[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/moneydoneright.com\/fast-money\/personal-loans\/clear-personal-loan-review\/#Article","mainEntityOfPage":"https:\/\/moneydoneright.com\/fast-money\/personal-loans\/clear-personal-loan-review\/","headline":"ClearPersonalLoan Review 2025: Loans up to $15,000 With up to 36-Month Terms","name":"ClearPersonalLoan Review 2025: Loans up to $15,000 With up to 36-Month Terms","description":"ClearPersonalLoan Basics: ClearPersonalLoan is an online personal loan marketplace for loans up to $15,000.Pros:...","datePublished":"2020-01-27","dateModified":"2025-03-07","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/kevin-mercadante\/#Person","name":"Kevin Mercadante","url":"https:\/\/moneydoneright.com\/author\/kevin-mercadante\/","identifier":36,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/72a4429f18d847c46a70224bd484ffbfb23442f656c1f81e0cc5332f6886d670?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/72a4429f18d847c46a70224bd484ffbfb23442f656c1f81e0cc5332f6886d670?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/clearpersonalloan-reviewed-featured.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/clearpersonalloan-reviewed-featured.jpg","height":460,"width":1900},"url":"https:\/\/moneydoneright.com\/fast-money\/personal-loans\/clear-personal-loan-review\/","commentCount":"1","comment":[{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/fast-money\/personal-loans\/clear-personal-loan-review\/#Comment1","dateCreated":"2018-08-02 09:59:36","description":"Do they draft the money from your account.","author":{"@type":"Person","name":"Crystal","url":""}}],"about":["Personal Loans"],"wordCount":1316,"keywords":["hide on posts list","schema"],"articleBody":"\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tClearPersonalLoan\t\t\t\tBasics: ClearPersonalLoan is an online personal loan marketplace for loans up to $15,000.Pros: Fast approvals and funding for borrowers of all credit levels.Cons: ClearPersonalLoan is not a direct lender, so can\u2019t guarantee availability of loans.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAPR (Details)\t\t\t\t\t\t\t\t\t\t7\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tFees (Details)\t\t\t\t\t\t\t\t\t\t6\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tTransparency (Details)\t\t\t\t\t\t\t\t\t\t6\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tFlexibility (Details)\t\t\t\t\t\t\t\t\t\t8\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tFunding Speed (Details)\t\t\t\t\t\t\t\t\t\t10\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAccessibility (Details)\t\t\t\t\t\t\t\t\t\t9\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tOur Review Methodology        We may receive a commission if you sign up or purchase through links on this page.  Here's more information.    Online loan marketplace ClearPersonalLoan lets you search for and compare unsecured personal loans for up to $15,000. The site works with a network of lenders to help you find a loan that\u2019ll work for you.In this review, we\u2019ll go over the basics of ClearPersonalLoan, as well as some pros and cons to help you decide whether the marketplace is the right place to apply for your next loan.Table of ContentsToggleWhat Is ClearPersonalLoan?Who Is ClearPersonalLoan for?ClearPersonalLoan CostClearPersonalLoan AlternativesHow to Apply for a Loan Through ClearPersonalLoanClearPersonalLoan Pros & ConsClearPersonalLoan Frequently Asked QuestionsWhat Is ClearPersonalLoan?ClearPersonalLoan is not a direct lender, but an online personal loan marketplace. That\u2019s an online platform that helps borrowers search and compare a network of lenders to find the best personal loan option available.You can use personal loans for any purpose, such as debt consolidation, major purchases, or home repairs.Personal Loans up to $15,000Loans available on the ClearPersonalLoans marketplace are unsecured personal loans with amounts between $100 and $15,000. Not all lenders in the network will lend as much as $15,000.Loan Terms From 3 to 36 MonthsLoan terms range between three months and 36 months, though the site indicates some lenders will go as high as 72 months. The terms available will be determined by the lender that offers you a loan.Repayment can be either monthly or bimonthly, determined by the lender.Lender NetworkIf you apply for a personal loan through any direct lender and your loan is declined, it\u2019s game over. Because ClearPersonalLoans functions as a marketplace that lets you apply with multiple lenders at once, your chance of approval and favorable terms from that single application is higher.Emergency Financial NeedsThe combination of fast approvals and funding in as soon as the next business day, as well as no-collateral loans, makes ClearPersonalLoans a good way to find emergency funding if you need it.Loan ExtensionsIf you\u2019re unable to repay your loan in full within the original term, the platform advises that most lenders offer extensions as well as alternative repayment options in special circumstances. The availability of this option varies by lender.Just be aware that the inability to pay your loan within the stated term is likely to result in a negative credit rating. Those ratings will remain on your credit report for several years, and will impair your ability to get financing in the future. So you want to plan for a loan amount and term you can afford \u2014 but it\u2019s nice to know you may have options in case of the unexpected.Who Is ClearPersonalLoan for?ClearPersonalLoan is best for poor-credit borrowers in