[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/moneydoneright.com\/passive-income\/stock-investing\/investment-questions-and-answers\/#Article","mainEntityOfPage":"https:\/\/moneydoneright.com\/passive-income\/stock-investing\/investment-questions-and-answers\/","headline":"7 Investment Questions and Answers For Newbies","name":"7 Investment Questions and Answers For Newbies","description":"Just like anything else, investing can be confusing if you\u2019re new to it.\u00a0 You...","datePublished":"2020-12-01","dateModified":"2021-10-08","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/newbie-qa-about-investing.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/newbie-qa-about-investing.jpg","height":460,"width":1900},"url":"https:\/\/moneydoneright.com\/passive-income\/stock-investing\/investment-questions-and-answers\/","video":[{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=sr9szs9MImw#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=sr9szs9MImw","name":"7 Beginner Questions & Answers About Investing","description":"Just like anything else, investing can be confusing if you\u2019re new to it. Some of you are completely new to investing, some of you are looking for advanced strategies, and a lot of you are somewhere in between. No matter what stage of investing you're in, it's important to get a solid foundation and understanding of investing before you move on to specific strategies. That's why I put together this video where I answer seven really common investing questions I hear from people who are new to investing. Hopefully, by the end of the video, you\u2019ll understand a little more about how investing works and how you can develop a strategy that works for your financial goals.\n\n\u27a1\ufe0f Webull (Free Stocks): https:\/\/moneydoneright.com\/webull\/\n\n\ud83d\udc4d Other Investing Videos:\n- My Video on Investing for Beginners: https:\/\/youtu.be\/oAd4Jfzjpq0\n- 7 Investment Terms You Should Know: https:\/\/youtu.be\/H4Amo14ulGE\n- Investing for Beginners: https:\/\/youtu.be\/oAd4Jfzjpq0\n- 9 Worst Investments: https:\/\/youtu.be\/w1jd2JJkZ1I\n\n\ud83e\udd14 Do you have any more questions about investing? Let me know in the comments below!\n\n#investing #investor #stocks","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/sr9szs9MImw\/default.jpg","https:\/\/i.ytimg.com\/vi\/sr9szs9MImw\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/sr9szs9MImw\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/sr9szs9MImw\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/sr9szs9MImw\/maxresdefault.jpg"],"uploadDate":"2020-12-07T21:32:19+00:00","duration":"PT16M46S","embedUrl":"https:\/\/www.youtube.com\/embed\/sr9szs9MImw","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=sr9szs9MImw#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=sr9szs9MImw#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=sr9szs9MImw&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=sr9szs9MImw#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":2215}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=sr9szs9MImw#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":188}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=oAd4Jfzjpq0#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=oAd4Jfzjpq0","name":"Investing for Beginners ($100 - $1,000) | Stocks, ETFs, Index Funds","description":"Investing is putting your money to work so it can make more money.\n\nSee, spending money makes other people rich, but investing money makes YOU rich.  And who would you rather make rich \u2014 yourself or other people?  Unless you've taken a vow of poverty, hopefully the answer is yourself!\n\nThe hard truth is that the only way to build lasting wealth is by investing.  Unfortunately, solid investment strategies are not something taught in most schools or families in the United States.  Fortunately, however, investing smart isn't some mysterious science that takes years to master.\n\nEven if you're a beginner, you can get started investing the right way right now with just $100.\n\nIn this video, I go over foundational concepts about investing for beginners.\n\nFREE STOCKS:\n\n\u27a1\ufe0f WEBULL (2 Free Stocks): https:\/\/moneydoneright.com\/webull\/\n\n\u27a1\ufe0f ROBINHOOD (1 Free Stock): https:\/\/moneydoneright.com\/robinhood\n\n\u27a1\ufe0f M1 FINANCE ($10 Bonus): https:\/\/moneydoneright.com\/m1finance\/\n\nINVEST IN REAL ESTATE WITH $500: https:\/\/moneydoneright.com\/fundrise\/\n\nTABLE OF CONTENTS:\n\n0:00 Is Now a Good Time to Start Investing?