcb8 75 Ways to Save an Extra $100 This Month: https:\/\/moneydoneright.com\/wp-content\/uploads\/75-Ideas-to-Put-an-Extra-100-in-Your-Pocket-Every-Month.pdf\n\ud83e\udd11 15 Referral Programs That Make Me Over $20,000 a Month: https:\/\/www.loganeducation.com\/15-referral-programs\n\nTable of Contents:\n0:00 Chase Sapphire Reserve Review 2021\n1:35 Chase Sapphire Reserve Bonus\n3:15 Chase Sapphire Reserve Benefits and Rewards\n5:45 Transferring Points to 3rd Party Rewards Partners\n8:50 Purchase Protection Coverage\n10:30 Travel Protection Coverage\n12:20 Chase Sapphire Reserve Pros\n15:20 Chase Sapphire Reserve Cons\n17:10 Who the Chase Sapphire Reserve is Good For\n19:20 Who the Chase Sapphire Reserve is Not Good For\n22:25 Is the Chase Sapphire Reserve Worth It?\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #creditcardrewards","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/930pdAOUHfc\/default.jpg","https:\/\/i.ytimg.com\/vi\/930pdAOUHfc\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/930pdAOUHfc\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/930pdAOUHfc\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/930pdAOUHfc\/maxresdefault.jpg"],"uploadDate":"2021-05-29T20:59:41+00:00","duration":"PT23M6S","embedUrl":"https:\/\/www.youtube.com\/embed\/930pdAOUHfc","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":8138}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":205}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=9g8EN28X19Y#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=9g8EN28X19Y","name":"Chase Sapphire Preferred Review: HUGE 100,000-Point Sign-Up Bonus!","description":"In this Chase Sapphire Preferred Review for 2021, I go over the features and benefits of the card, the fees and rewards, the pros and cons, and more!  Click SHOW MORE to see my card links! \ud83d\udc47\n\u27a1\ufe0f My Chase Sapphire Preferred Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Preferred\/\n\nMy Credit Card Links:\n\u27a1\ufe0f My Chase Sapphire Preferred Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Preferred\/\n\u27a1\ufe0f My Chase Freedom Unlimited Link: http:\/\/go.moneydoneright.com\/chase-freedom-unlimited\/\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/chase-sapphire-reserve\/\n\u27a1\ufe0f My Chase Freedom Flex Link: http:\/\/go.moneydoneright.com\/chase-freedom-flex\n\u27a1\ufe0f My Citi Double Cash Link: http:\/\/go.moneydoneright.com\/citi-double-cash\/\n\nOther Credit Cards:\n\u27a1\ufe0f Best Travel Credit Cards: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\u27a1\ufe0f Best Cash Back Credit Cards: http:\/\/go.moneydoneright.com\/cash-back-credit-cards\n\u27a1\ufe0f Best Gas Credit Cards: http:\/\/go.moneydoneright.com\/gas-credit-cards\n\u27a1\ufe0f Best Airline Credit Cards: http:\/\/go.moneydoneright.com\/airline-credit-cards\n\u27a1\ufe0f Best Hotel Credit Cards: http:\/\/go.moneydoneright.com\/hotel-credit-cards\n\u27a1\ufe0f Best 0% APR Credit Cards: http:\/\/go.moneydoneright.com\/zero-percent-apr-credit-cards\n\u27a1\ufe0f Best Balance Transfer Credit Cards: http:\/\/go.moneydoneright.com\/balance-transfer-credit-cards\n\u27a1\ufe0f Best Small Business Credit Cards: http:\/\/go.moneydoneright.com\/small-business-credit-cards\n\u27a1\ufe0f Best No Annual Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-annual-fee-credit-cards\n\u27a1\ufe0f Best No Foreign Transaction Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-foreign-transaction-fee-credit-cards\n\u27a1\ufe0f Best Secured Credit Cards: http:\/\/go.moneydoneright.com\/secured-credit-cards\n\u27a1\ufe0f Best Prepaid Credit Cards: http:\/\/go.moneydoneright.com\/prepaid-credit-cards\n\u27a1\ufe0f Best Student Credit Cards: http:\/\/go.moneydoneright.com\/student-credit-cards\n\nMy Other Credit Card Review Videos:\n\u27a1\ufe0f Chase Sapphire Reserve Review: https:\/\/youtu.be\/930pdAOUHfc\n\u27a1\ufe0f Chase Freedom Flex Review: https:\/\/youtu.be\/x6q25OIzpzA\n\u27a1\ufe0f Chase Freedom Unlimited Review: https:\/\/youtu.be\/6o2iHw1IKYY\n\u27a1\ufe0f Chase's Freedom Flex vs. Freedom Unlimited: https:\/\/youtu.be\/ihxHTBgRtxs\n\u27a1\ufe0f Citi Double Cash Review: https:\/\/youtu.be\/nSi1kdU5o3I\n\nMy Other Credit Card Videos:\n\u27a1\ufe0f Best Credit Cards Right Now: https:\/\/youtu.be\/3EYNsjjVOTw\n\u27a1\ufe0f 7 Credit Card Myths That Just Won't Die: https:\/\/youtu.be\/pqbuixVTINU\n\u27a1\ufe0f Are Credit Card Rewards Taxable: https:\/\/youtu.be\/w0nyJQ10snQ\n\nPrograms (Use Coupon Code YOUTUBE for 50% Off!):\n\ud83c\udf93 Prosper: https:\/\/www.loganeducation.com\/prosper\n\nFree Downloads:\n\ud83d\udcb8 75 Ways to Save an Extra $100 This Month: https:\/\/moneydoneright.com\/wp-content\/uploads\/75-Ideas-to-Put-an-Extra-100-in-Your-Pocket-Every-Month.pdf\n\ud83e\udd11 15 Referral Programs That Make Me Over $20,000 a Month: https:\/\/www.loganeducation.com\/15-referral-programs\n\nTable of Contents:\n0:00 Chase Sapphire Preferred Review\n1:45 Welcome Offer and How Much Points Are Worth\n2:25 Welcome Offer Conditions\n3:15 Annual Fee and Rewards Structure\n4:25 Chase Pay Yourself Back Program\n5:50 More Sapphire Preferred Perks\n7:30 Transferring Points to Airlines and Hotels Rewards Programs\n9:50 Chase Sapphire Preferred Pros\n12:45 Chase Sapphire Preferred Cons\n15:45 Who Is The Sapphire Preferred Card Good For?