[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/chase-freedom-unlimited-review\/#Article","mainEntityOfPage":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/chase-freedom-unlimited-review\/","headline":"Chase Freedom Unlimited Review","name":"Chase Freedom Unlimited Review","description":"Chase Freedom Unlimited Basics: With a decent rewards program and a baseline of 1.5%...","datePublished":"2021-09-24","dateModified":"2023-03-03","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/chase-freedom-unlimited-review.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/chase-freedom-unlimited-review.jpg","height":460,"width":1900},"url":"https:\/\/moneydoneright.com\/passive-income\/cash-back-and-rewards\/credit-cards\/chase-freedom-unlimited-review\/","video":[{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY","name":"Chase Freedom Unlimited Review: 1.5% Cash Back With Decent Bonuses","description":"In this video, I review one of the credit cards I've mentioned a couple of times on the channel, and that is the Chase Freedom Unlimited credit card. I will go over all the features of this card and also compare it to some of its competitors!  Click SHOW MORE to see my card links! \ud83d\udc47\n\nMy Credit Card Links:\n\u27a1\ufe0f My Chase Freedom Unlimited Link: http:\/\/go.moneydoneright.com\/Chase-Freedom-Unlimited\/\n\u27a1\ufe0f My Chase Freedom Flex Link: http:\/\/go.moneydoneright.com\/chase-freedom-flex\n\u27a1\ufe0f My Citi Double Cash Link: http:\/\/go.moneydoneright.com\/citi-double-cash\/\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Reserve\/\n\u27a1\ufe0f My Chase Sapphire Preferred Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Preferred\/\n\nOther Credit Cards:\n\u27a1\ufe0f Best Travel Credit Cards: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\u27a1\ufe0f Best Cash Back Credit Cards: http:\/\/go.moneydoneright.com\/cash-back-credit-cards\n\u27a1\ufe0f Best Gas Credit Cards: http:\/\/go.moneydoneright.com\/gas-credit-cards\n\u27a1\ufe0f Best Airline Credit Cards: http:\/\/go.moneydoneright.com\/airline-credit-cards\n\u27a1\ufe0f Best Hotel Credit Cards: http:\/\/go.moneydoneright.com\/hotel-credit-cards\n\u27a1\ufe0f Best 0% APR Credit Cards: http:\/\/go.moneydoneright.com\/zero-percent-apr-credit-cards\n\u27a1\ufe0f Best Balance Transfer Credit Cards: http:\/\/go.moneydoneright.com\/balance-transfer-credit-cards\n\u27a1\ufe0f Best Small Business Credit Cards: http:\/\/go.moneydoneright.com\/small-business-credit-cards\n\u27a1\ufe0f Best No Annual Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-annual-fee-credit-cards\n\u27a1\ufe0f Best No Foreign Transaction Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-foreign-transaction-fee-credit-cards\n\u27a1\ufe0f Best Secured Credit Cards: http:\/\/go.moneydoneright.com\/secured-credit-cards\n\u27a1\ufe0f Best Prepaid Credit Cards: http:\/\/go.moneydoneright.com\/prepaid-credit-cards\n\u27a1\ufe0f Best Student Credit Cards: http:\/\/go.moneydoneright.com\/student-credit-cards\n\nMy Other Credit Card Videos:\n\u27a1\ufe0f Chase Freedom Flex Review: https:\/\/youtu.be\/x6q25OIzpzA\n\u27a1\ufe0f Citi Double Cash Review: https:\/\/youtu.be\/nSi1kdU5o3I\n\u27a1\ufe0f Best Credit Cards Right Now: https:\/\/youtu.be\/3EYNsjjVOTw\n\u27a1\ufe0f 7 Credit Card Myths That Just Won't Die: https:\/\/youtu.be\/pqbuixVTINU\n\u27a1\ufe0f Are Credit Card Rewards Taxable: https:\/\/youtu.be\/w0nyJQ10snQ\n\nPrograms (Use Coupon Code YOUTUBE for 50% Off!)\n\ud83c\udf93 The Money Course (Paid): https:\/\/www.loganeducation.com\/offers\/FUmjEuPB\/checkout\n\nTable of Contents:\n0:00 Chase Freedom Unlimited Review\n1:28 5% Back on Travel Booked Through Chase\n2:40 3% Back on Drugstore and Restaurant Purchases\n3:18 1.5% Back on Non-Bonus Categories\n3:50 Pairing With Citi Double Cash\n4:32 5% Back on Lyft Through March 2022\n4:54 Free 3 Months of DashPass\n5:31 Transferring Points to Chase Sapphire Preferred or Chase Sapphire Reserve\n7:32 0% Introductory APR on Purchases for 15 Months\n7:58 Chase Freedom Unlimited Pros and Cons\n13:06 Who the Chase Freedom Unlimited Is Good For\n14:12 Who the Chase Freedom Unlimited Is Bad For\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #personalfinance","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/6o2iHw1IKYY\/default.jpg","https:\/\/i.ytimg.com\/vi\/6o2iHw1IKYY\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/6o2iHw1IKYY\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/6o2iHw1IKYY\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/6o2iHw1IKYY\/maxresdefault.jpg"],"uploadDate":"2021-04-18T16:00:03+00:00","duration":"PT18M56S","embedUrl":"https:\/\/www.youtube.com\/embed\/6o2iHw1IKYY","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":19929}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=6o2iHw1IKYY#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":536}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc","name":"Chase Sapphire Reserve Review: Is the $550 Fee Still Worth It?","description":"In this Chase Sapphire Reserve Review for 2021, I go over the features and benefits of the  Reserve, its fees and rewards, its pros and cons, and more!  I also talk about if the Chase Sapphire Reserve is worth it even considering the $550 annual fee.  