need of emergency funds. If you\u2019re looking for long-term funding or a large loan, you probably won\u2019t find what you need through the marketplace.Lenders in the ClearPersonalLoan network don\u2019t service residents in New York, West Virginia, or Washington, D.C. Some lenders may have additional state restrictions.ClearPersonalLoan RequirementsRequirements vary by lender, but general personal loan requirements include:Be at least 18 years old.Have an income of at least $1,000 per month.Employment at your current job for a minimum of 90 days.A bank account in your name.A working telephone number and email address.Lenders may have additional requirements, including credit score requirements.ClearPersonalLoan CostClearPersonalLoan is free to use. Instead, you\u2019ll pay fees and interest rates for your loans, which vary by lender, and your offer will depend on your creditworthiness and income.ClearPersonalLoan advertises rates between 5.99% and 35.99%. Origination fees are also common for personal loans, so you can expect between 1% and 6% to be deducted from your loan proceeds.Some lenders also charge application fees and late fees. ClearPersonalLoan promises none of its participating lenders charges a prepayment penalty.ClearPersonalLoan AlternativesIf you have poor credit, and need money fast, Check’n Go could be an option. Unlike ClearPersonalLoan, Check\u2019n Go is a direct lender. It operates out more than 1,000 storefront locations across the country, offering short-term installment loans, payday loans, and cash advances.BadCreditLoans is another online marketplace for borrowers with bad credit. You can apply for installment loans between $500 and $5,000 with terms up to five years. The site also lets you search and compare auto loans, business loans, and credit cards.If you have fair or better credit, check out Fiona. It\u2019s another online marketplace that lets you apply with multiple lenders at once, but caters to better credit with more reputable lenders and loans up to $35,000 with interest rates as low as 3.99%. How to Apply for a Loan Through ClearPersonalLoanThe ClearPersonalLoan application is entirely online, so you can apply anytime.You\u2019ll supply personal and financial information, including:Requested loan amount and purpose.Personal information.Estimated credit score range.Monthly income.Paycheck frequency and method of payment.Bank information, including routing number and account number.Information submitted with your application will typically be verified by independent verification companies, avoiding the need to supply supporting documentation.Lenders Receive Your ApplicationAfter you submit an application through the website, the information will be made available to participating lenders. If your application is a fit for a lender, you\u2019ll be redirected to the lender\u2019s site to finalize the loan.The fine print indicates you\u2019ll be connected with a lender within 90 seconds of submitting your application.Approval & Receiving FundsOnce you receive your loan approval through the ClearPersonalLoan website, you\u2019ll receive instructions on how to finalize the loan with the lender who approved it.You can sign necessary documents and receive your loan proceeds through direct deposit as early as the next business day.If your application is declined, you can immediately reapply for a lower loan amount.ClearPersonalLoan Pros & ConsClearPersonalLoan ProsApply at any time.Fast approvals and funding times.No collateral required.Loans are available for all credit levels.Loan extensions available with some lenders.ClearPersonalLoan ConsAvailable loan amounts are low.APRs, fees, and terms vary by lender.ClearPersonalLoan is not a direct lender, so can\u2019t guarantee availability of loans.ClearPersonalLoan Frequently Asked Questions.accordion-list .accordion-title:hover{color: #4db848;}What is Clear Personal Loan?Clear Personal Loan is not a bank or a lender.They work as a connection to a network of fast cash lenders to find you the best loan for your situation.How do I qualify for Clear Personal Loan?You can qualify even with poor credit. Even customers who have filed bankruptcy, have bounced checks, or have other financial issues can be approved for quick cash loans through Clear Personal Loan.How fast can I get my money?You will know if you are approved within minutes, and you can have your cash in your bank account as early as the next business day.Does Clear Personal Loan charge me a fee?No! While the lenders you are connect with may or may not charge you a fee, there is absolutely no charge for comparing rates and lenders through Clear Personal Loan.Click here to apply for a $100 - $15,000 personal loan through Clear Personal Loan.Is Clear Personal Loan safe?Yes. Clear Personal Loan utilizes industry-standard security protocol and enhanced 256-bit SSL encryption technology to ensure that your information is safe and secure.How do I get started?Click here to start comparing lenders today at Clear Personal Loan. It is 100% free for you to compare lenders, and it does not obligate you in any way!"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Fast Money","item":"https:\/\/moneydoneright.com\/fast-money\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Personal Loans","item":"https:\/\/moneydoneright.com\/fast-money\/\/personal-loans\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"ClearPersonalLoan Review 2025: Loans up to $15,000 With up to 36-Month Terms","item":"https:\/\/moneydoneright.com\/fast-money\/personal-loans\/clear-personal-loan-review\/#breadcrumbitem"}]}]