[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/moneydoneright.com\/passive-income\/other-ideas\/investments-other-than-stocks\/#Article","mainEntityOfPage":"https:\/\/moneydoneright.com\/passive-income\/other-ideas\/investments-other-than-stocks\/","headline":"Top 5 Ways to Build Wealth Outside the Stock Market | Start Today","name":"Top 5 Ways to Build Wealth Outside the Stock Market | Start Today","description":"Here at Money Done Right, we believe that the stock market is an incredible...","datePublished":"2018-02-26","dateModified":"2026-08-25","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2018\/03\/Build-Wealth-Outside-the-Stock-Market.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2018\/03\/Build-Wealth-Outside-the-Stock-Market.png","height":430,"width":825},"url":"https:\/\/moneydoneright.com\/passive-income\/other-ideas\/investments-other-than-stocks\/","about":["Other Passive Income Ideas"],"wordCount":570,"keywords":["schema"],"articleBody":"Here at Money Done Right, we believe that the stock market is an incredible wealth-building tool, but we know its ups and downs are not for everybody.So if you&#8217;re among those who are wondering how to\u00a0build wealth outside the stock market, or simply how to diversify your portfolio so you&#8217;re not so heavy in stocks, here&#8217;s how to do it.Table of ContentsToggle1. Invest in real estate with as little as $500.2. Lend money in $25 increments and earn 4-6%.3. High-yield savings accounts.4. Invest in cryptocurrencies like Bitcoin.5. Pay off debt.1. Invest in real estate with as little as $500.In the old days, you needed a lot of money to invest in real estate.$500\u00a0would not have cut it.But thanks to advances in technology,\u00a0real estate investing has become democratized.Now, if you have $500 or $1,000 in your pocket, you can get started investing in real estate through a platform called Fundrise.Fundrise is the first private market real estate investing platform.By combining technology with new federal regulations, Fundrise lets you invest in the once-unattainable world of private investments.2. Lend money in $25 increments and earn 4-6%.Lending out money is one of the oldest ways to earn passive income. \u00a0It&#8217;s essentially renting out your money for either people to use, and the rent you charge is known as the interest rate.Now, in the old days, if you wanted to lend money\u00a0to somebody in particular, you were taking on a pretty risky business, unless he or she put up some form of collateral. \u00a0But now, thanks to technology, you can spread out the risk by only lending your money in $25 increments.How does this work? \u00a0Well, let&#8217;s say Borrower A needs a $25,000 loan. \u00a0Instead of going to one entity, like a bank or rich person, to borrow the full $25,000\u00a0\u2014 which would be very risky to that one entity\u00a0\u2014 he or she borrows $25 from 1,000 people. \u00a0This scenario presents much less risk because the most any single investor could lose is only $25.Such an arrangement would have been administratively impossible just 15 years ago. \u00a0But thanks to the wonders of the Internet, it is now very possible, and the peer-to-peer lending industry, as it&#8217;s known, is thriving for borrowers and investors alike. \u00a0So click here if you would like to start earning way more interest than the bank pays you.3. High-yield savings accounts.High-yield savings accounts can pay upwards of 2%.4. Invest in cryptocurrencies like Bitcoin.Unlike the other investment opportunities we mention previously that 1) are well-regulated and 2) will almost certainly pay off in the long haul, cryptocurrencies are not well-regulated, and it is possible that they will be entirely worthless someday.That being said, many people have become unlikely millionaires\u00a0by investing in cryptocurrencies, and the concept of cryptocurrencies is not without merit. \u00a0In any case, if you would like to receive a $10 bonus to start investing in Bitcoin and other cryptocurrencies, please click my Coinbase $10 Sign-Up Bonus Link\u00a0to buy some right now (the markets are 24\/7).5. Pay off debt.This one&#8217;s kind of funny, we know. \u00a0When you pay off debt, you&#8217;re not really building wealth by making money, but you&#8217;re rather building wealth by saving money. \u00a0And arguably, this is more important and has greater economic value than passive income! \u00a0You can read why in our article\u00a0How to Make Your Money Work For You, Part 1: Pay Down Debt."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Passive Income","item":"https:\/\/moneydoneright.com\/passive-income\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Other Ideas","item":"https:\/\/moneydoneright.com\/passive-income\/\/other-ideas\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"Top 5 Ways to Build Wealth Outside the Stock Market | Start Today","item":"https:\/\/moneydoneright.com\/passive-income\/other-ideas\/investments-other-than-stocks\/#breadcrumbitem"}]}]