Click SHOW MORE to see my card links! \ud83d\udc47\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Reserve\/\n\nMy Credit Card Links:\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Reserve\/\n\u27a1\ufe0f My Chase Sapphire Preferred Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Preferred\/\n\u27a1\ufe0f My Chase Freedom Unlimited Link: http:\/\/go.moneydoneright.com\/chase-freedom-unlimited\/\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/chase-sapphire-reserve\/\n\u27a1\ufe0f My Chase Freedom Flex Link: http:\/\/go.moneydoneright.com\/chase-freedom-flex\n\u27a1\ufe0f My Citi Double Cash Link: http:\/\/go.moneydoneright.com\/citi-double-cash\/\n\nOther Credit Cards:\n\u27a1\ufe0f Best Travel Credit Cards: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\u27a1\ufe0f Best Cash Back Credit Cards: http:\/\/go.moneydoneright.com\/cash-back-credit-cards\n\u27a1\ufe0f Best Gas Credit Cards: http:\/\/go.moneydoneright.com\/gas-credit-cards\n\u27a1\ufe0f Best Airline Credit Cards: http:\/\/go.moneydoneright.com\/airline-credit-cards\n\u27a1\ufe0f Best Hotel Credit Cards: http:\/\/go.moneydoneright.com\/hotel-credit-cards\n\u27a1\ufe0f Best 0% APR Credit Cards: http:\/\/go.moneydoneright.com\/zero-percent-apr-credit-cards\n\u27a1\ufe0f Best Balance Transfer Credit Cards: http:\/\/go.moneydoneright.com\/balance-transfer-credit-cards\n\u27a1\ufe0f Best Small Business Credit Cards: http:\/\/go.moneydoneright.com\/small-business-credit-cards\n\u27a1\ufe0f Best No Annual Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-annual-fee-credit-cards\n\u27a1\ufe0f Best No Foreign Transaction Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-foreign-transaction-fee-credit-cards\n\u27a1\ufe0f Best Secured Credit Cards: http:\/\/go.moneydoneright.com\/secured-credit-cards\n\u27a1\ufe0f Best Prepaid Credit Cards: http:\/\/go.moneydoneright.com\/prepaid-credit-cards\n\u27a1\ufe0f Best Student Credit Cards: http:\/\/go.moneydoneright.com\/student-credit-cards\n\nMy Other Credit Card Review Videos:\n\u27a1\ufe0f Chase Sapphire Preferred Review: https:\/\/youtu.be\/9g8EN28X19Y\n\u27a1\ufe0f Chase Freedom Flex Review: https:\/\/youtu.be\/x6q25OIzpzA\n\u27a1\ufe0f Chase Freedom Unlimited Review: https:\/\/youtu.be\/6o2iHw1IKYY\n\u27a1\ufe0f Chase's Freedom Flex vs. Freedom Unlimited: https:\/\/youtu.be\/ihxHTBgRtxs\n\u27a1\ufe0f Citi Double Cash Review: https:\/\/youtu.be\/nSi1kdU5o3I\n\nMy Other Credit Card Videos:\n\u27a1\ufe0f Best Credit Cards Right Now: https:\/\/youtu.be\/3EYNsjjVOTw\n\u27a1\ufe0f 7 Credit Card Myths That Just Won't Die: https:\/\/youtu.be\/pqbuixVTINU\n\u27a1\ufe0f Are Credit Card Rewards Taxable: https:\/\/youtu.be\/w0nyJQ10snQ\n\nPrograms (Use Coupon Code YOUTUBE for 50% Off!):\n\ud83c\udf93 Prosper: https:\/\/www.loganeducation.com\/prosper\n\nFree Downloads:\n\ud83d\udcb8 75 Ways to Save an Extra $100 This Month: https:\/\/moneydoneright.com\/wp-content\/uploads\/75-Ideas-to-Put-an-Extra-100-in-Your-Pocket-Every-Month.pdf\n\ud83e\udd11 15 Referral Programs That Make Me Over $20,000 a Month: https:\/\/www.loganeducation.com\/15-referral-programs\n\nTable of Contents:\n0:00 Chase Sapphire Reserve Review 2021\n1:35 Chase Sapphire Reserve Bonus\n3:15 Chase Sapphire Reserve Benefits and Rewards\n5:45 Transferring Points to 3rd Party Rewards Partners\n8:50 Purchase Protection Coverage\n10:30 Travel Protection Coverage\n12:20 Chase Sapphire Reserve Pros\n15:20 Chase Sapphire Reserve Cons\n17:10 Who the Chase Sapphire Reserve is Good For\n19:20 Who the Chase Sapphire Reserve is Not Good For\n22:25 Is the Chase Sapphire Reserve Worth It?\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #creditcardrewards","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/930pdAOUHfc\/default.jpg","https:\/\/i.ytimg.com\/vi\/930pdAOUHfc\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/930pdAOUHfc\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/930pdAOUHfc\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/930pdAOUHfc\/maxresdefault.jpg"],"uploadDate":"2021-05-29T20:59:41+00:00","duration":"PT23M6S","embedUrl":"https:\/\/www.youtube.com\/embed\/930pdAOUHfc","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":8138}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=930pdAOUHfc#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":205}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA","name":"Chase Freedom Flex Review: 5% Cash Back With a Few Drawbacks","description":"In this video, I'm doing a review of the Chase Freedom Flex credit card. The Freedom Flex is kind of a hybrid card between a rotating-category cash back card and a standard cash back card and you'll find out what all of that means and more in this video.  Click SHOW MORE to see my card links! \ud83d\udc47\n\n\u27a1\ufe0f My Chase Freedom Flex Link: http:\/\/go.moneydoneright.com\/Chase-Freedom-Flex\/\n\n\u27a1\ufe0f My Citi Double Cash Link: http:\/\/go.moneydoneright.com\/citi-double-cash\/\n\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Reserve\/\n\n\u27a1\ufe0f My Chase Sapphire Preferred Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Preferred\/\n\n\u27a1\ufe0f Best Travel Cards for 2021: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\nCool Stuff:\n\ud83c\udfe1 Free Mortgage Refi Rates: https:\/\/moneydoneright.com\/credit-karma-home-mortgage\/\n\u26b0\ufe0f Free Life Insurance Quotes: https:\/\/moneydoneright.com\/quotacy-life\/\n\ud83d\udcb5 Free Personal Loan Quotes: https:\/\/moneydoneright.com\/fiona\n\u26fd Get Cash Back on Gas: http:\/\/go.moneydoneright.com\/getupside\n\ud83d\udcbb Get Cash Back on Online Shopping: https:\/\/moneydoneright.com\/rakuten\/\n\ud83d\uded2 Get Cash Back on Groceries: https:\/\/moneydoneright.com\/ibotta\n\nVideos:\n\ud83d\udcc8 11 Places to Get Free Stocks: https:\/\/youtu.be\/g2PNE74eyks\n\ud83d\udcb3 Best Credit Cards For 2021: https:\/\/youtu.be\/3EYNsjjVOTw\n\ud83d\udce6 7 Ways to Get Free Stuff: https:\/\/youtu.be\/o7CaiOPMhhA\n\ud83d\ude80 Review of My Favorite Stock Broker: https:\/\/youtu.be\/XNMhp9xeNq8\n\ud83d\udcb0 Free Millionaire Math Webinar: https:\/\/loganallec.com\/\n\ud83d\udc6a Our Family Vlog: https:\/\/youtube.com\/TheAllecFamily\n\nPrograms (Use Coupon Code YOUTUBE for 50% Off!)