\n1:59 An Investor's Mindset\n7:35 The Two Best Investments You Can Possibly Make\n10:20 Stock Market Basics\n12:44 You Don't Have to Pick Stocks\n16:37 How to Buy Stock (Walkthrough)\n18:34 Listen to Warren Buffett\n19:56 A Solid $1,000 Investment\n\nYOUTUBE LINKS:\n\n\u27a1\ufe0f WARREN BUFFET INTERVIEW ABOUT INVESTING IN YOURSELF: https:\/\/youtu.be\/mD-o8t8iP1M\n\n\u27a1\ufe0f WARREN BUFFET INTERVIEW ABOUT INDEX FUNDS: https:\/\/youtu.be\/10QoUi2PmNs\n\n\u27a1\ufe0f CHECK OUT OUR FAMILY CHANNEL: https:\/\/youtube.com\/TheAllecFamily","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/oAd4Jfzjpq0\/default.jpg","https:\/\/i.ytimg.com\/vi\/oAd4Jfzjpq0\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/oAd4Jfzjpq0\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/oAd4Jfzjpq0\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/oAd4Jfzjpq0\/maxresdefault.jpg"],"uploadDate":"2020-06-27T22:30:03+00:00","duration":"PT22M40S","embedUrl":"https:\/\/www.youtube.com\/embed\/oAd4Jfzjpq0","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=oAd4Jfzjpq0#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=oAd4Jfzjpq0#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=oAd4Jfzjpq0&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=oAd4Jfzjpq0#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":15951}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=oAd4Jfzjpq0#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":1154}]}],"about":["Stocks"],"wordCount":3383,"keywords":["schema"],"articleBody":"Just like anything else, investing can be confusing if you\u2019re new to it.\u00a0 You have lots of questions, you don\u2019t know about index funds or brokerages or IRAs or any of these things. So I know that investing can be intimidating, but the truth is that it really isn\u2019t as complicated as some people want you to think.Some of you are completely new to investing, some of you are looking for advanced strategies, and a lot of you are somewhere in between. But I think it\u2019s really important to get a solid foundation before you move on to those specific strategies, so I thought it would be really helpful to write an article on some of the most common questions I hear from people who are new to investing. So some of you will be familiar with these points, but some of you won\u2019t, but hopefully by the end of the video you\u2019ll understand a little more about how investing works and how you can develop a strategy that works for your financial goals.Table of ContentsToggle1. What Is Investing?2. Do I Need a Lot of Money to Invest?3. Should I Pay Off My Debts Before Investing?4. Should I Invest After the Next Market Crash?5. Should I Try to Avoid Risk?6. Should I Pay for Professional Management?7. Will Investing Make My Taxes Complicated?1. What Is Investing?This first question sounds really simple, and in a sense it is. But before I talk about anything else, I want to explain what investing is. Now you probably know that investing involves buying stocks, buying real estate, and buying other assets, but I want to go a little deeper.In general, what it means to invest in something is that you\u2019re putting some resource into that thing with the goal of getting even more back. So if you say that you want to invest your time in building a language, you\u2019re giving up some time that you could have used for something else because you want that skill more than you want the free time.When it comes to investing money, you\u2019re basically putting in cash upfront. It could be your own cash, or if you\u2019re margin trading it could be a combination of your own cash and cash you borrowed from somebody else. But you\u2019re using that cash to buy some asset that you think is going to provide more value for you than what you paid for it.This could be real estate\u2014maybe you want to flip the property for a higher price, or maybe you\u2019re looking to get rental income. It could also be a business where you want to get a share of the profits. That\u2019s essentially what a stock is, you are owning a small portion of a company and sharing in its earnings and its growth. But it doesn\u2019t have to be stock, an investment could be anything that you\u2019re paying into so that you can get more out later. That is all investing is in a nutshell.2. Do I Need a Lot of Money to Invest?To be clear, there are some real concerns about wealth inequality in the United States. In fact, more than half of all stocks are owned by the richest 1% of the population.That leads some people to think that investing is only worth getting into if you\u2019re in that category. Of course it\u2019s true that rich people get more out of the stock market than anyone else, so I\u2019m not dismissing those concerns, but it really isn\u2019t true that investing is only worth it if you\u2019re rich.Getting into investing was a lot more complicated when everything went through actual human brokers. But in 2020, it\u2019s pretty easy to start investing even if you don\u2019t have that much extra cash on hand.