[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/best-gas-credit-cards\/#Article","mainEntityOfPage":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/best-gas-credit-cards\/","headline":"8 Best Gas Credit Cards for 2025","name":"8 Best Gas Credit Cards for 2025","description":"Gas can be something that you spend a fair amount of money on, whether...","datePublished":"2020-02-22","dateModified":"2025-02-05","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/ashley-sutphin-watkins\/#Person","name":"Ashley Sutphin Watkins","url":"https:\/\/moneydoneright.com\/author\/ashley-sutphin-watkins\/","identifier":60,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d7ed67c6901210e47bcba4a6963591eda262f239ba4608acb8908580b17a8c03?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d7ed67c6901210e47bcba4a6963591eda262f239ba4608acb8908580b17a8c03?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/best-gas-credit-card.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/best-gas-credit-card.jpg","height":460,"width":1900},"url":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/best-gas-credit-cards\/","about":["Credit Cards"],"wordCount":2467,"keywords":["schema"],"articleBody":"Gas can be something that you spend a fair amount of money on, whether you often drive for work, leisure, or both.A gas credit card is a simple way to earn rewards every time you fill-up.What Is a Gas Card?A gas credit card is not the same as a prepaid gas card. A gas credit card is something you can use not only to buy gas but also to make other purchases, and you\u2019ll earn rewards that you can then redeem for cash back, travel, and other benefits.However, some gas credit cards can only be used at one chain of gas stations, and you may not be able to use it for any other purpose.Before getting a gas card, be sure you know the limitations and think about your spending habits and whether or not they\u2019re well-suited to this type of card.General Rewards CardFor most people, a general rewards card that offers elevated rewards specifically on gas purchases is going to be their best option, and this is the kind of gas cards we feature in this article.Also, a general rewards card might offer the opportunity to earn rewards outside of gas spending alone, and if you\u2019re a frequent driver, that can be valuable.If you often travel outside of your home city or state, using a general rewards card will give you more flexibility in where you fill up to earn rewards too.Regional Bank or Credit Union Rewards CardKeep in mind that there are some regional banks and credit unions that have their own credit cards offering excellent rewards on gas.For example, the PNC Cash Rewards Visa Card offers 4% cash back on gas, but it\u2019s only available to residents of Alabama, the District of Columbia, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, North Carolina, New Jersey, Ohio, Pennsylvania, South Carolina, Virginia, Wisconsin, and West Virginia.We have not included regional bank and credit union cards like this because our readers are all over the country, and we don\u2019t want to give them information they can\u2019t use.However, if you have a good relationship with a local bank or credit union, be sure to check with them to see if they have a gas card that could better suit you than the general rewards cards we have on our list.Station-Specific CardsStation-specific cards typically can\u2019t be used outside of buying gas or making purchases at that particular branded station. They\u2019re very limited in their usefulness, although you might get perks like a discount when you get gas. The only time you might really consider a station-specific card is if you want to build your credit because they are usually easier to get approved for than other types of cards.Even when a station-specific card has some reward system or discounts attached to its use, they also often have high interest rates, which may negate any benefits you could get from it.For this review of the best gas credit cards, we\u2019re not focusing on station-specific cards. They are limited in who can get them, and most people aren\u2019t always going to the same gas station. Instead, our focus is primarily on general rewards cards and options that are more flexible for more people.8 Best Gas Credit Cards for 2025Chase Freedom\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tChase Freedom: Highest Potential Gas Rewards (7.5%)\t\t\t\tBasics: The Chase Freedom Card features 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter. There\u2019s unlimited 1% cash back on all other purchases. If you also have the Chase Sapphire Reserve card, thanks to points transfer options, you could get up to 7.5% cash back on gas purchases. Currently, Chase Freedom cardholders can earn 5% cash back on purchases at gas stations as well as streaming services, and phone, cable, and internet services. Chase releases bonus categories by the quarter, but last year they featured gas stations twice.  Pros: The Chase Freedom Card focuses on offering bonus categories that many people spend the most on and that make up a significant portion of their household budget. If you\u2019re a family or you\u2019re in the car a lot, a 5% reward rate on gas can be significant. If you were to pair the Chase Freedom card with a Chase Sapphire card, you could maximize your points. You can transfer Ultimate Rewards Points from your Chase Freedom to a Chase Sapphire card and then redeem for travel through the Ultimate Rewards travel program. If you were to book travel with your Chase Sapphire Preferred Card, for example, you would see 100 points equal to $1.25 and with the Chase Sapphire Reserve, 100 points are the equivalent of $1.50. With the combination of the Chase Freedom card and the Sapphire Reserve, you could potentially earn 7.5% on gas, however only when gas is part of the quarterly bonus.  