\n\ud83c\udf93 The Money Course (Paid): https:\/\/www.loganeducation.com\/offers\/FUmjEuPB\/checkout\n\nTable of Contents:\n0:00 Chase Freedom Flex Review and Welcome Offer\n0:27 5% Cash Back on Rotating Categories\n1:19 Evergreen Bonus Categories\n2:26 Pairing the Freedom Flex With the Citi Double Cash\n3:28 Transferring Freedom Flex Points to Chase Sapphire Cards\n4:59 Chase Freedom Flex 0% APR for 15 Months\n5:14 The Freedom Flex and the Chase 5\/24 Rule\n5:34 When Are Rotating Categories Announced?\n5:53 5% Cash Back Is Limited\n6:43 3% Foreign Transaction Fee\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #chase","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/x6q25OIzpzA\/default.jpg","https:\/\/i.ytimg.com\/vi\/x6q25OIzpzA\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/x6q25OIzpzA\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/x6q25OIzpzA\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/x6q25OIzpzA\/maxresdefault.jpg"],"uploadDate":"2021-03-16T18:16:41+00:00","duration":"PT7M39S","embedUrl":"https:\/\/www.youtube.com\/embed\/x6q25OIzpzA","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":3854}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=x6q25OIzpzA#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":246}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=zEdIXVfeqps#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=zEdIXVfeqps","name":"5% Cash Back at Restaurants With the NEW Citi Custom Cash [Review]","description":"In this Citi Custom Cash review for 2021, I go over the features and benefits of the brand new Citi Custom Cash, its fees and rewards, its pros and cons, and more!  This card is pretty tantalizing because it gives 5% cash back in a category that's automatically customized to YOUR spending habits.\n\n\u27a1\ufe0f My Citi Custom Cash Link: http:\/\/go.moneydoneright.com\/citi-custom-cash\/\n\nMy Credit Card Links:\n\u27a1\ufe0f My Citi Custom Cash Link: http:\/\/go.moneydoneright.com\/citi-custom-cash\/\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Reserve\/\n\u27a1\ufe0f My Chase Sapphire Preferred Link: http:\/\/go.moneydoneright.com\/Chase-Sapphire-Preferred\/\n\u27a1\ufe0f My Chase Freedom Unlimited Link: http:\/\/go.moneydoneright.com\/chase-freedom-unlimited\/\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/chase-sapphire-reserve\/\n\u27a1\ufe0f My Chase Freedom Flex Link: http:\/\/go.moneydoneright.com\/chase-freedom-flex\n\u27a1\ufe0f My Citi Double Cash Link: http:\/\/go.moneydoneright.com\/citi-double-cash\/\n\u27a1\ufe0f American Express Blue Cash Preferred: http:\/\/go.moneydoneright.com\/american-express-blue-cash-preferred\/\n\u27a1\ufe0f American Express Blue Cash Everyday: http:\/\/go.moneydoneright.com\/american-express-blue-cash-everyday\/\n\nOther Credit Cards:\n\u27a1\ufe0f Best Travel Credit Cards: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\u27a1\ufe0f Best Cash Back Credit Cards: http:\/\/go.moneydoneright.com\/cash-back-credit-cards\n\u27a1\ufe0f Best Gas Credit Cards: http:\/\/go.moneydoneright.com\/gas-credit-cards\n\u27a1\ufe0f Best Airline Credit Cards: http:\/\/go.moneydoneright.com\/airline-credit-cards\n\u27a1\ufe0f Best Hotel Credit Cards: http:\/\/go.moneydoneright.com\/hotel-credit-cards\n\u27a1\ufe0f Best 0% APR Credit Cards: http:\/\/go.moneydoneright.com\/zero-percent-apr-credit-cards\n\u27a1\ufe0f Best Balance Transfer Credit Cards: http:\/\/go.moneydoneright.com\/balance-transfer-credit-cards\n\u27a1\ufe0f Best Small Business Credit Cards: http:\/\/go.moneydoneright.com\/small-business-credit-cards\n\u27a1\ufe0f Best No Annual Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-annual-fee-credit-cards\n\u27a1\ufe0f Best No Foreign Transaction Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-foreign-transaction-fee-credit-cards\n\u27a1\ufe0f Best Secured Credit Cards: http:\/\/go.moneydoneright.com\/secured-credit-cards\n\u27a1\ufe0f Best Prepaid Credit Cards: http:\/\/go.moneydoneright.com\/prepaid-credit-cards\n\u27a1\ufe0f Best Student Credit Cards: http:\/\/go.moneydoneright.com\/student-credit-cards\n\nMy Other Credit Card Review Videos:\n\u27a1\ufe0f Chase Sapphire Preferred Review: https:\/\/youtu.be\/9g8EN28X19Y\n\u27a1\ufe0f Chase Sapphire Preferred 100K Bonus: https:\/\/youtu.be\/Svovb5PLSd0\n\u27a1\ufe0f Chase Sapphire Reserve Review: https:\/\/youtu.be\/930pdAOUHfc\n\u27a1\ufe0f Chase Freedom Flex Review: https:\/\/youtu.be\/x6q25OIzpzA\n\u27a1\ufe0f Chase Freedom Unlimited Review: https:\/\/youtu.be\/6o2iHw1IKYY\n\u27a1\ufe0f Chase's Freedom Flex vs. Freedom Unlimited: https:\/\/youtu.be\/ihxHTBgRtxs\n\u27a1\ufe0f Citi Double Cash Review: https:\/\/youtu.be\/nSi1kdU5o3I\n\nMy Other Credit Card Videos:\n\u27a1\ufe0f Best Credit Cards Right Now: https:\/\/youtu.be\/3EYNsjjVOTw\n\u27a1\ufe0f 7 Credit Card Myths That Just Won't Die: https:\/\/youtu.be\/pqbuixVTINU\n\u27a1\ufe0f Are Credit Card Rewards Taxable: https:\/\/youtu.be\/w0nyJQ10snQ\n\nPrograms (Use Coupon Code YOUTUBE for 50% Off!):\n\ud83c\udf93 Prosper: https:\/\/www.loganeducation.com\/prosper\n\nFree Downloads:\n\ud83d\udcb8 75 Ways to Save an Extra $100 This Month: https:\/\/moneydoneright.com\/wp-content\/uploads\/75-Ideas-to-Put-an-Extra-100-in-Your-Pocket-Every-Month.pdf\n\ud83e\udd11 15 Referral Programs That Make Me Over $20,000 a Month: https:\/\/www.loganeducation.com\/15-referral-programs\n\nTable of Contents:\n0:00 Citi Custom Cash Review\n1:55 5% Cash Back\n2:10 Eligible Spend Categories\n5:15 More Card Info\n6:00 Citi Custom Cash Pros\n9:00 Citi Custom Cash Cons\n10:50 Who the Custom Cash Is a Good Fit For\n12:00 Who the Custom Cash Is Not a Good Fit