\n18:05 Who Is The Sapphire Preferred Card Bad For?\n20:35 Conclusion\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #creditcardrewards","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/9g8EN28X19Y\/default.jpg","https:\/\/i.ytimg.com\/vi\/9g8EN28X19Y\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/9g8EN28X19Y\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/9g8EN28X19Y\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/9g8EN28X19Y\/maxresdefault.jpg"],"uploadDate":"2021-05-20T23:24:07+00:00","duration":"PT21M1S","embedUrl":"https:\/\/www.youtube.com\/embed\/9g8EN28X19Y","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=9g8EN28X19Y#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=9g8EN28X19Y#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=9g8EN28X19Y&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=9g8EN28X19Y#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":10434}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=9g8EN28X19Y#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":263}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=M3Vt8XVFV6Y#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=M3Vt8XVFV6Y","name":"Chase Sapphire Reserve vs. Preferred: It's Not an Easy Choice in 2021!","description":"In this video, I compare the Chase Sapphire Reserve vs. the Chase Sapphire Preferred.  These are two popular Chase credit cards that I've done separate reviews for here on the channel (links to my separate reviews are below).  Click SHOW MORE to see my card links! \ud83d\udc47\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Reserve\/\n\u27a1\ufe0f My Chase Sapphire Preferred: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Preferred\/\n\nDISCLAIMER: The information in this video is accurate as of the publishing date.  Chase will be releasing updates to both the Chase Sapphire Reserve and the Chase Sapphire Preferred on August 16, 2021.  I will be releasing an update video after these changes are released.\n\nMy Other Credit Card Review Videos:\n\u27a1\ufe0f Chase Sapphire Preferred Review: https:\/\/youtu.be\/9g8EN28X19Y\n\u27a1\ufe0f Chase Sapphire Reserve Review: https:\/\/youtu.be\/930pdAOUHfc\n\u27a1\ufe0f Chase Freedom Flex Review: https:\/\/youtu.be\/x6q25OIzpzA\n\u27a1\ufe0f Chase Freedom Unlimited Review: https:\/\/youtu.be\/6o2iHw1IKYY\n\u27a1\ufe0f Chase Freedom Flex vs. Freedom Unlimited: https:\/\/youtu.be\/ihxHTBgRtxs\n\u27a1\ufe0f Citi Double Cash Review: https:\/\/youtu.be\/nSi1kdU5o3I\n\u27a1\ufe0f Citi Custom Cash Review: https:\/\/youtu.be\/zEdIXVfeqps\n\nOther Credit Cards:\n\u27a1\ufe0f Best Travel Credit Cards: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\u27a1\ufe0f Best Cash Back Credit Cards: http:\/\/go.moneydoneright.com\/cash-back-credit-cards\n\u27a1\ufe0f Best Gas Credit Cards: http:\/\/go.moneydoneright.com\/gas-credit-cards\n\u27a1\ufe0f Best Airline Credit Cards: http:\/\/go.moneydoneright.com\/airline-credit-cards\n\u27a1\ufe0f Best Hotel Credit Cards: http:\/\/go.moneydoneright.com\/hotel-credit-cards\n\u27a1\ufe0f Best 0% APR Credit Cards: http:\/\/go.moneydoneright.com\/zero-percent-apr-credit-cards\n\u27a1\ufe0f Best Balance Transfer Credit Cards: http:\/\/go.moneydoneright.com\/balance-transfer-credit-cards\n\u27a1\ufe0f Best Small Business Credit Cards: http:\/\/go.moneydoneright.com\/small-business-credit-cards\n\u27a1\ufe0f Best No Annual Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-annual-fee-credit-cards\n\u27a1\ufe0f Best No Foreign Transaction Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-foreign-transaction-fee-credit-cards\n\u27a1\ufe0f Best Secured Credit Cards: http:\/\/go.moneydoneright.com\/secured-credit-cards\n\u27a1\ufe0f Best Prepaid Credit Cards: http:\/\/go.moneydoneright.com\/prepaid-credit-cards\n\u27a1\ufe0f Best Student Credit Cards: http:\/\/go.moneydoneright.com\/student-credit-cards\n\nTable of Contents:\n0:00 Chase Sapphire Preferred vs. Chase Sapphire Reserve\n1:40 Chase 5\/24 Rule\n2:22 Chase Sapphire Preferred Spending Rewards\n2:47 Chase Sapphire Reserve Spending Rewards\n2:59 What Counts as Travel and Dining?\n3:47 Fees Comparison\n4:16 Chas Sapphire Reserve $300 Annual Travel Credit\n4:44 Signup Bonus Comparison\n6:11 How Much Are Chase Ultimate Rewards Points Worth?\n8:26 Transferring Chase Ultimate Rewards Points\n10:39 Perks Comparison\n12:08 Chase Sapphire Reserve Lounge Access\n12:25 Chase Sapphire Reserve Hotel Benefits\n12:55 Insurance and Purchase Protection Comparison\n13:30 Trip Cancellation or Interruption\n13:45 Roadside Assistance\n14:35 Accident Protection\n15:30 Collision and Damage Waiver\n16:45 Baggage Delays\n17:30 Luggage Protection\n18:10 Travel and Emergency Assistance Services\n20:20 Extended Warranties\n21:10 Purchase Protection\n22:00 Chase Sapphire Reserve Return Protection\n22:50 Chase Sapphire Reserve Advantages\n24:10 Chase Sapphire Preferred Advantages\n25:17 Which Is Better For You?