{"@context":"https:\/\/schema.org\/","@type":"CollectionPage","@id":"https:\/\/moneydoneright.com\/personal-finance\/#CollectionPage","headline":"Personal Finance Category","description":"","url":"https:\/\/moneydoneright.com\/personal-finance\/","hasPart":[{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-deal-with-student-loans\/","headline":"How to Deal with Student Loans: 9 Ways to Better Manage Your Debt","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-deal-with-student-loans\/","datePublished":"2019-08-19","dateModified":"2022-08-24","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-deal-with-student-loans\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/stephanie-colestock\/#Person","name":"Stephanie Colestock","url":"https:\/\/moneydoneright.com\/author\/stephanie-colestock\/","identifier":32,"description":"Stephanie Colestock is a personal finance expert and writer who enjoys teaching people how to be financially independent and confident about their money choices, regardless of obstacles in their path (such as the crippling student loan debt she once held).  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Stephanie graduated from Baylor University, and is currently working toward her CFP certification. 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After spending nearly a decade in the corporate world helping big businesses save money, he launched his blog with the goal of helping everyday Americans earn, save, and invest more money.  <a href=\"https:\/\/moneydoneright.com\/author\/logan-allec\/\"><b>Learn more about Logan.<\/b><\/a>","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/02\/lower-car-insurance.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/02\/lower-car-insurance.jpg","height":667,"width":1000},"keywords":null,"commentCount":"5","comment":[{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/#Comment1","dateCreated":"2020-01-16 13:00:19","description":"Hi Derek.  You definitely get what you pay for when it comes to insurance.","author":{"@type":"Person","name":"Logan Allec, CPA","url":"https:\/\/loganallec.com\/"}},{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/#Comment2","dateCreated":"2019-09-03 06:12:52","description":"I totally agree with you when you said that the cheapest insurance is not always the best. My brother wants to buy a car to commute to work but it would be nice to check quotes from different companies. Thanks for the tips shared in this article, I will show it to my brother so he is aware of what to look for.","author":{"@type":"Person","name":"Derek McDoogle","url":"https:\/\/www.coastcompins.com\/auto"}},{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/#Comment3","dateCreated":"2019-06-03 11:25:33","description":"Thanks for explaining that different cars have different insurance plans because different vehicles have different risks and costs of repair. My husband and I need to get a new car soon and will need to choose auto insurance coverage for it. I'm glad I read your article because you helped me know what to expect from the process of shopping for insurance.","author":{"@type":"Person","name":"Daphne Gilpin","url":"http:\/\/www.prdavisins.com\/auto-insurance\/"}},{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/#Comment4","dateCreated":"2019-04-24 17:38:07","description":"Thanks for pointing out that we must look at multiple companies. As you said, we can check the plans they offer and compare them and find ones that are more comprehensive than others. I will follow your advice now that I will buy one for my car since I just bought my first ever vehicle this month. This will be helpful to get the most out of my money.","author":{"@type":"Person","name":"Millie Hue","url":"https:\/\/www.kyfb.com\/insurance\/insurance-products\/"}},{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/#Comment5","dateCreated":"2019-04-21 15:51:02","description":"Hey Logan,\nGreat post! Have you tried or looked into any \"pay as you go\" insurance carriers?","author":{"@type":"Person","name":"Bo","url":"http:\/\/www.biggercashflow.com"}}]},{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/building-wealth\/how-to-pay-off-debt\/","headline":"How to Pay Off Debt: 31 Ways to Ditch Your Debt","url":"https:\/\/moneydoneright.com\/personal-finance\/building-wealth\/how-to-pay-off-debt\/","datePublished":"2019-03-26","dateModified":"2023-04-30","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/building-wealth\/how-to-pay-off-debt\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"description":"Logan is a practicing CPA and founder of <a href=\"https:\/\/choicetaxrelief.com\"><b>Choice Tax Relief<\/b><\/a> and of course Money Done Right. After spending nearly a decade in the corporate world helping big businesses save money, he launched his blog with the goal of helping everyday Americans earn, save, and invest more money.  <a href=\"https:\/\/moneydoneright.com\/author\/logan-allec\/\"><b>Learn more about Logan.<\/b><\/a>","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/pay-off-debt-1.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/pay-off-debt-1.jpg","height":430,"width":825},"keywords":["schema"]},{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/leasing-vs-buying-a-car\/","headline":"Buying Vs. Leasing a Car: The Comprehensive Financial Pros and Cons","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/leasing-vs-buying-a-car\/","datePublished":"2019-03-25","dateModified":"2021-09-30","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/leasing-vs-buying-a-car\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"description":"Logan is a practicing CPA and founder of <a href=\"https:\/\/choicetaxrelief.com\"><b>Choice Tax Relief<\/b><\/a> and of course Money Done Right. After spending nearly a decade in the corporate world helping big businesses save money, he launched his blog with the goal of helping everyday Americans earn, save, and invest more money.  <a href=\"https:\/\/moneydoneright.com\/author\/logan-allec\/\"><b>Learn more about Logan.<\/b><\/a>","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/buying-vs-leasing-a-car.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/buying-vs-leasing-a-car.jpg","height":667,"width":1000},"keywords":null,"commentCount":"1","comment":[{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/leasing-vs-buying-a-car\/#Comment1","dateCreated":"2019-05-01 14:50:44","description":"I like that you explain how buying a vehicle gives you the chance to customize it so that you can choose looks and mechanics that fit your preferences and style. When purchasing one, it would probably be a good idea to research the various brands, models, and dealers. This could help you learn about the car customization options they have so you can figure out which one can help you get the type of vehicle you want.","author":{"@type":"Person","name":"Erika Brady","url":"http:\/\/www.eurobeatwheels.com\/car-motorcycle-customization"}}]},{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-live-on-a-tight-budget\/","headline":"How to Live on a Tight Budget for a Year: A Twelve-Month Planner","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-live-on-a-tight-budget\/","datePublished":"2019-03-22","dateModified":"2022-08-09","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-live-on-a-tight-budget\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"description":"Logan is a practicing CPA and founder of <a href=\"https:\/\/choicetaxrelief.com\"><b>Choice Tax Relief<\/b><\/a> and of course Money Done Right. 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