A 7.5% reward rate on gas could also be possible if you were to get the Wells Fargo Visa Signature card, but only during your first six months after opening an account. Cons: The big downside of the Chase Freedom card are the quarterly bonus categories. While it can be great if your spending is diverse, if you\u2019re primarily looking for gas rewards, you\u2019re only going to be getting maximum rewards one to two times a year, and you do have to activate the bonus categories\u2014it\u2019s not automatic. Some people don\u2019t prefer cards with rotating bonus categories because they can be complicated to keep up with.\t\t\t\t\t\t\tWELCOME OFFER$200 cash back after spending $500 on purchases within the first three months.ANNUAL FEE$0GAS REWARDS RATE5% on up to $1,500 in combined purchases during bonus categories only. If you transfer rewards points to the Chase Sapphire Reserve earned during bonus categories, you could get 7.5% back, but only when redeeming for travel through the Ultimate Rewards program. \t\t\t\tDucks Unlimited Rewards Visa Card\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tDucks Unlimited: Highest Guaranteed Gas Rewards (5%)\t\t\t\t\t\tLearn MoreWe earn a commission on this offer.\t\t\t\tBasics: The Ducks Unlimited Visa Reward card features a flat 5% unlimited cash back rate on gas as well as groceries. There are other cards like the Sam\u2019s Club Mastercard, the USAA cash back Rewards Plus, and the Citi Shop Your Way card that also offer 5% flat cash back on gas, but there are limits on annual gas spending that qualify you for that rate. The Abound Credit Union Platinum Visa gives unlimited 5% back on gas but you have to either be a member of the credit union to qualify or pay a $10 membership fee. The Ducks Unlimited card earns 1% cash back on all other purchases.  Points redemption options include cash back as a statement credit, a deposit into your bank account or a check mailed to you.Pros: If you want simplicity and you don\u2019t want to have to think about rotating bonus categories, and you also spend a lot of time on the road, the Ducks Unlimited card has some perks. Earning 5% cash back on gas purchases with no limits is one of them, and there aren\u2019t any membership requirements. There\u2019s no annual fee, and a portion of each purchase you make with your card goes toward wetlands conservation efforts.Cons: Beyond the 5% earnings on gas and sports store purchases, the rewards with the Ducks Unlimited card are limited at 1%. There\u2019s no sign-up bonus, and the card has a high APR. There are redemption minimums, and they have to be set in certain denominations.\t\t\t\t\t\t\tWELCOME OFFERNoneANNUAL FEE$0GAS REWARDS RATE5% flat rate, unlimited on all gas purchases.\t\t\t\tAmex Blue Cash Preferred\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tBlue Cash Preferred(R) Card from American Express: Best for U.S. Gas and Groceries\t\t\t\t\t\tLearn MoreWe earn a commission on this offer.\t\t\t\tBasics: The Blue Cash Preferred Card from American Express boasts accelerated earnings opportunities at U.S. gas stations but also on groceries, which might represent a significant portion of your household budget. Earn 3% cash back at U.S. gas stations as well as on transit fees, and 6% cash back on streaming subscriptions and supermarkets. Earn 1% cash back on everything else.Pros: The Blue Cash Preferred gives you advanced earning options for the things you\u2019re very likely already spending the most on. Earn 3% cash back for all of your U.S. gas purchases with no limit. The 6% cash back on groceries and streaming services is appealing as well, and with a welcome offer worth $300 if you spend $3,000 within the first 6 months from account opening, you could pretty easily justify the $95 annual fee.Cons: For purchases that don\u2019t fall into the higher rewards categories, you earn only 1% cash back, and you\u2019ll likely need good credit for approval. There\u2019s also a $25 minimum for cash back redemption.\t\t\t\t\t\t\tWELCOME OFFER$350 cash back in the form of a statement credit with $3,000 on purchases in the first 6 months. Terms Apply.ANNUAL FEE$95 (See Rates and Fees)GAS REWARDS RATE3% cash back\t\t\t\tCapital One QuicksilverOne\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tCapital One QuickSilver One: Best for Bad Credit\t\t\t\t\t\tLearn MoreWe earn a commission on this offer.\t\t\t\tBasics: The Capital One Quicksilver One isn\u2019t specifically a gas card, but it is a good all-around rewards card with 1.5% cash back on all spending, including gas. This is higher than the 1% cash back you find with many other cards, particularly options available to people with fair or bad credit, as the Capital One Quicksilver One is. Pros: With a 1.5% cash back rate, you\u2019re getting more than the average rewards rate on all purchases, even if your credit is below average. There\u2019s no balance transfer fee, and after your first monthly payments on-time, get access to an increase in your credit line. Rewards don\u2019t expire and you can redeem for cash back anytime.  Cons: There is a $39 annual fee, but that could be offset with $250 in monthly spending, which would come to cash back rewards of $45 for the year. The APR is relatively high on the Capital One Quicksilver One, and there\u2019s no introductory APR for purchases or balance transfers. \t\t\t\t\t\t\tWELCOME OFFERNone ANNUAL FEE$39GAS REWARDS RATE1.5% on all purchases, including gas.