\n26:32 Chase Sapphire Preferred vs. Reserve Breakeven Point\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #chasesapphire","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/M3Vt8XVFV6Y\/default.jpg","https:\/\/i.ytimg.com\/vi\/M3Vt8XVFV6Y\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/M3Vt8XVFV6Y\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/M3Vt8XVFV6Y\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/M3Vt8XVFV6Y\/maxresdefault.jpg"],"uploadDate":"2021-08-16T03:40:39+00:00","duration":"PT32M40S","embedUrl":"https:\/\/www.youtube.com\/embed\/M3Vt8XVFV6Y","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=M3Vt8XVFV6Y#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=M3Vt8XVFV6Y#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=M3Vt8XVFV6Y&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=M3Vt8XVFV6Y#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":1549}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=M3Vt8XVFV6Y#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":81}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=nSi1kdU5o3I#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=nSi1kdU5o3I","name":"Citi Double Cash Review","description":"In this video, I review one of the credit cards I talk a lot about here on this channel, and that's the Citi Double Cash card. I will go over all the features of this card and also compare it to some of its competitors!  Click SHOW MORE to see my card links! \ud83d\udc47\n\nCredit Cards Mentioned In This Video:\n\u27a1\ufe0f My Citi Double Cash Link: http:\/\/go.moneydoneright.com\/citi-double-cash\n\u27a1\ufe0f My Chase Freedom Flex Link: http:\/\/go.moneydoneright.com\/chase-freedom-flex\n\nOther Credit Cards:\n\u27a1\ufe0f Best Travel Credit Cards: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\u27a1\ufe0f Best Cash Back Credit Cards: http:\/\/go.moneydoneright.com\/cash-back-credit-cards\n\u27a1\ufe0f Best Gas Credit Cards: http:\/\/go.moneydoneright.com\/gas-credit-cards\n\u27a1\ufe0f Best Airline Credit Cards: http:\/\/go.moneydoneright.com\/airline-credit-cards\n\u27a1\ufe0f Best Hotel Credit Cards: http:\/\/go.moneydoneright.com\/hotel-credit-cards\n\u27a1\ufe0f Best 0% APR Credit Cards: http:\/\/go.moneydoneright.com\/zero-percent-apr-credit-cards\n\u27a1\ufe0f Best Balance Transfer Credit Cards: http:\/\/go.moneydoneright.com\/balance-transfer-credit-cards\n\u27a1\ufe0f Best Small Business Credit Cards: http:\/\/go.moneydoneright.com\/small-business-credit-cards\n\u27a1\ufe0f Best No Annual Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-annual-fee-credit-cards\n\u27a1\ufe0f Best No Foreign Transaction Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-foreign-transaction-fee-credit-cards\n\u27a1\ufe0f Best Secured Credit Cards: http:\/\/go.moneydoneright.com\/secured-credit-cards\n\u27a1\ufe0f Best Prepaid Credit Cards: http:\/\/go.moneydoneright.com\/prepaid-credit-cards\n\u27a1\ufe0f Best Student Credit Cards: http:\/\/go.moneydoneright.com\/student-credit-cards\n\nCool Stuff:\n\ud83d\ude97 Free Auto Insurance Quotes: http:\/\/go.moneydoneright.com\/gabi\n\ud83c\udfe1 Free Mortgage Refi Rates: https:\/\/moneydoneright.com\/credit-karma-home-mortgage\/\n\u26b0\ufe0f Free Life Insurance Quotes: https:\/\/moneydoneright.com\/quotacy-life\/\n\ud83d\udcb5 Free Personal Loan Quotes: https:\/\/moneydoneright.com\/fiona\n\ud83d\udcbb Get Cash Back on Online Shopping: https:\/\/moneydoneright.com\/rakuten\/\n\ud83d\uded2 Get Cash Back on Groceries: https:\/\/moneydoneright.com\/ibotta\n\nVideos:\n\ud83d\udcc8 11 Places to Get Free Stocks: https:\/\/youtu.be\/g2PNE74eyks\n\ud83d\udcb3 Best Credit Cards For 2021: https:\/\/youtu.be\/3EYNsjjVOTw\n\ud83d\udce6 7 Ways to Get Free Stuff: https:\/\/youtu.be\/o7CaiOPMhhA\n\ud83d\ude80 Review of My Favorite Stock Broker: https:\/\/youtu.be\/XNMhp9xeNq8\n\ud83d\udcb0 Free Millionaire Math Webinar: https:\/\/loganallec.com\/\n\ud83d\udc6a Our Family Vlog: https:\/\/youtube.com\/TheAllecFamily\n\nPrograms (Use Coupon Code YOUTUBE for 50% Off!)\n\ud83c\udf93 The Money Course (Paid): https:\/\/www.loganeducation.com\/offers\/FUmjEuPB\/checkout\n\nTable of Contents:\n0:00 Citi Double Cash Review\n0:40 Unlimited 2% Cash Back\n1:45 0% Introductory APR on Balance Transfers\n2:26 No Signup Bonus\n2:40 So How Much Can You Earn?