For\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #creditcardrewards","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/zEdIXVfeqps\/default.jpg","https:\/\/i.ytimg.com\/vi\/zEdIXVfeqps\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/zEdIXVfeqps\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/zEdIXVfeqps\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/zEdIXVfeqps\/maxresdefault.jpg"],"uploadDate":"2021-06-10T21:40:48+00:00","duration":"PT13M14S","embedUrl":"https:\/\/www.youtube.com\/embed\/zEdIXVfeqps","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=zEdIXVfeqps#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=zEdIXVfeqps#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=zEdIXVfeqps&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=zEdIXVfeqps#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":3252}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=zEdIXVfeqps#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":162}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=ihxHTBgRtxs#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=ihxHTBgRtxs","name":"Chase Freedom Flex vs. Chase Freedom Unlimited: 5% Bonus vs. 1.5% Non-Bonus","description":"In this video, I compare the Chase Freedom Flex vs. the Chase Freedom Unlimited.  These are two popular Chase credit cards that I've done separate reviews for here on the channel (links to my separate reviews are below).  Click SHOW MORE to see my card links! \ud83d\udc47\n\nMy Credit Card Links:\n\u27a1\ufe0f My Chase Freedom Unlimited Link: http:\/\/go.moneydoneright.com\/chase-freedom-unlimited\/\n\u27a1\ufe0f My Chase Freedom Flex Link: http:\/\/go.moneydoneright.com\/chase-freedom-flex\n\u27a1\ufe0f My Citi Double Cash Link: http:\/\/go.moneydoneright.com\/citi-double-cash\/\n\u27a1\ufe0f My Chase Sapphire Preferred Link: http:\/\/go.moneydoneright.com\/chase-sapphire-preferred\/\n\u27a1\ufe0f My Chase Sapphire Reserve Link: http:\/\/go.moneydoneright.com\/chase-sapphire-reserve\/\n\nMy Other Credit Card Review Videos:\n\u27a1\ufe0f Chase Freedom Flex Review: https:\/\/youtu.be\/x6q25OIzpzA\n\u27a1\ufe0f Chase Freedom Unlimited Review: https:\/\/youtu.be\/6o2iHw1IKYY\n\u27a1\ufe0f Citi Double Cash Review: https:\/\/youtu.be\/nSi1kdU5o3I\n\nMy Other Credit Card Videos:\n\u27a1\ufe0f Best Credit Cards Right Now: https:\/\/youtu.be\/3EYNsjjVOTw\n\u27a1\ufe0f 7 Credit Card Myths That Just Won't Die: https:\/\/youtu.be\/pqbuixVTINU\n\u27a1\ufe0f Are Credit Card Rewards Taxable?: https:\/\/youtu.be\/w0nyJQ10snQ\n\u27a1\ufe0f Are Credit Cards Good or Bad?: https:\/\/youtu.be\/5FcmkMya5JA\n\nOther Credit Cards:\n\u27a1\ufe0f Best Travel Credit Cards: http:\/\/go.moneydoneright.com\/travel-credit-cards\n\u27a1\ufe0f Best Cash Back Credit Cards: http:\/\/go.moneydoneright.com\/cash-back-credit-cards\n\u27a1\ufe0f Best Gas Credit Cards: http:\/\/go.moneydoneright.com\/gas-credit-cards\n\u27a1\ufe0f Best Airline Credit Cards: http:\/\/go.moneydoneright.com\/airline-credit-cards\n\u27a1\ufe0f Best Hotel Credit Cards: http:\/\/go.moneydoneright.com\/hotel-credit-cards\n\u27a1\ufe0f Best 0% APR Credit Cards: http:\/\/go.moneydoneright.com\/zero-percent-apr-credit-cards\n\u27a1\ufe0f Best Balance Transfer Credit Cards: http:\/\/go.moneydoneright.com\/balance-transfer-credit-cards\n\u27a1\ufe0f Best Small Business Credit Cards: http:\/\/go.moneydoneright.com\/small-business-credit-cards\n\u27a1\ufe0f Best No Annual Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-annual-fee-credit-cards\n\u27a1\ufe0f Best No Foreign Transaction Fee Credit Cards: http:\/\/go.moneydoneright.com\/no-foreign-transaction-fee-credit-cards\n\u27a1\ufe0f Best Secured Credit Cards: http:\/\/go.moneydoneright.com\/secured-credit-cards\n\u27a1\ufe0f Best Prepaid Credit Cards: http:\/\/go.moneydoneright.com\/prepaid-credit-cards\n\u27a1\ufe0f Best Student Credit Cards: http:\/\/go.moneydoneright.com\/student-credit-cards\n\nPrograms (Use Coupon Code YOUTUBE for 50% Off!):\n\ud83c\udf93 Prosper: https:\/\/www.loganeducation.com\/prosper\n\nFree Downloads:\n\ud83d\udcb8 75 Ways to Save an Extra $100 This Month: https:\/\/moneydoneright.com\/wp-content\/uploads\/75-Ideas-to-Put-an-Extra-100-in-Your-Pocket-Every-Month.pdf\n\ud83e\udd11 15 Referral Programs That Make Me Over $20,000 a Month: https:\/\/www.loganeducation.com\/15-referral-programs\n\nTable of Contents:\n0:00 Chase Freedom Unlimited vs. Chase Freedom Flex\n0:52 Flex vs. Unlimited Cash Back Rewards\n3:41 Flex vs. Unlimited Other Perks\n4:52 Transferring Points to Sapphire Preferred or Sapphire Reserve\n6:53 Flex vs. Unlimited Signup Bonus\n7:18 Flex vs. Unlimited Fees\n8:08 When the Freedom Flex Is Better\n10:45 When the Freedom Unlimited Is Better\n13:19 Flex vs. Unlimited Summary\n\nAdvertiser Disclosure:\nThis video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.\n\n#creditcard #creditcards #personalfinance","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/ihxHTBgRtxs\/default.jpg","https:\/\/i.ytimg.com\/vi\/ihxHTBgRtxs\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/ihxHTBgRtxs\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/ihxHTBgRtxs\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/ihxHTBgRtxs\/maxresdefault.jpg"],"uploadDate":"2021-05-02T16:00:32+00:00","duration":"PT14M47S","embedUrl":"https:\/\/www.youtube.com\/embed\/ihxHTBgRtxs","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=ihxHTBgRtxs#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=ihxHTBgRtxs#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=ihxHTBgRtxs&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=ihxHTBgRtxs#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":5841}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=ihxHTBgRtxs#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":201}]}],"about":["Credit Cards"],"wordCount":3631,"articleBody":"\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tChase Freedom Unlimited\t\t\t\tBasics: With a decent rewards program and a baseline of 1.5% cash back on everything else, the