[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/moneydoneright.com\/fast-money\/personal-loans\/lendjet-review\/#Article","mainEntityOfPage":"https:\/\/moneydoneright.com\/fast-money\/personal-loans\/lendjet-review\/","headline":"LendJet Review 2025: A Loan-Finding Service Without Enough Details","name":"LendJet Review 2025: A Loan-Finding Service Without Enough Details","description":"LendJet Best For: People who need a quick loan but don\u2019t have delinquent accounts...","datePublished":"2020-05-26","dateModified":"2025-01-22","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/shannon-serpette\/#Person","name":"Shannon Serpette","url":"https:\/\/moneydoneright.com\/author\/shannon-serpette\/","identifier":63,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/e8497bb70d7dace1eacc262ce2d9add2d2ea01626758283a5a9529a519b0862b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e8497bb70d7dace1eacc262ce2d9add2d2ea01626758283a5a9529a519b0862b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/lendjet-review.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/lendjet-review.jpg","height":460,"width":1900},"url":"https:\/\/moneydoneright.com\/fast-money\/personal-loans\/lendjet-review\/","about":["Personal Loans"],"wordCount":2506,"keywords":["schema"],"articleBody":"\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tLendJet\t\t\t\tBest For: People who need a quick loan but don\u2019t have delinquent accounts or recent bankruptcies. Pros: Perfect credit isn\u2019t needed -- it can be fair or even poor. The qualifications aren\u2019t hard to meet, and you\u2019ll get an answer quickly.Cons: Since LendJet is a lending platform, it makes no promises about what rates you can expect. It\u2019s for people looking for smaller loans -- if your need is bigger than $10,000, they can\u2019t help you. The website doesn\u2019t provide many details to make an informed decision with.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAPR (Details)\t\t\t\t\t\t\t\t\t\t5\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tFees (Details)\t\t\t\t\t\t\t\t\t\t5\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tTransparency (Details)\t\t\t\t\t\t\t\t\t\t4\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tFlexibility (Details)\t\t\t\t\t\t\t\t\t\t6\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tFunding Speed (Details)\t\t\t\t\t\t\t\t\t\t10\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAccessibility (Details)\t\t\t\t\t\t\t\t\t\t8\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAPRNot statedMINIMUM CREDITNot statedTERMSSome of its lenders offer 12-60 month termsORIGINATION FEEDetermined by lender\t\t\t\tOur Review Methodology        We may receive a commission if you sign up or purchase through links on this page.  Here's more information.    Whether you need a loan for making ends meet temporarily or financing a special expense you didn\u2019t plan for, it can be helpful to use a lending platform such as LendJet. While they won\u2019t directly lend you money, they can help you find a lender who will be willing to float you a loan.You won\u2019t need to waste all your time researching lenders and figuring out if you meet their qualifications. You\u2019ll just fill out one form and wait for offers to come to you.This LendJet review will inform you about this company so you can determine if they\u2019re the right fit for your needs.Table of ContentsToggleLendJet OverviewLendJet DetailsHow to Apply at LendJetLendJet Consumer ReviewsLendJet Pros and ConsLendJet Frequently Asked QuestionsAlternatives to LendJetLendJet OverviewWhat Is LendJet?LendJet lets you skip the old-school way of getting a loan — the days you dressed up in nice clothes and headed to your local bank to impress the bank officer enough to get a loan.In those days, you waited weeks for a decision. Now, with platforms like LendJet, you can have your money the next day.And you don\u2019t need to get dressed up at all — you can apply in minutes, sitting in your pajamas while eating ice cream, if you want.LendJet HighlightsLendJet may be able to link you up with a loan ranging from $1,000 to $10,000. Although you\u2019re free to request the full amount of $10,000, if a lender doesn\u2019t think you\u2019re a good fit for that much money, they may offer you a lower amount.There\u2019s no guarantee that you\u2019ll be sent a loan offer after you fill out LendJet\u2019s online form though. Your eligibility will depend upon details such as your credit score and your current income.LendJet