\n3:26 Pairing Strategy With the Chase Freedom Flex\n4:11 How to Redeem Citi Double Cash Rewards\n4:53 Converting Rewards to Citi ThankYou Points\n5:35 Transferring ThankYou Points to Travel Partners\n6:50 Free Credit Score from Equifax\n7:30 Fraud and Identity Theft Protections\n8:05 Lost Wallet Service\n8:25 $0 Liability on Unauthorized Charges\n8:32 Citi Entertainment\n8:44 3% Foreign Transaction Fee\n9:06 Citi Double Cash vs. Fidelity Rewards Visa Signature Card vs. PayPal Cashback Mastercard\n10:29 Citi Double Cash Pros and Cons\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #personalfinance","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/nSi1kdU5o3I\/default.jpg","https:\/\/i.ytimg.com\/vi\/nSi1kdU5o3I\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/nSi1kdU5o3I\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/nSi1kdU5o3I\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/nSi1kdU5o3I\/maxresdefault.jpg"],"uploadDate":"2021-03-26T16:00:15+00:00","duration":"PT13M7S","embedUrl":"https:\/\/www.youtube.com\/embed\/nSi1kdU5o3I","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=nSi1kdU5o3I#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=nSi1kdU5o3I#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=nSi1kdU5o3I&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=nSi1kdU5o3I#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":3413}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=nSi1kdU5o3I#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":204}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY","name":"Chase Freedom Unlimited Review: 1.5% Cash Back With Decent Bonuses","description":"In this video, I review one of the credit cards I've mentioned a couple of times on the channel, and that is the Chase Freedom Unlimited credit card. I will go over all the features of this card and also compare it to some of its competitors!  Click SHOW MORE to see my card links! \ud83d\udc47\n\nMy Credit Card Links:\n\u27a1\ufe0f My Chase Freedom Unlimited Link: http:\/\/go.moneydoneright.com\/Chase-Freedom-Unlimited\/\n\u27a1\ufe0f My Chase Freedom Flex Link: http:\/\/go.moneydoneright.com\/chase-freedom-flex\n\u27a1\ufe0f My Citi Double Cash Link: http:\/\/go.moneydoneright.com\/citi-double-cash\/\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Reserve\/\n\u27a1\ufe0f My Chase Sapphire Preferred Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Preferred\/\n\nOther Credit Cards:\n\u27a1\ufe0f Best Travel Credit Cards: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\u27a1\ufe0f Best Cash Back Credit Cards: http:\/\/go.moneydoneright.com\/cash-back-credit-cards\n\u27a1\ufe0f Best Gas Credit Cards: http:\/\/go.moneydoneright.com\/gas-credit-cards\n\u27a1\ufe0f Best Airline Credit Cards: http:\/\/go.moneydoneright.com\/airline-credit-cards\n\u27a1\ufe0f Best Hotel Credit Cards: http:\/\/go.moneydoneright.com\/hotel-credit-cards\n\u27a1\ufe0f Best 0% APR Credit Cards: http:\/\/go.moneydoneright.com\/zero-percent-apr-credit-cards\n\u27a1\ufe0f Best Balance Transfer Credit Cards: http:\/\/go.moneydoneright.com\/balance-transfer-credit-cards\n\u27a1\ufe0f Best Small Business Credit Cards: http:\/\/go.moneydoneright.com\/small-business-credit-cards\n\u27a1\ufe0f Best No Annual Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-annual-fee-credit-cards\n\u27a1\ufe0f Best No Foreign Transaction Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-foreign-transaction-fee-credit-cards\n\u27a1\ufe0f Best Secured Credit Cards: http:\/\/go.moneydoneright.com\/secured-credit-cards\n\u27a1\ufe0f Best Prepaid Credit Cards: http:\/\/go.moneydoneright.com\/prepaid-credit-cards\n\u27a1\ufe0f Best Student Credit Cards: http:\/\/go.moneydoneright.com\/student-credit-cards\n\nMy Other Credit Card Videos:\n\u27a1\ufe0f Chase Freedom Flex Review: https:\/\/youtu.be\/x6q25OIzpzA\n\u27a1\ufe0f Citi Double Cash Review: https:\/\/youtu.be\/nSi1kdU5o3I\n\u27a1\ufe0f Best Credit Cards Right Now: https:\/\/youtu.be\/3EYNsjjVOTw\n\u27a1\ufe0f 7 Credit Card Myths That Just Won't Die: https:\/\/youtu.be\/pqbuixVTINU\n\u27a1\ufe0f Are Credit Card Rewards Taxable: https:\/\/youtu.be\/w0nyJQ10snQ\n\nPrograms (Use Coupon Code YOUTUBE for 50% Off!)\n\ud83c\udf93 The Money Course (Paid): https:\/\/www.loganeducation.com\/offers\/FUmjEuPB\/checkout\n\nTable of Contents:\n0:00 Chase Freedom Unlimited Review\n1:28 5% Back on Travel Booked Through Chase\n2:40 3% Back on Drugstore and Restaurant Purchases\n3:18 1.5% Back on Non-Bonus Categories\n3:50 Pairing With Citi Double Cash\n4:32 5% Back on Lyft Through March 2022\n4:54 Free 3 Months of DashPass\n5:31 Transferring Points to Chase Sapphire Preferred or Chase Sapphire Reserve\n7:32 0% Introductory APR on Purchases for 15 Months\n7:58 Chase Freedom Unlimited Pros and Cons\n13:06 Who the Chase Freedom Unlimited Is Good For\n14:12 Who the Chase Freedom Unlimited Is Bad For\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #personalfinance","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/6o2iHw1IKYY\/default.jpg","https:\/\/i.ytimg.com\/vi\/6o2iHw1IKYY\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/6o2iHw1IKYY\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/6o2iHw1IKYY\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/6o2iHw1IKYY\/maxresdefault.jpg"],"uploadDate":"2021-04-18T16:00:03+00:00","duration":"PT18M56S","embedUrl":"https:\/\/www.youtube.com\/embed\/6o2iHw1IKYY","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":19929}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":536}]}],"about":["Credit Cards"],"wordCount":2967,"articleBody":"\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tChase Freedom Flex\t\t\t\tBasics: With a robust rewards program and no annual fee, the Chase Freedom Flex card is generally a good choice for someone who wants to optimize cash back while keeping it simple.Pros: The Freedom Flex covers a lot of bases. In addition to its standard 3% rewards on dining and drugstore purchases and 5% rewards on travel booked through Chase, it also gives 5% back on up to $1,500 in spending per quarter on common spending categories that change quarterly.Cons: Despite its generous rewards system, the Freedom Flex still has some downsides, including a $300 annual maximum on 5% cash back earned in the quarterly-rotating categories and a 3% foreign transaction fee.