Chase Freedom Unlimited credit card might be the one-all card for some. It comes with three different tiers of cash back, no annual fee, and a no-fuss process of cashing in rewards. Pros: There\u2019s a lot to like about the Freedom Unlimited card in terms of cash back. Cardholders earn 5% back on travel booked through Chase Ultimate Rewards, 5% back on grocery stores (up to $12,000 in your first year having the card), 3% back on drugstore and restaurant purchases, and a base reward of 1.5% back on everything else.Cons: The Freedom Unlimited credit card is subject to Chase\u2019s 5\/24 rule, there\u2019s a 3% foreign transaction fee, and even though 1.5% cash-back is generous, you can still earn more cash back through similar cards on the market, though this can possibly be mitigated by transferring your points to a Chase Sapphire card. \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRewards \t\t\t\t\t\t\t\t\t\t8\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tOther Perks\t\t\t\t\t\t\t\t\t\t7\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAnnual Fee\t\t\t\t\t\t\t\t\t\t10\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tWelcome Offer\t\t\t\t\t\t\t\t\t\t7\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tEase of Approval\t\t\t\t\t\t\t\t\t\t6\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tIntro APR\t\t\t\t\t\t\t\t\t\t7\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tWELCOME OFFER:Earn $200 if you spend at least $500 within the first 3 monthsANNUAL FEE:$0ONGOING CASH BACK:5% back on travel booked through Chase, 3% back on drugstore and restaurant purchases, and 1.5% back on everything elseFOREIGN TRANSACTION FEE:3%\t\t\t\tOur Review Methodology        We may receive a commission if you sign up or purchase through links on this page.  Here's more information.    The Chase Freedom Unlimited credit card is one of Chase\u2019s flagship cards for a good reason.It stays true to its name: Cardholders earn unlimited cash back, and the rewards comprise one of the most impressive cash-back programs on the market. But is it the right card for you?In this review, I\u2019ll go over the features and benefits of owning a Chase Freedom Unlimited credit card, as well as its pros, cons, and card alternatives that you may also be interested in. Then, I\u2019ll provide a few examples of who this card might or might not be a good fit for.If you\u2019d rather watch a video of this review, check out my Chase Freedom Unlimited video review below!Table of ContentsToggleSign-Up BonusChase Freedom Unlimited RewardsChase Freedom Unlimited BenefitsCard FeesPros and ConsAlternativesChase Freedom Unlimited vs. Chase Freedom FlexIs the Chase Freedom Unlimited Card Worth It?Frequently Asked QuestionsSign-Up BonusChase is currently offering a welcome bonus of $200 if you spend $500 on purchases within three months of opening a new Freedom Unlimited card. This only applies if you haven\u2019t already taken advantage of the bonus in the past two years.If this review helped your decision in signing up for this card, feel free to use my affiliate link. If you use my link and are approved, I will get a small commission at no additional cost to you.Chase Freedom Unlimited Rewards5% Cash Back on Travel through ChaseThe Chase Freedom Unlimited card gives 5% cash back when you book travel through the Chase Ultimate Rewards program.This feature makes the card well-suited to many different types of travel, since the program allows you to book flights, hotels, cars, vacation rentals, cruises, and more. Another bonus is that there are no limits as to how much cash back you can earn through this program.You can also get more out of these travel rewards when you pair the Freedom Unlimited with the Chase Sapphire Preferred or Chase Sapphire Reserve.One drawback is that you are confined to Chase\u2019s restrictions when you use the Chase Ultimate Rewards portal for the 5% cash back. In my experience, these restrictions were never too limiting, but you can\u2019t book an Airbnb or a similar service through Chase Ultimate Rewards.5% Cash Back on GroceriesThe Freedom Unlimited credit card offers 5% cash back on grocery store spending (excluding Walmart and Target) for the first 12 months from opening your account, or until you reach $12,000 in grocery store purchases. This is an additional 3.5% cash back on the 1.5% you already earn.3% Cash Back on Drugstore and DiningChase Freedom Unlimited also offers 3% cash back on both drugstore and restaurant purchases.Restaurant purchases include both takeout and delivery from eligible delivery services associated with restaurants. Services like DoorDash and UberEats are eligible for this rewards program.However, delivery services not associated with restaurants, like Instacart or Amazon Fresh, are ineligible.1.5% Cash Back on All Other PurchasesAnd lastly, Chase Freedom Unlimited offers a base of unlimited 1.5% cash back on all other non-bonus purchases, which is what makes this card versatile and, dare I say, limitless.Chase Freedom Unlimited Benefits0% Intro APRIf you open a new Freedom Unlimited card, you\u2019ll get 0% annual percentage rate (APR) on purchases for your first 15 months. You will still have to make the minimum payment on your card in order to avoid late fees, but you won\u2019t be charged any interest on purchases you make as long as you pay them off by the end of that 15-month period.5% Cash Back on LyftAll Freedom Unlimited card holders receive 5% cash back on qualifying Lyft purchases through March 31st, 2022. Qualifying Lyft purchases include all car, bike, and scooter rides, as well as subscription and membership products.This 5% cash back does not have a limit, so frequent Lyft users may find this to be a good deal.DashPass SubscriptionAdditionally, new Freedom Unlimited