\t\t\t\tCostco Anywhere Visa\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tCostco Anywhere Visa: Best for Costco Members\t\t\t\t\t\tLearn MoreWe earn a commission on this offer.\t\t\t\tBasics: The Costco Anywhere Visa card from Citi earns you 4% cash back on eligible gas purchases, which includes gas purchases at Costco up to $7,000 a year, and 1% after that. While there are a few cards that may offer higher cash back opportunities on gas purchases, Costco\u2019s gas is often among the lowest priced you\u2019ll find in the nation. Pros: While the Costco Anywhere Visa offers the highest cash back on the gas category at 4%, you\u2019ll earn on other purchases as well. Earn 3% cash back on restaurant spending and eligible travel purchases and 2% cash back on all other purchases from Costco, including Costco.com. Everything else earns 1% cash back. There\u2019s no annual fee with your paid Costco membership and no foreign transaction fees.Cons: If you\u2019re not a Costco shopper or don\u2019t have a membership, the Costco Anywhere Visa won\u2019t work for you. There is no sign-up bonus, and the biggest downside of this card is that you receive an annual card reward certificate only once a year after your February billing statement closes. It\u2019s redeemable only at U.S.-based Costco warehouse stores for cash or merchandise. Beyond being redeemable once a year and having to do it at Costco, the certificate expires on 12\/31 of the same year, and if you close your accounts before you get your annual certificate, you lose your rewards.\t\t\t\t\t\t\tWELCOME OFFERNoneANNUAL FEE$0 with paid Costco membership.GAS REWARDS RATE4% up to $7,000 a year, and 1% after that.\t\t\t\tCiti Rewards+ Student Card\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tCitiRewards+ Student Card: Best for Students \t\t\t\t\t\tLearn MoreWe earn a commission on this offer.\t\t\t\tBasics: Use the CitiRewards+ Student Card  to earn rewards on everyday purchases, including gas. Earn 2X ThankYou Points at gas stations as well as supermarkets for the first $6,000 per year. The card includes Round Up to the nearest 10 points on every purchase with no cap.Pros: The CitiRewards+ Student Card  features not only 2X ThankYou points on gas and grocery purchases and automatic roundup, but you earn 1X points on all other purchases. Earn 10% Points back for the first 100,000 ThankYou Points redeemed each year, and Shop With Points on BestBuy.com or Amazon.com. There\u2019s no annual fee.Cons: The CitiRewards+ Student card  doesn\u2019t have high rewards rates for purchases outside of the categories of gas and supermarkets, and the introductory offer isn\u2019t as competitive as what\u2019s available with some other student cards.\t\t\t\t\t\t\tWELCOME OFFERLimited Time Offer -- 20,000 bonus points after spending $1,500 in the first three months ANNUAL FEE$0GAS REWARDS RATE2X ThankYou Points for every dollar spent at gas stations up to $6,000 a year, and one point per dollar spent after that.\t\t\t\tInk Business Cash\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tInk Business Cash: Best Business Gas Card\t\t\t\tBasics: For small business owners, the Chase Ink Business Cash card is a great option. Earn 2% cash back on the first $25,000 you spend each year combined at gas stations and grocery stores. Earn 5% cash back on the first $25,000 in combined purchases at office supply stores and on business services including internet, cable and phone services. The card also earns 1% cash back on all other purchases with no limits.Pros: There\u2019s no annual fee with the Chase Ink Business Cash card, and you can earn anywhere from 2% to 5% cash back on the purchases you\u2019re likely most often making for your business. There\u2019s 12-month introductory 0% APR on purchases and a $750 cash back bonus if you spend $7,500 on purchases in the first three months of opening a new account. Employee cards are available at no additional costs and you can set individual spending limits for each card.Cons: If you\u2019re spending well over the $25,000 limit to earn maximum rewards on bonus categories, the Chase Ink Business Cash card might not be right for you and you do have to pay a foreign transaction fee. Outside of the bonus categories, the rewards rate is relatively low.\t\t\t\t\t\t\tWELCOME OFFER$750 cash back after spending $7,500 on purchases in the first three months.ANNUAL FEE$0GAS REWARDS RATE2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants, each anniversary year.\t\t\t\tResponses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and\/or questions are answered.To see the rates and fees for the American Express cards featured, please visit the following links: Blue Cash Preferred(R) Card from American Express: See Rates and Fees; Hilton Honor American Express Surpass Card: See Rates and Fees"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Passive Income","item":"https:\/\/moneydoneright.com\/passive-income\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Cash Back And Rewards","item":"https:\/\/moneydoneright.com\/passive-income\/\/cash-back-and-rewards\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"Credit Cards","item":"https:\/\/moneydoneright.com\/passive-income\/\/cash-back-and-rewards\/\/credit-cards\/#breadcrumbitem"},{"@type":"ListItem","position":4,"name":"8 Best Gas Credit Cards for 2025","item":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/best-gas-credit-cards\/#breadcrumbitem"}]}]