DetailsWant to know the details about using LendJet as your lending platform? Let\u2019s examine the basics.APRIn its role as a lending platform, LendJet doesn\u2019t set the APRs on any loan offers you receive. Each lender they work with sets their own APRs and rates.Some lending platforms list on their website what you can expect when it comes to its affiliate lenders\u2019 APRs.But LendJet doesn\u2019t disclose those details. As a result, it\u2019s difficult to know if you\u2019ll get an offer that is a good deal — or one you should run from.If you want to know what APRs you can expect, there are other lending platforms that list a range of expected APRs on their websites.FeesThis is another area of weakness when using LendJet — they don\u2019t list what fees the lenders they\u2019re linked with might require. You might be offered a loan with very little in possible fees, or you could be offered a loan that has hefty prepayment, origination, and late fees.Put the time in to read over any contracts you\u2019re sent. If you don\u2019t understand them or if you feel there are hidden fees, don\u2019t agree to them.TransparencyLendJet should do a much better job of educating its customers. They should let them know what kind of APRs, fees, and terms to expect from the lenders who may be contacting them.The only real piece of loan information accessible on their website is that they say some of their lenders offer 12- to 60-month terms.If you have any questions, LendJet doesn\u2019t make it easy to contact them either. A phone number isn\u2019t readily apparent on its website — it takes a lot of digging to find.And you\u2019ll have to read some text to find its email, contact@lendjet.com.If you\u2019re hesitant to do business with a company that makes it difficult to contact them, you might not be happy with LendJet.FlexibilityLendJet can\u2019t help you out if you get into a bind where you can\u2019t make your payment. But that\u2019s to be expected since they don\u2019t actually lend you money.If you\u2019re having trouble, they encourage you to contact your lender.Funding SpeedYou\u2019ll get your money rapidly if you\u2019re approved by a lender after you fill out the form on LendJet.If you don\u2019t hesitate to get back with them on any information they need to complete your loan, you can have it the next business day.AccessibilityThe overall accessibility of getting a loan through LendJet is decent. They don\u2019t have super strict qualifications to meet. You must:Be at least 18 years old.Have a Social Security number.Be a permanent resident of the U.S. or a citizen there.Have a bank account in your name that you can use for deposits and repayment.Have proof of income, such as employment.Have an email address and telephone number.Meet income requirements.Have no recent or active bankruptcies.Have no accounts that are 60 days or more overdue.Not have debt that your income isn\u2019t enough to make payments on.But how much income you need to qualify isn\u2019t clear.Also, LendJet can\u2019t be used in certain states, including Arizona, Connecticut, Georgia, Maryland, Massachusetts, Pennslyvania, West Virginia, and Vermont.\t\t\tLendJet won\u2019t send you money, but the platform may find you a company that will give you a loan.2.5\/5 Rating\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t.st3-35543.btn.btn-default:hover{border-color: #4db848;color: #4db848;background: #fff !important;}\t\t\t\t\tVisitWe earn a commission on this offer.\t\t\tHow to Apply at LendJetSeveral minutes of your time is all it takes to get the inquiry to the hands of many potential lenders.Step 1: Fill Out Your InformationVisit LendJet\u2019s website and start the process by entering how much money you\u2019d like to borrow. Next, you\u2019ll enter your zip code, the reason for the loan, and your credit score information.That will take you to a page which requires more information, such as your name, phone number, birthday, email address, and last four Social Security number digits.Step 2: Wait to Find Out if You\u2019re Connected with a LenderIf you are, you\u2019ll be redirected right away to their website. If LendJet is unable to link you up with a lender, they\u2019ll redirect you to information for other credit products that may help you.Step 3: Move Ahead with a Loan or Pull the PlugYou\u2019ll be sent information regarding your loan if you\u2019re accepted. This will be the point where you\u2019ll learn about the APR, fees, and loan length. If you don\u2019t like what you\u2019re