\u00a0 You can use a brokerage like Webull, and they\u2019ll give you two free stocks when you deposit at least $100, which will immediately give you a return on your investment.And even though you may not think it\u2019s worthwhile to invest $100 or something like that, any amount of money you can get into the stock market is going to be a good start. It\u2019s hard to predict how the market is going to perform at any particular time, and you might be able to contribute more in some months than others, but say you put in just $100 per month for ten years. That works out to $12,000 in total.With a $100 monthly contribution over ten years, and let\u2019s say your investments gain an average of 7% per year, you\u2019re going to end up with more than $20,000 at the end of those ten years. In other words, you would have gained almost $8,000 over that time compared to just keeping the money in cash.Never underestimate the importance of taking that first step\u2014even small contributions will add up over time if you\u2019re able to make them consistently. So even if it\u2019s just $50 or $100, it\u2019s still a step in the right direction.3. Should I Pay Off My Debts Before Investing?Another really common question when it comes to investing is how high your investments should be on your list of priorities. So if you have some debt, and especially if you don\u2019t have much in savings, you might be wondering how much progress you should make on those before you move on to investing.Ultimately that decision comes down to the respective return on investment you expect to get from different options. If you have credit card debt that\u2019s growing at 20% per year, then at least from a dollars and cents perspective that should be your top priority unless you have some other option that will give you a return of greater than 20%.Keep in mind that when you pay off debt, you\u2019re guaranteed to achieve that return, compared to what you would have been charged in interest. With investing, on the other hand, it\u2019s not guaranteed at all. Furthermore, investment returns are usually taxed either upfront or in the future unless you never sell or do 1031 exchanges with real estate or something like that.\u00a0 But frankly, if you have high-interest debt, and I put high-interest debt as around 6% or more, I\u2019d generally say focus on knocking out that debt fist or, even better, look at how you can refinance that debt at a lower interest rate.Again, it\u2019s impossible to predict how much an investment is going to return in the future. So I would generally say that credit card debt at 20% is more pressing than most types of investing. But with that being said, there are some notable exceptions to that rule, again depending on your specific situation.For example, some employers either partially or completely match 401(k) contributions up to a certain limit. So maybe they offer a 50% match up to 6% of your salary. If you\u2019re earning $50,000 a year, that means if you put $3,000 toward your 401(k) plan then your company will contribute an additional $1,500.\u00a0 That\u2019s an immediately 50% return on your investment, and obviously a 50% return is a lot more than the 20% you\u2019re paying on your credit card debt.Of course, it isn\u2019t always that simple\u2014failing to pay off debt can lead to some other consequences. If getting your employer match means that you\u2019re going to have to miss mortgage payments, it probably isn\u2019t worth it because of all the risks that come along with getting behind on your mortgage.On the other hand, if you\u2019re in a situation where you can reliably manage that debt and at least make the minimum payments, you will probably get a better return through your employer\u2019s 401(k) match then you would by making extra debt payments. Again I can\u2019t speak to your specific situation, but I would say that you should at least wait to invest until you feel like you have your other financial obligations under control.4. Should I Invest After the Next Market Crash?If you\u2019ve been following the economy recently, you probably know that the stock market had a really quick recovery after the initial coronavirus crash. A lot of people are worried that the economy still isn\u2019t that healthy, so there\u2019s a concern that we\u2019re going to have another market crash in the near future.OK, this makes sense on one level\u2014unemployment is still up, eviction protections are running out, and it\u2019s intuitive that those problems would lead to a bear market somewhere down the line. And if you\u2019re thinking about investing, then you might be thinking you should wait until the market goes down so that you avoid taking any losses during a future crash.I can\u2019t tell you what the market is going to do, so I can\u2019t necessarily say when the right time to invest is, but what I can tell you is that timing the market rarely works out. So to be clear, it\u2019s entirely possible that there will be a huge market crash in the near future. But even then, the problem is knowing when to get in.Let\u2019s say the market drops 10%\u2014do you get in then? What about 20%? You might buy too early and end up taking losses anyway, but you might also buy too late and miss out on the upswing. So it\u2019s not as simple as, \u201cOh, I\u2019m going to wait until the market crashes and then buy.