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRewards \t\t\t\t\t\t\t\t\t\t8\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tOther Perks\t\t\t\t\t\t\t\t\t\t7\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAnnual Fee\t\t\t\t\t\t\t\t\t\t10\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tWelcome Offer\t\t\t\t\t\t\t\t\t\t10\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tEase of Approval\t\t\t\t\t\t\t\t\t\t6\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tIntro APR\t\t\t\t\t\t\t\t\t\t7\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tWELCOME OFFER:Earn $200 if you spend at least $500 within the first 3 monthsANNUAL FEE:$0CASH BACK:5% back on rotating categories, 5% back on travel booked through Chase, 5% back on Lyft rides (through March 2022), 3% back on select categories, and 1% back on everything else FOREIGN TRANSACTION FEE: 3% \t\t\t\tOur Review Methodology        We may receive a commission if you sign up or purchase through links on this page.  Here's more information.    The Chase Freedom Flex is a good credit card that gets the job done for beginners and experts alike \u2013 but has its downsides depending on how you spend and how you want to earn your rewards. In this review, I discuss the many features and benefits of the Freedom Flex, as well as its downsides.The Freedom Flex currently has a welcome offer of $200 if you spend at least $500 within three months of opening the card. If this review helped your decision in applying for this card, I would appreciate it if you used my affiliate link. If you use my link and are approved, I receive a commission at no additional cost to you.If you would rather watch a review of the Chase Freedom Flex card, check out my video below!RewardsThe Chase Freedom Flex is a hybrid between a rotating-category cash-back card and a standard cash-back card. There is no minimum amount to redeem Freedom Flex cash-back earnings, and as long as your account remains open, your cash-back earnings do not expire..simple_table-42496 table tr th{\ttext-align: center;\t\t}.simple_table-42496 table tr td{\ttext-align: center;\t\t}Chase Freedom Flex Cash Back EarningsCash-back CategoriesRotatingNon-rotating5% Cash Back (Rotating)Categories rotate quarterlyUp to $1,500 in combined purchases each quarter5% Cash Back (Non-rotating)Travel purchased through Chase Ultimate RewardsLyft rides (valid until March 2022)3% Cash Back Dining (includes sit-down dining, takeout, and delivery through certain services, including Uber Eats and Postmates)Drugstore purchases1% Cash Back All other purchasesRotating categoriesThe Chase Freedom Flex offers 5% cash back on up to $1,500 in combined purchases each quarter on categories which rotate on a quarterly basis. As of Q3 2021, the categories are grocery stores (excluding Target and Walmart) and select streaming services.Shortly before each quarter begins, Chase announces its bonus categories for that quarter by sending cardholders an email with a button to activate the five percent bonus. Cardholders may also activate cash back for rotating categories through their Chase online account.Non-rotating categoriesAlong with its rotating rewards, the Freedom Flex gives cash back for spending in several other categories. Earn 5% cash back on travel purchased through Chase Ultimate Rewards, 5% cash back on Lyft rides (through March 2022), 3% cash back on dining (which includes sit-down dining, takeout, and delivery through certain services, including Uber Eats and Postmates), and 3% cash back on purchases made at drugstores.In addition to these rewards, Freedom Flex cardholders earn 1% cash-back on all other purchases.BenefitsAside from cash-back rewards, the Chase Freedom Flex card also offers a variety of extra perks..simple_table-42497 table tr th{\ttext-align: center;\t\t}.simple_table-42497 table tr td{\ttext-align: center;\t\t}Chase Freedom Flex BenefitsIntro APR0% on new purchases and balance transfers for 15 monthsDoorDash Subscription Complimentary 3 months of DashPass50% off on regular DashPass rate after complimentary period ends5% Cash Back (Non-rotating)Travel purchased through Chase Ultimate RewardsLyft rides (valid until March 2022)LyftEarn 5% cash back on Lyft rides (valid through March 2022)Other Perks Cell phone protection (covers up to $1,000 per year)Zero liability and ID theft protectionMemberships and discounts with Shoprunner, HelloFresh, Fandango, and moreIntro APRThe intro APR for the Chase Freedom Flex is 0% on new purchases and balance transfers for the first 15 