seeing, you don\u2019t have to move ahead with the loan.If you want to solidify the loan, you\u2019ll have to submit any additional information the lender needs.Step 4: Wait for Your Money to AppearOnce you have everything submitted, your funds should be there the next day.LendJet Consumer ReviewsYou can learn a bunch from reading reviews of a company from other consumers. Be careful, though, not to give negative reviews too much weight, though, unless you see repetitive critiques throughout.A few comments can be an isolated thing, but many complaints about the same thing may show an underlying pattern.Better Business BureauLendJet doesn\u2019t appear on the Better Business Bureau\u2019s website — it isn\u2019t listed at all, so there aren\u2019t any reviews to check out here.User ReviewsThere aren\u2019t any LendJet reviews listed on other reputable sites such as TrustPilot. Consumer reviews for LendJet appear to be hard to find.That could mean it\u2019s a newer company or it doesn\u2019t do the volume other lending platforms do.It doesn\u2019t mean that you should eliminate going through LendJet, but it does mean you have no idea what to expect when it comes to how satisfied you\u2019ll be with their service or affiliate lenders.\t\t.st2-35541.btn.btn-default:hover{border-color: #4db848;color: #4db848;background: #fff !important;}\t\t\t\tVisitWe earn a commission on this offer.\t\t\tAPRDepends on lenderMaximum Loan$10,000Minimum CreditNone listed\t\tLendJet Pros and ConsSince you don\u2019t have any consumer reviews to fall back on to help you determine how happy you might be with LendJet, it might help to look at its pros and cons.LendJet ProsFast response: That\u2019s one of the best things about going through a lending platform — how quickly you receive an approval or a denial. When you desperately need money, it can be a relief to get a quick answer. You\u2019ll be able to keep searching or finalize a loan so you\u2019ll stop worrying.Being hooked up with many possible lenders: It would take you a long time to locate and apply to all the lenders you\u2019ll have access to through LendJet. You can save time and effort that would be better spent on something else in your life.They don\u2019t cause a hard pull on your credit: If your credit could use some work, you don\u2019t want an unnecessary hard pull on it from a lending platform. Although there may be a hard pull on your credit through the lender you ultimately go with, there won\u2019t be an additional one through LendJet.The qualifications needed for a loan are reasonable: There are no super high income requirements that might exclude you from landing a loan. Plus, you don\u2019t need a high credit score. As long as you don\u2019t have recent or active bankruptcies and aren\u2019t 60 days behind on payments for your other installment loans, you have a chance at being offered some money.It\u2019s a free service: It won\u2019t cost you to fill out a form.LendJet ConsOther lending platforms are better at providing information: You won\u2019t know possible rates or fees, which isn\u2019t ideal when looking for a loan. You will, of course, be told that information by any lender who tries to interest you in a loan, but it would be nice to know that up front.Not much information from other consumers: Reviews aren\u2019t the biggest factor in deciding whether to do business with a company. But it\u2019s hard to feel secure in your decision when there\u2019s a complete lack of consumer reviews, as there is with LendJet.LendJet\u2019s contact information is hard to find on its website: Again, this isn\u2019t necessarily a dealbreaker, but it is a red flag, especially when combined with the lack of consumer reviews. It can seem a little sketchy — you wouldn\u2019t want to be in a relationship with someone who has all your information but won\u2019t share any of their details with you. And that\u2019s what a service like this is — it\u2019s a relationship of sorts where you\u2019re trusting them with your information.LendJet Frequently Asked Questions.accordion-list .accordion-title:hover{color: #4db848;}How much income do you need to show to qualify for a loan with LendJet\u2019s affiliate lenders?That isn\u2019t clear. While LendJet does state you need to be able to show regular income to get a loan, it never says how much is satisfactory. Some lenders set the platform low, such as $1,000 a month, while others set the benchmark considerable higher.