\u201d\u00a0 It just doesn\u2019t work like that practically.In fact, timing the market is probably the single biggest mistake among new investors. If you haven\u2019t invested much before, you might think that you can invest at the right times by following the news or something like that. And of course, it might work out for you this time\u2014as I said, there\u2019s always an off-chance that you\u2019ll pick the perfect time.Unfortunately, the reality is that it\u2019s extremely difficult to time the market successfully over any significant period of time. And even if you\u2019re better than average, you\u2019re still going to come out behind compared to what you would have earned by ignoring market timing and just making consistent investments. Better yet, you can just automate your investments, and then any time you would have spent trying to figure out the market can go into a side hustle or something else that\u2019s actually going to earn you money.Consistently putting money into the market at regular intervals is called dollar-cost averaging. The basic idea is that the best way to maximize the value of your money is to spread out your contributions equally over time. So if you\u2019re able to contribute $500 per month to your portfolio, you should make that contribution on the same day of the month and try to stay as consistent as possible.Yes, there are always going to be bad months where you would have been better off to have waited until the next month. On the other hand, there are going to be even more good months that make up for those losses. This strategy is also a lot simpler, and it will help you get started if you\u2019re still waiting for the market to drop. I would actually say that you shouldn\u2019t even look at your portfolio value very often. You don\u2019t want to get caught up on whether the market is up or down on any particular day, you want to stay focused on the long-term trends and goals that you\u2019re really investing for.5. Should I Try to Avoid Risk?One of the most common things you\u2019ll hear is that investing is risky, and that\u2019s true. But you\u2019ll also hear that you shouldn\u2019t invest because of how risky it is, and that definitely isn\u2019t true.It\u2019s important to understand what risk means in the context of investing. There are times when it\u2019s good to avoid risks, and there are times when it makes sense to take on a higher level of risk in order to give yourself a potentially greater reward.Now when you\u2019re investing over a short period of time, the kind of risk that you need to worry about is different from the risk you would be concerned about if you were investing for the long run. So someone who\u2019s investing to earn money for next year is going to invest very differently from someone who\u2019s investing for retirement 30 years down the line.These are called time horizons, and the first thing you need to do when you\u2019re putting together an investment strategy is figure out what kind of time horizon you have in mind.\u00a0 If you\u2019re 45, and say you want to retire at 65, your time horizon is going to be at least 20 years, and some of that money will have an even longer horizon since you won\u2019t be withdrawing it all as soon as you retire.And if that\u2019s your situation, you should really be thinking about how you can put yourself in a position to get the best possible results over 20 years. So I don\u2019t want to get too deep into the specific examples here, I\u2019ve talked about this more in other videos and articles, but the point is that the risk of a market crash or something like that is much greater if you\u2019re planning to pull your money out in the near future. Think of it like this\u2014if stock prices fall tomorrow and you need the money next week, you\u2019re going to be in trouble. But if you don\u2019t need the money until 2040 or 2050, then you don\u2019t really need to be worried about where the market is in 2020. So there\u2019s a lot more I could say on this topic, but I want you to at least take away that risk isn\u2019t necessarily good or bad\u2014it depends on what you want to get out of investing.6. Should I Pay for Professional Management?Investing is obviously a complicated topic, and if you don\u2019t have much experience then it\u2019s easy to feel like you don\u2019t know the best way to invest your money. So a lot of people in that situation feel more comfortable paying a professional portfolio manager or financial advisor, and that might work for some people. But in general, and especially if you\u2019re like me and you don\u2019t have a net worth in the multi-millions. then I would recommend against paying extra money for someone to give you investment advice or invest your money for you.What this question really comes down to is whether the fund manager can generate good enough returns to make up for whatever they\u2019re charging you. The problem is that you can find index funds that just passively track the market and only charge a few hundredths of a percent in fees. On the other hand, a professional manager might charge closer to a full percent, which is going to cut into your earnings.This is just me, but personally I like my odds of coming out ahead by