months.DoorDashThe Freedom Flex offers a complimentary 3-month subscription to DashPass, a DoorDash subscription service which features free deliveries on orders over $12 through DoorDash or Caviar.After that, you are automatically subscribed to DashPass at 50% off the regular rate for the next nine months. The regular rate for DashPass is $9.99\/month, and you can cancel anytime through the DoorDash or the Caviar app.You must activate by December 31st, 2021, to cash in on this offer.LyftAll Freedom Flex card holders also receive 5% cash-back on qualifying Lyft purchases through March 31st, 2022. Technically, this is 4% cash-back in addition to the 1% cash-back that cardholders already earn through all other purchases.Qualifying Lyft purchases include all car, bike, and scooter rides, as well as subscription and membership products.Other PerksThe Chase Freedom Flex is a World Elite Mastercard, which means cardholders also receive additional benefits, courtesy of Mastercard. These perks include cell phone protection, zero liability protection, and memberships and discounts with brands like Lyft, Shoprunner, HelloFresh and more.Here are some of the additional perks:Cell phone protection (covers up to $1,000 per year; 2 claims per year and $800 maximum per claim). You must pay with your Chase Freedom Flex card to activate this benefit.Zero Liability & ID theft protection$5 Lyft credit if you take at least 3 Lyft rides per month (the $5 credit is issued once a month)Free Shoprunner membership5% cash back on HelloFresh orders (to use for future purchases)$5 Fandango Reward if you spend at least $20 on movie ticketsTo see the full list of Chase Freedom Flex benefits through Mastercard, click here.Fees.simple_table-42499 table tr th{\ttext-align: center;\t\t}.simple_table-42499 table tr td{\ttext-align: center;\t\t}Chase Freedom Flex FeesAnnual Fee $0Foreign Transaction Fee 3% international feeNo Annual FeeA great thing about the Chase Freedom Flex is that it doesn’t have an annual fee, so you don’t have to do a cost-benefit analysis every year to decide whether you should keep it or cancel it.Even if you stop using your Freedom Flex one day because you’ve upgraded to other cards, you can always keep it around and make money with it by adding authorized users.3% Foreign Transaction FeeUnfortunately, if you use the Chase Freedom Flex abroad, you’ll pay Chase a 3% fee on every transaction.If you’re interested in a Chase card you can use abroad without worrying about an extra fee, check out the Chase Sapphire Preferred or Chase Sapphire Reserve.Sign-Up BonusAs I\u2019ve mentioned previously, the Freedom Flex currently has an introductory offer of $200 if you spend at least $500 within three months of opening the card. If you have decided that the Freedom Flex is for you, I would appreciate it if you signed up through my affiliate link.Pairings With Other Credit CardsCiti Double CashWhile the Freedom Flex only offers 1% cash back on non-bonus purchases, it makes for a simple and straightforward yet powerful credit card setup when paired with the Citi Double Cash, which gives unlimited two percent cash back on all purchases. This pairing allows you to get the Freedom Flex\u2019s high rewards in bonus areas while also getting 2% back on non-bonus spending with the Citi Double Cash.Neither of these cards has an annual fee, which enables you to eventually upgrade your card setup (if you\u2019d like to) by opening a card with an annual fee but higher rewards in a specific area without needing to cancel your Freedom Flex or Double Cash.Sapphire Preferred or ReservedThe Freedom Flex also works well when paired with the Chase Sapphire Preferred or the Chase Sapphire Reserve, which offer 25% and 50% cash back respectively on points redeemed for travel through Chase Ultimate Rewards. If you have one of these cards, you can transfer your points to these cards to get that bonus, which effectively increases your cash-back rate.For example, after using your Freedom Flex to get 3% back on drugstore purchases, you can transfer those points to the Sapphire Preferred and then redeem them through Chase Ultimate Rewards for a 25% bonus, making your rewards actually come out to 3.75%. If you transfer those points to the Sapphire Reserve, your cash back on drugstore spending would essentially be 4.5%.Similarly, your cash back in the rotating categories could equal 6.25% on the Preferred or 7.5% on the Reserve when redeemed for travel through the Ultimate Rewards program.Thus, when paired with a premium card, a simple no-annual-fee card like the Freedom Flex actually offers some sizable rewards. Check out this comparison video to find out if the Chase Sapphire Preferred or Reserve works best for you.Pros and ConsChase Freedom Flex ProsThe Chase Freedom Flex covers a lot of ground for people who know what they\u2019re going to spend their money on. With no annual fee and a (relatively) generous rewards program, this card is useful for most.Generous Cash Back on Typical ExpensesThe Freedom Flex cash back for rotating categories are generally pretty common expenses, and