cardholders receive three free months of DashPass, a DoorDash subscription service, which essentially removes the delivery fee on orders over $12 from eligible restaurants. You must activate this by December 31st, 2021, to cash in on the offer.Afterwards, cardholders are automatically subscribed to DashPass at 50% off the regular rate for the next nine months.The regular rate for DashPass is $9.99\/month, and you can cancel anytime through the DoorDash or the Caviar app. But because the regular rate for DashPass is only $9.99 a month, I would not recommend getting the Freedom Unlimited solely for the sake of this perk.Transferable RewardsMost Chase credit cards use the Chase Ultimate Rewards portal, so you can transfer your points between different Chase cards (including the Freedom Unlimited, Freedom Flex, Sapphire Preferred, and Sapphire Reserve), as long as they belong to you or someone else in your household.There are no fees or limits, which makes it easier to consolidate points into a single account to cover a purchase. Here\u2019s how to combine points on Chase:Log onto Chase Ultimate RewardsChoose one of your cardsTap the menu icon in the upper lefthand cornerScroll down until you see \u201cCombine Points\u201dThis transfer ability allows you to get even more out of your Freedom Unlimited when you pair it with the Sapphire Preferred or Sapphire Reserve. Both the Sapphire Preferred and Reserve offer extremely high bonuses on points redeemed for travel through Chase Ultimate Rewards, giving 25% and 50% back respectively.For example, if you have both the Freedom Unlimited and the Sapphire Reserve, you can place your non-bonus spending on the Freedom Unlimited for a 1.5% cash-back bonus, and afterwards, you can transfer those points to the Sapphire Reserve, which will allow you to get another 50% bonus when you redeem them for travel.This effectively raises the 1.5% bonus from your Freedom Unlimited to a 2.25% bonus.Bear in mind, though, that both the Sapphire Preferred and the Sapphire Reserve come with large annual fees ($95 and $550 respectively), so this option is not for everyone. However, combining a Sapphire and Freedom card can be a really effective way to get more out of your Ultimate Rewards points.Card Fees.simple_table-43375 table tr th{\ttext-align: center;\t\t}.simple_table-43375 table tr td{\ttext-align: center;\t\t}Annual Fee$0Foreign Transaction Fee3% international feeNo Annual FeeThe Chase Freedom Unlimited has no annual fee, so you don\u2019t have to worry about spending enough to justify the cost of the card.3% Foreign Transaction FeeThe Chase Freedom Unlimited credit card has a 3% foreign transaction fee \u2013 keep this in mind if you are looking specifically for a travel-friendly card. While this card offers unlimited 5% cash-back rewards on travel booked through Chase, be wary that it is still subject to that international fee.If you’re interested in a Chase card that you can use internationally with no extra fee, check out the Chase Sapphire Preferred or Chase Sapphire Reserve.Pros and ConsChase Freedom Unlimited Pros5% Cash Back on TravelThe 5% cash-back rate on travel booked through Chase Ultimate Rewards is an incredible reward since it allows you to save $1 for every $20 you spend on travel. Given that the Freedom Unlimited has no annual fee, this is a huge advantage if you tend to have a lot of travel-related expenses.$200 Welcome OfferIf you sign up for the Chase Freedom Unlimited right now, you\u2019ll get an additional $200 in cash-back as long as you spend $500 or more in the first three months. As I can attest from personal experience, you will automatically receive that credit as long as you pass the spending threshold. While this is just a one-time bonus, it\u2019s an excellent perk to go along with everything else you\u2019ll get with the Freedom Unlimited.Transferable PointsThe Chase Freedom Unlimited gives you the opportunity to transfer points to the Sapphire Preferred or Reserve through Chase Ultimate Rewards. Because the Freedom Unlimited card offers more cash back on travel and drugstore purchases than either Sapphire card, these cards are more effective when combined together rather than used on their own. If you haven\u2019t built up enough credit for a Sapphire card, you can always start with the Freedom Unlimited, gradually improve your credit score, then save up your points so you can transfer them to a Sapphire card when you\u2019re able to get one.And because Freedom Unlimited offers 1.5% cash back on non-bonus spending, you can combine it with the Sapphire Reserve\u2019s 50% bonus for travel booked through Ultimate Rewards, which in turn yields an extremely competitive cash-back rate of 2.25%.No Annual FeeThe Freedom Unlimited card doesn\u2019t charge an annual fee. While annual fees aren\u2019t always a bad thing, it can be nice to get credit card rewards for free without having to calculate whether they\u2019re worth the fee or not. Cards that complement the Freedom Unlimited, like the Sapphire Preferred and Reserve, both charge a hefty annual fee ($95 and $550 respectively), and while there are certainly situations where that fee is worth the investment, it\u2019s a lot more straightforward if you can get rewards without having to pay.Chase Freedom Unlimited ConsChase 5\/24 RuleThis card is subject to the 5\/24 rule, which means that Chase will automatically reject you if you\u2019ve already opened five other credit cards within 24 months of your Freedom Unlimited application. No matter how good your credit is, you won\u2019t be able to get around this because it is Chase policy; instead, you\u2019ll have to wait for some of your old cards to move out of that 24-month period before you try to get approved for the Freedom Unlimited.3% Foreign Transaction FeeThe