\u00a0LendJet does state that the greater your income is, the better chance you have of getting a loan -- and that\u2019s a common practice in the lending world. Lenders want to know you have an adequate stream of income to live on and make those payments to them.\u00a0I don\u2019t understand something in the proposed terms a lender sent to me. Should I contact LendJet for more details?No, you\u2019ll want to contact your potential lender directly. Contacting LendJet wouldn\u2019t do you any good because they won\u2019t know what terms you\u2019re being offered -- that\u2019s only between you and the lender.\u00a0Does LendJet\u2019s lending affiliates require a lump sum payment or can the payments be stretched out over years?Some of the lenders they work with will allow longer-term loans like 60 months. Others may give you only the option for a year for the loan. And some others may require that the loan is paid back on your next paycheck.Your creditworthiness, the lender\u2019s guidelines, and the laws of the state you live in all can influence the loan terms.\u00a0Can LendJet assist me if can\u2019t make a loan payment?Once LendJet links you up with any potential lenders, its job as a lending platform is done. If you lose your job or incur expenses that make paying back your loan impossible, they can\u2019t help at all.That\u2019s why it\u2019s crucial that you not take out a loan if you have any doubt as to whether you\u2019ll be able to pay it back. It can severely affect your credit score if you miss payments and you\u2019ll be subjected to collection efforts.What measures does LendJet take to protect my personal information?They state they utilize 256-bit SSL\/TLS encryption to keep your information safe. But keep in mind, they do share your information with third parties -- that\u2019s how they find lenders for you.\u00a0Alternatives to LendJet.btn.btn-blue.dift:hover, .btn.btn-default.dift:hover {color: #4db848;border-color: #4db848;background: #fff !important;}\t\t\t LendJetUpstartPersonalLoans.comOppLoans \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPros and Cons\t\t\t\t\t\t\t\t\t\tApply Now\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tApply Now\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tApply Now\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tApply Now\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tBestFor\t\t\t\t\t\t\tPeople with other accounts in acceptable standing who need a fast loan\t\t\t\t\t\t\t\t\t\t\t\t\tThose who have a college degree\t\t\t\t\t\t\t\t\t\t\t\t\tPeople with bad credit looking for fairly competitive interest rates\t\t\t\t\t\t\t\t\t\t\t\t\tFast loans for people who have been denied by other lenders\t\t\t\t\t\tLoanAmounts\t\t\t\t\t\t\t$1,000 to $10,000\t\t\t\t\t\t\t\t\t\t\t\t\t$1,000 to $50,000\t\t\t\t\t\t\t\t\t\t\t\t\t$1,000 to $35,000\t\t\t\t\t\t\t\t\t\t\t\t\t$500 to $5,000, depending upon your state\t\t\t\t\t\tAPR\t\t\t\t\t\t\tDetermined by lender\t\t\t\t\t\t\t\t\t\t\t\t\t6.46 - 35.99%\t\t\t\t\t\t\t\t\t\t\t\t\t5.99 - 35.99%\t\t\t\t\t\t\t\t\t\t\t\t\t99 - 199%\t\t\t\t\t\tMinimumCredit\t\t\t\t\t\t\tNot stated\t\t\t\t\t\t\t\t\t\t\t\t\t620\t\t\t\t\t\t\t\t\t\t\t\t\t580\t\t\t\t\t\t\t\t\t\t\t\t\tConsiders any credit score\t\t\t\t\t\tTerms\t\t\t\t\t\t\tSome of its affiliate lenders offer 12- to 60-month terms\t\t\t\t\t\t\t\t\t\t\t\t\t3 or 5 years\t\t\t\t\t\t\t\t\t\t\t\t\t90 days - 72 months\t\t\t\t\t\t\t\t\t\t\t\t\tAs long as 36 months\t\t\t\t\t\tOrigination Fee\t\t\t\t\t\t\tDecided by lender\t\t\t\t\t\t\t\t\t\t\t\t\tRanging from none to 8 percent\t\t\t\t\t\t\t\t\t\t\t\t\tDepends upon the lender\t\t\t\t\t\t\t\t\t\t\t\t\tDepends upon the state you live in\t\t\t\t\t\tFundingSpeed\t\t\t\t\t\t\tCan be the next business day\t\t\t\t\t\t\t\t\t\t\t\t\tAs fast as the next business day\t\t\t\t\t\t\t\t\t\t\t\t\tCan be one business day later\t\t\t\t\t\t\t\t\t\t\t\t\tAs soon as the next business day\t\t\t\t\t\tCreditCheck\t\t\t\t\t\t\tSoft by LendJet, may be hard by affiliate lenders\t\t\t\t\t\t\t\t\t\t\t\t\tSoft\t\t\t\t\t\t\t\t\t\t\t\t\tCould be hard or soft\t\t\t\t\t\t\t\t\t\t\t\t\tSoft\t\t\t\t\t\t\t\t\t \t\t"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Fast Money","item":"https:\/\/moneydoneright.com\/fast-money\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Personal Loans","item":"https:\/\/moneydoneright.com\/fast-money\/\/personal-loans\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"LendJet Review 2025: A Loan-Finding Service Without Enough Details","item":"https:\/\/moneydoneright.com\/fast-money\/personal-loans\/lendjet-review\/#breadcrumbitem"}]}]