the card offers 3% back on dining and drugstores, as well as 5% back on travel through Chase Ultimate Rewards.The card\u2019s partnerships with Lyft and DoorDash are also useful if you are a frequent user of the services.Low MaintenanceAnother benefit to the Chase Freedom Flex is that it\u2019s pretty low maintenance \u2013\u00a0a suitable card for a minimalist who wants to maximize their earnings and don\u2019t mind setting a reminder to activate their quarterly 5% cash-back benefits.Chase Freedom Flex ConsWhile the Freedom Flex is generally a great card, it has a few downsides.Chase 5\/24 RuleThe Chase Freedom Flex is subject to the Chase 5\/24 rule, meaning that you\u2019ll automatically be rejected if you\u2019ve opened five or more credit cards (from any issuer) in the past 24 months.Late Notice for Rotating CategoriesUnlike some other rotating cards, Chase doesn\u2019t announce the rotating categories for each quarter until just a few weeks prior, which can make it difficult to plan.Limited Cash BackYour 5% cash back with the Freedom Flex is capped at $1,500 in combined purchases each quarter. This translates to a maximum cash back of $75 per quarter, for a grand total of only $300 per year.While you\u2019ll also get 1% cash back in non-bonus areas, this is easily surpassed by the\u00a0Citi Double Cash\u00a0card. Don\u2019t get me wrong \u2013 $300 is still a sizable chunk of cash back, but you can\u2019t get unlimited five percent cash back in the bonus categories.3% International FeeThe Freedom Flex charges a three percent foreign transaction fee, so it\u2019s not the best card for international travel. If you do enjoy traveling internationally, you should probably consider a travel-specific card like the ones listed\u00a0here.Alternatives.btn.btn-blue.dift:hover, .btn.btn-default.dift:hover {color: #4db848;border-color: #4db848;background: #fff !important;}\t\t\t Chase Freedom FlexChase Freedom UnlimitedCiti Custom CashCiti Double Cash \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPros and Cons\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tCash-back Rewards\t\t\t\t\t\t\t5% back on rotating quarterly categories5% back on travel booked through Chase Ultimate Rewards3% back on dining and drugstores1% back on all other purchases\t\t\t\t\t\t\t\t\t\t\t\t\t5% back on travel booked through Chase Ultimate Rewards5% back on grocery stores (limited)3% back on dining and drugstores1.5% back on all other purchases\t\t\t\t\t\t\t\t\t\t\t\t\t5% back on top eligible spending category (up to $500 per billing cycle)1% back on all other purchases\t\t\t\t\t\t\t\t\t\t\t\t\tUnlimited 2% cash back on all purchases\t\t\t\t\t\tAnnual Fee\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t$0\t\t\t\t\t\tForeign transaction fee\t\t\t\t\t\t\t3%\t\t\t\t\t\t\t\t\t\t\t\t\t3%\t\t\t\t\t\t\t\t\t\t\t\t\t3%\t\t\t\t\t\t\t\t\t\t\t\t\t3%\t\t\t\t\t\tSign-up Bonus\t\t\t\t\t\t\tEarn $200 after spending $500 in the first 3 months\t\t\t\t\t\t\t\t\t\t\t\t\tEarn $200 after spending $500 in the first 3 months\t\t\t\t\t\t\t\t\t\t\t\t\tEarn $200 after spending $750 in the first 3 months\t\t\t\t\t\t\t\t\t\t\t\t\tNone\t\t\t\t\t\t\t\t\t \t\tChase Freedom Flex vs Freedom Unlimited.simple_table-42504 table tr th{\ttext-align: center;\t\t}.simple_table-42504 table tr td{\ttext-align: center;\t\t}chase freedom flex vs chase freedom unlimitedChase Freedom FlexChase Freedom UnlimitedRotating Cash-back Rewards5% back on quarterly categoriesNoneOngoing Cash-back Rewards5% back on travel booked through Chase Ultimate Rewards3% back on dining and drugstore purchases1% back on all other purchases5% back on travel booked through Chase Ultimate Rewards5% back on grocery stores (limited to $12,000; excluding Walmart and Target)3% back on dining and drugstore purchases1.5% back on all other purchasesAnnual Fee$0$0Foreign transaction fee3%3%Sign-up Bonus\tEarn $200 after spending $500 in the first 3 months\tEarn $200 after spending $500 in the first 3 monthsThe Freedom Flex and Freedom Unlimited cards offer similar rewards, but if you\u2019re looking to decide between the two, the difference really depends on how you like to spend.The welcome offer and cash back for ongoing categories remain the same between the two cards, but the cash back for rotating categories and other purchases is where the card diverges. For example, the Freedom Flex offers 5% cash back on rotating categories, while the Freedom Unlimited offers a limited-time 5% cash back on groceries stores (excluding Walmart and Target, and only up to $12,000 in purchases or for the first 12 months \u2013 whichever comes first). Chase Freedom Flex only offers 1% cash back on all other purchases, while Freedom Unlimited offers 1.5% \u2013 which is, indeed, unlimited.If you know you\u2019re going to spend more money on seasonal categories, opt for the Chase Freedom Flex. If you would rather earn your cash back through other purchases, Freedom Unlimited is your better bet.Is the Chase Freedom Flex Worth It?The Chase Freedom Flex credit card is definitely worth it \u2013 with no annual fee and 5% cash back on