Freedom Unlimited card comes with a 3% foreign transaction fee. If you use this card abroad, you\u2019re going to lose an extra $3 for every $100 you spend, which might add up quickly if you\u2019re a frequent international traveler. In my opinion, this isn\u2019t a deal breaker, but if you\u2019re planning on traveling outside the US, I would strongly recommend getting another card with no foreign transaction fee.Other Cards Might Benefit MoreEven though the Freedom Unlimited comes with 1.5% cash-back for non-bonus spending, other cards, like the Citi Double Cash card, will give you even more back on those purchases.The Alliant Visa Signature, for example, has a $99 annual fee (waived for the first year), but comes with 2.5% cash-back on up to $10,000 in spending per month. If you put $25,000 on your card per year, you would get $625 back with the Visa Signature, which is almost double the $375 you would get with the Freedom Unlimited.Again, 1.5% cash-back isn\u2019t terrible, but there are better cards to put general spending on \u2013 especially if you\u2019re willing to pay an annual fee.Alternatives.btn.btn-blue.dift:hover, .btn.btn-default.dift:hover {color: #4db848;border-color: #4db848;background: #fff !important;}\t\t\t Chase Freedom UnlimitedChase Freedom FlexCiti Custom CashCiti Double Cash \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPros and Cons\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tCash-Back Rewards\t\t\t\t\t\t\t5% back on travel booked through Chase Ultimate Rewards5% back on grocery stores (up to $12,000)3% back on dining and drugstores1.5% back on all other purchases\t\t\t\t\t\t\t\t\t\t\t\t\t5% back on rotating quarterly categories5% back on travel booked through Chase Ultimate Rewards3% back on dining and drugstores1% back on all other purchases\t\t\t\t\t\t\t\t\t\t\t\t\t5% back on top eligible spending category (up to $500 per billing cycle)1% back on all other purchases\t\t\t\t\t\t\t\t\t\t\t\t\tUnlimited 2% cash back on all purchases\t\t\t\t\t\tAnnual Fee\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t$0\t\t\t\t\t\t\t\t\t\t\t\t\t$0\t\t\t\t\t\tForeign Transaction Fee\t\t\t\t\t\t\t3%\t\t\t\t\t\t\t\t\t\t\t\t\t3%\t\t\t\t\t\t\t\t\t\t\t\t\t3%\t\t\t\t\t\t\t\t\t\t\t\t\t3%\t\t\t\t\t\tSign-Up Bonus\t\t\t\t\t\t\tEarn $200 after spending $500 in the first 3 months\t\t\t\t\t\t\t\t\t\t\t\t\tEarn $200 after spending $500 in the first 3 months\t\t\t\t\t\t\t\t\t\t\t\t\tEarn $200 after spending $750 in the first 3 months\t\t\t\t\t\t\t\t\t\t\t\t\tNone\t\t\t\t\t\t\t\t\t \t\tChase Freedom FlexThe Chase Freedom Flex card offers 5% cash back on rotating bonus categories (up to $1,500 in spending per quarter), 5% cash back on travel booked through Chase, 3% cash back on dining and drugstores, and 1% cash back on everything else.And, like the Freedom Unlimited, cardholders get 5% cash back on Lyft rides through March 2022, as well as a complimentary three-month subscription to DashPass.Check out this review for a more in-depth look at the Chase Freedom Flex card.Citi Custom CashThe Citi Custom Cash allows you to receive 5% cash back on your top spend category for each billing cycle. The spend category must be one of Citi\u2019s eligible categories (which are pretty common categories), and Citi will automatically calculate which of those categories you spend most on in order to reward you.You can earn 5% cash back up to $500 per billing cycle, then earn 1% cash back thereafter.For more information about the Citi Custom Cash card, check out my video review where I cover the card\u2019s features, benefits, pros, cons, and more.Citi Double CashThe Citi Double Cash gives unlimited 2% cash back on all purchases, which is a good enough reason to not offer a sign-up bonus.With no annual fee, this card is a strong contender for a Freedom Unlimited alternative. The Citi Double Cash might suit you if you prefer not being tied down to bonus categories, and want a little bit more flexibility when it comes to earning bonus rewards.Chase Freedom Unlimited vs. Chase Freedom Flex.simple_table-43378 table tr th{\ttext-align: center;\t\t}.simple_table-43378 table tr td{\ttext-align: center;\t\t}Chase Freedom UnlimitedChase Freedom Flex Rotating Cash-back RewardsNone5% back on quarterly categories Ongoing Cash-back Rewards5% back on travel booked through Chase Ultimate Rewards5% back on grocery stores (limited to $12,000; excluding Walmart and Target)3% back on dining and drugstore purchases1.5% back on all other purchases5% back on travel booked through Chase Ultimate Rewards3% back on dining and drugstore purchases1% back on all other purchases Annual Fee$0$0 Foreign transaction fee3%3% Sign-up BonusEarn $200 after spending $500 in the first 3 monthsEarn $200 after spending $500 in the first 3 monthsThe Freedom Flex and Freedom Unlimited cards offer similar rewards, but if you\u2019re looking to decide between the two, the difference lies on how you spend.Both cards have a similar cash-back rewards program, including 5% back on travel through Chase Ultimate Rewards and 3% back on dining and drugstores.But the cash back for rotating categories and other purchases is where the similarities diverge. Freedom Unlimited offers 1.5% back on all other purchases, while Chase Freedom Flex only offers 1% back.If you\u2019re deciding between the Freedom Flex or the Freedom Unlimited, the bottom line is this:The Freedom Unlimited card is better suited for someone who wants to optimize their cash back through other purchases, and the Freedom Flex card is better suited for someone who wants to optimize cash back through the rotating seasonal categories.Is the Chase Freedom Unlimited Card Worth It?Whether you should get the Freedom Unlimited really depends on many different factors, and while I can\u2019t speak to your specific