just tracking the market and getting those long-term gains while losing as little as possible to investment fees. I don\u2019t want to tell you that paying for a portfolio manager is a bad idea, there\u2019s definitely some peace of mind that comes with letting them handle those investment decisions, but at the same time every investment has risk and it\u2019s extremely hard to beat the market consistently.7. Will Investing Make My Taxes Complicated?OK the last thing I want to bring up is how and when investments are taxed, and as a CPA this is a question I hear a lot. You might have heard of capital gains tax, and that comes up when you sell after your assets have gained value, but you might also need to pay other taxes even in years where you don\u2019t sell at all from cash flow.So dividends, interest from bonds and savings accounts, rental income and losses are going to be reported as income on your tax return. And you will be taxed on that income whether or not you withdraw the money from your account.If we\u2019re talking about stocks, your brokerage will send you a nifty little packet after the beginning of the year with your 1099-dividend. That tells how much you earned in dividends during the year. They\u2019ll also send you a 1099-B, that covers the proceeds of your stock transactions, and it\u2019s usually accompanied by a gain and loss statement.Fortunately, these are all pretty easy to work with and input in your tax return software. If you\u2019re concerned about that process, don\u2019t worry\u2014I\u2019ll be posting some walkthroughs in TurboTax or other tax softwares on my Youtube channel as we get closer to tax season.So taxes on investments aren\u2019t really that complicated once you learn a little about them. And even if you do your own taxes, you shouldn\u2019t have any trouble accounting for your investments and making sure they\u2019re accurately represented on your taxes.In fact, it will probably take longer to calculate income in situations where you have to come up with the numbers yourself. If you have rental income or rental expenses, you\u2019re going to have to do some bookkeeping, get your depreciation correct, all that accounting, but if you\u2019re only investing in stocks or bonds or something like that then you should be just fine with your tax software.An important point to remember is that the capital gains tax works differently depending on whether you held the asset for at least a year until selling. If you buy bonds or stocks and sell them within a year, any gains are going to be taxed at your ordinary income rates. For example, say you buy $1,000 in stocks, they grow to $1,100 in value in just a few months, and you\u2019re happy with those returns so you\u2019re ready to cash out for a gain of $100. That $100 will be added directly to your taxable income, which means you\u2019ll be responsible for paying taxes on them based on whatever tax bracket you\u2019re in.Now what\u2019s complicated here is that the tax rules change once you hold onto those assets for more than a year\u2014at that point, they\u2019ll be taxed at the long-term capital gains tax rate.\u00a0 But, if you can bring down your overall taxable income, you can actually avoid the long-term capital gains tax entirely. So this is going to include the capital gains themselves, but you\u2019ll also be able to take advantage of some deductions. And if your taxable income is lower than about $40,000 for single filers, or about $80,000 if you\u2019re married and filing jointly, then your long-term capital gains are taxed for federal purposes at 0%. Yes, you might still owe for state taxes, but Uncle Sam won\u2019t take a piece.And even above that, the long-term rate is just 15% up to an income of $500,000 dollars a year. That being said, I would rather you not pay any taxes at all on your appreciated stocks. Why pay taxes at all, right? Just hold on to them if you can, if you think you made a solid investment in a good company.\u00a0 I\u2019ll probably do a dedicated video on capital gains at some point in the future, but I think that\u2019s a fine summary for now.All right everybody, thank you for reading, hopefully this cleared up some questions you had about investing and you feel a little more comfortable with these topics.\u00a0 If you\u2019d like more information on investing, be sure to check out my video on investing for beginners where I cover some of these ideas in a little more detail.\u00a0 Thanks again for reading, make sure to leave your thoughts in the comments, and I will see you next time."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Passive Income","item":"https:\/\/moneydoneright.com\/passive-income\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Stock Investing","item":"https:\/\/moneydoneright.com\/passive-income\/\/stock-investing\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"7 Investment Questions and Answers For Newbies","item":"https:\/\/moneydoneright.com\/passive-income\/stock-investing\/investment-questions-and-answers\/#breadcrumbitem"}]}]