bonus categories, this card is tough to beat. But it all narrows down to how you spend, and how much cash back you want to cash in.Who the Chase Freedom Flex Is Good ForThe Freedom Flex is good for people who frequently use the rotating cash-back categories, people who don\u2019t mind limited cash back in bonus spending, and people who travel domestically more than they do internationally.In my opinion, the Freedom Flex card is best suited for those who want to optimize cash back and perks, but aren\u2019t too set on earning a significant amount of rewards. While the rewards for the Freedom Flex are limited, they\u2019re still better than most cards on the market. Better yet \u2013 if you have predictable spending and know you\u2019re going to spend a considerable amount on the seasonal categories, this card might be worth it.Who the Chase Freedom Flex Is Not Good ForThis card is not suited for people who rarely use the services offered within the rotating categories, people who want unlimited cash back, and people who travel internationally more than they do domestically.If you want more freedom in earning cash back outside of the rotating bonus categories, a different yet similar card, like Chase\u2019s Freedom Unlimited, might be your better bet.FAQ\u2019s:.accordion-list .accordion-title:hover{color: #4db848;}Should you get the Chase Freedom Flex?Get the Freedom Flex if you spend more of your money on the bonus seasonal categories rather than the select categories. If you don\u2019t mind setting a quarterly reminder to activate your 5% cash back on these categories, this card might be for you.Is it hard to get Chase Freedom Flex?It can be hard to get the Chase Freedom Flex because you need a good credit score to be approved. However, that doesn\u2019t mean it\u2019s impossible.Keep in mind that other factors chime in when applying for this card. If you have a decent credit score, sufficient income, and haven\u2019t opened five or more credit cards in the past 24 months, you might have a chance in getting the Chase Freedom Flex.What credit score do you need for Chase Freedom Flex?You need a credit score of at least 670 to be likely approved for the Freedom Flex. A 670 credit score or higher is considered to be \u201cgood,\u201d but it never hurts to try and improve your approval odds.Check out this article on ways to increase your credit score to a 700 or above. I recommend bumping up your credit score before applying for the Freedom Flex, since credit card applications create hard inquiries that may affect your current credit score.Is the Chase Freedom Flex good for beginners?With a relatively robust rewards program for no annual fee, the Freedom Flex can be a good beginner card to build credit while earning cash back.However, note that you need to already have good credit to be approved for this card, which might mean that you need to build credit first, if you currently don\u2019t have any.Is the Chase Freedom Flex or the Freedom Unlimited better for me?The Freedom Flex card would be better suited for someone who is a frequent consumer of the seasonal rotating categories, and wants to maximize their cashback in that way. The Freedom Unlimited card would be better suited for someone who is not particularly moved by the rotating categories, and would rather earn their cash back through other purchases instead.Does the Chase Freedom Flex have an annual fee?\u00a0The annual fee for the Chase Freedom Flex card is $0.Can I combine Freedom Flex rewards with other Chase cards?When paired with a premium card, a simple no-annual-fee card like the Freedom Flex actually offers some sizable rewards.The Freedom Flex works well when paired with the Chase Sapphire Preferred or the Chase Sapphire Reserve, which offer 25% and 50% cash back respectively on points redeemed for travel through Chase Ultimate Rewards.How is the Chase Freedom Flex different from the original Chase Freedom?Think of the Freedom Flex card as the upgraded version of the Freedom card (as of 2020, Chase has closed applications for the latter). Both feature similar rewards, but Freedom Flex is geared more towards optimizing cash-back perks, like 5% on travel through Chase\u2019s Ultimate Rewards Program and 3% on dining and drugstores.If you currently own an original Chase Freedom card and want to upgrade to the Freedom Flex, you can request a product change from Chase or submit a new application, depending on your preference."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Passive Income","item":"https:\/\/moneydoneright.com\/passive-income\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Cash Back And Rewards","item":"https:\/\/moneydoneright.com\/passive-income\/\/cash-back-and-rewards\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"Credit Cards","item":"https:\/\/moneydoneright.com\/passive-income\/\/cash-back-and-rewards\/\/credit-cards\/#breadcrumbitem"},{"@type":"ListItem","position":4,"name":"Chase Freedom Flex Review 2025: 5% Rotating Rewards","item":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/chase-freedom-flex-review\/#breadcrumbitem"}]}]