situation, I can share a few examples of people I would or would not recommend the Chase Freedom Unlimited card to.Who the Card is Best ForIf You Want a Decent \u201cEveryday\u201d Card With Decent BenefitsBecause of the Freedom Unlimited\u2019s versatility in terms of bonus categories, it\u2019s a good option for someone who just wants one go-to card for all purchases, and isn\u2019t necessarily worried about maximizing rewards in every purchase category.With the Freedom Unlimited, you get 5% back on travel through Chase, 3% back on dining and drugstores, and a baseline 1.5% back on everything else. This, to me, sounds like a pretty sweet deal if you\u2019re not looking for rewards tied to a specific category.If You Already Have a Premium Chase CardThe Freedom Unlimited is also a good card for someone who already has a premium Chase card like the Sapphire Reserve or Preferred, since you can combine these two cards to maximize your points.If You Think 1.5% Cash Back is Good EnoughYou\u2019re a cash-back and points minimalist, and you don\u2019t really get too crazy about optimizing your credit card to \u201cwork for you.\u201d If you\u2019re fine with earning a base of 1.5% cash back on all other purchases, in addition to higher cash-back in bonus categories, this card might serve you. Plus, no annual fee!If You Travel Within the U.S. FrequentlyIf you travel domestically often, then the 5% cash back on travel through Chase Ultimate Rewards perk will definitely add up. Since there\u2019s no cap on how much you can earn through this reward, this is a good enough reason for a frequent traveler to sign up for this card.Do keep in mind that the Freedom Unlimited is still subject to that pesky 3% international fee, so the 5% cash back on travel through Chase will only pay off if you book domestic travel.Combine this 5% cash back with the 3% cash back on dining, and this card will really take you places. Domestically, at least.Who the Card is Not ForIf You Pay For Most of Your Travel With PointsI would not recommend the Freedom Unlimited credit card to someone who already pays for most of their travel with points. In this situation, Freedom Unlimited\u2019s 5% cash back on purchases through Chase Ultimate Rewards would be irrelevant.The same sentiment goes for the 3% cash back on dining, since if you pay for most of your travel with points, you probably have a card like the Sapphire Reserve, which gives 4.5% back on restaurants when your points are redeemed for travel.If You Travel Very LittleIf you travel very little, Freedom Unlimited\u2019s benefits might not do much. If this is the case, you probably won\u2019t be able to cash in on the 5% cash back on travel very often, which leaves you with only 5% back on groceries (up to $12,000), 3% back on dining and drugstores, and a baseline 1.5% back on all other purchases.If You\u2019re Interested in Cash Back, and Cash Back Only\u200b\u200bThe Freedom Unlimited card might not be the best for you if you\u2019re only interested in cash back, since other cards offer higher cash back rewards. For example, Freedom Unlimited is easily eclipsed by the U.S. Bank Altitude Go, which offers 4% back on dining.While the Freedom Unlimited does give 3% back at drugstores, you can get up to 6% back at grocery stores with other cards, since you can buy most drugstore items at a regular grocery store anyway.If you spend a lot on groceries and want to earn cash back that way, check out the American Express Blue Cash Everyday card, which offers 3% back at U.S. supermarkets, and its sister card, the American Express Blue Cash Preferred, which offers 6% back at U.S. supermarkets. However, both cards cap at a yearly limit of $6,000.Even the Freedom Unlimited\u2019s 1.5% cash-back on non-bonus spending is surpassed by other no-fee cards like the Citi Double Cash. So, if you\u2019re only interested in cash back, the Freedom Unlimited will not go above and beyond to meet that interest.If You Already Have the Chase Freedom FlexFinally, the Freedom Unlimited probably isn\u2019t the best option for you if you already have the Freedom Flex, as they overlap in many different categories. Both give 5% back on travel purchased through Chase, 3% back at restaurants, and 3% back on drugstore purchases.Additionally, given that both cards are subject to Chase\u2019s 5\/24 rule, it doesn\u2019t seem worth it to have two cards so similar to one another.If you\u2019re undecided between the Freedom Flex and the Freedom Unlimited, check out my video where I delve into a deeper comparison of the two.Frequently Asked Questions.accordion-list .accordion-title:hover{color: #4db848;}Is Chase Freedom Unlimited hard to get approved?It\u2019s not hard to get approved for the Chase Freedom Unlimited credit card if you have a \u201cgood\u201d credit score, which is at least 670 or higher.If you\u2019re looking to improve your approval odds, check out this article on how to increase your credit score to a 700 or above. I recommend bumping up your credit score before applying for the Freedom Unlimited, since credit card applications create hard inquiries that may affect your current credit score.Is the Chase Freedom Unlimited Card worth it?Yes, the Chase Freedom Unlimited credit card is worth it to those who are interested in high cash back rewards without doing too much work to activate it. With 5% cash back on travel booked through Chase, 3% cash back on dining and drugstores, and 1.5% cash back on all other purchases, this credit card is suitable for cash-back minimalists who want to be savvy with their points.What is the credit limit for Chase Freedom Unlimited?The Chase Freedom Unlimited has a minimum credit limit of $500 for approved applicants, according to personal reviews online. 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