{"@context":"https:\/\/schema.org\/","@type":"CollectionPage","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/#CollectionPage","headline":"Saving Money Category","description":"","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/","hasPart":[{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/what-is-umbrella-insurance\/","headline":"What Is Umbrella Insurance and Do I Need a Policy?","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/what-is-umbrella-insurance\/","datePublished":"2019-05-28","dateModified":"2021-09-30","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/what-is-umbrella-insurance\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/matt-miczulski\/#Person","name":"Matt Miczulski","url":"https:\/\/moneydoneright.com\/author\/matt-miczulski\/","identifier":29,"description":"Matt specializes in financial news, budget travel, banking, and debt. His interest in personal finance took off after eliminating $30,000 in debt in just over a year, and his goal is to help others learn how to get ahead with better money management strategies.\r\n\r\nA lover of history, Matt hopes to use his passion for storytelling to shine a new light on how people think about money. His work has also been featured on FinanceBuzz and Recruiter.com.","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/426447df941f41f8d0639b8b2afab26d0d236e4b6a012ecde9979fe1a5be962d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/426447df941f41f8d0639b8b2afab26d0d236e4b6a012ecde9979fe1a5be962d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/05\/what-is-umbrella-insurance.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/05\/what-is-umbrella-insurance.jpg","height":532,"width":800},"keywords":["youtube"]},{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/","headline":"Lower Car Insurance: 11 Ways to Avoid Overpaying Your Insurer","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/","datePublished":"2019-04-04","dateModified":"2023-04-16","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"description":"Logan is a practicing CPA and founder of Choice Tax Relief<\/b><\/a> and of course Money Done Right. After spending nearly a decade in the corporate world helping big businesses save money, he launched his blog with the goal of helping everyday Americans earn, save, and invest more money. Learn more about Logan.<\/b><\/a>","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/02\/lower-car-insurance.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/02\/lower-car-insurance.jpg","height":667,"width":1000},"keywords":null,"commentCount":"5","comment":[{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/#Comment1","dateCreated":"2020-01-16 13:00:19","description":"Hi Derek. You definitely get what you pay for when it comes to insurance.","author":{"@type":"Person","name":"Logan Allec, CPA","url":"https:\/\/loganallec.com\/"}},{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/#Comment2","dateCreated":"2019-09-03 06:12:52","description":"I totally agree with you when you said that the cheapest insurance is not always the best. My brother wants to buy a car to commute to work but it would be nice to check quotes from different companies. Thanks for the tips shared in this article, I will show it to my brother so he is aware of what to look for.","author":{"@type":"Person","name":"Derek McDoogle","url":"https:\/\/www.coastcompins.com\/auto"}},{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/#Comment3","dateCreated":"2019-06-03 11:25:33","description":"Thanks for explaining that different cars have different insurance plans because different vehicles have different risks and costs of repair. My husband and I need to get a new car soon and will need to choose auto insurance coverage for it. I'm glad I read your article because you helped me know what to expect from the process of shopping for insurance.","author":{"@type":"Person","name":"Daphne Gilpin","url":"http:\/\/www.prdavisins.com\/auto-insurance\/"}},{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/#Comment4","dateCreated":"2019-04-24 17:38:07","description":"Thanks for pointing out that we must look at multiple companies. As you said, we can check the plans they offer and compare them and find ones that are more comprehensive than others. I will follow your advice now that I will buy one for my car since I just bought my first ever vehicle this month. This will be helpful to get the most out of my money.","author":{"@type":"Person","name":"Millie Hue","url":"https:\/\/www.kyfb.com\/insurance\/insurance-products\/"}},{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-lower-car-insurance\/#Comment5","dateCreated":"2019-04-21 15:51:02","description":"Hey Logan,\nGreat post! Have you tried or looked into any \"pay as you go\" insurance carriers?","author":{"@type":"Person","name":"Bo","url":"http:\/\/www.biggercashflow.com"}}]},{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/leasing-vs-buying-a-car\/","headline":"Buying Vs. Leasing a Car: The Comprehensive Financial Pros and Cons","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/leasing-vs-buying-a-car\/","datePublished":"2019-03-25","dateModified":"2021-09-30","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/leasing-vs-buying-a-car\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"description":"Logan is a practicing CPA and founder of Choice Tax Relief<\/b><\/a> and of course Money Done Right. After spending nearly a decade in the corporate world helping big businesses save money, he launched his blog with the goal of helping everyday Americans earn, save, and invest more money. Learn more about Logan.<\/b><\/a>","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/buying-vs-leasing-a-car.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/buying-vs-leasing-a-car.jpg","height":667,"width":1000},"keywords":null,"commentCount":"1","comment":[{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/leasing-vs-buying-a-car\/#Comment1","dateCreated":"2019-05-01 14:50:44","description":"I like that you explain how buying a vehicle gives you the chance to customize it so that you can choose looks and mechanics that fit your preferences and style. When purchasing one, it would probably be a good idea to research the various brands, models, and dealers. This could help you learn about the car customization options they have so you can figure out which one can help you get the type of vehicle you want.","author":{"@type":"Person","name":"Erika Brady","url":"http:\/\/www.eurobeatwheels.com\/car-motorcycle-customization"}}]},{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-live-on-a-tight-budget\/","headline":"How to Live on a Tight Budget for a Year: A Twelve-Month Planner","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-live-on-a-tight-budget\/","datePublished":"2019-03-22","dateModified":"2022-08-09","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-live-on-a-tight-budget\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"description":"Logan is a practicing CPA and founder of Choice Tax Relief<\/b><\/a> and of course Money Done Right. 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Learn more about Logan.<\/b><\/a>","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/how-live-tight-budget.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/how-live-tight-budget.jpg","height":667,"width":1000},"keywords":["schema"]},{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/best-online-savings-accounts\/","headline":"The Beginner\u2019s Guide to Finding a High Yielding Savings Account","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/best-online-savings-accounts\/","datePublished":"2019-03-18","dateModified":"2023-04-18","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/best-online-savings-accounts\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"description":"Logan is a practicing CPA and founder of Choice Tax Relief<\/b><\/a> and of course Money Done Right. 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After spending nearly a decade in the corporate world helping big businesses save money, he launched his blog with the goal of helping everyday Americans earn, save, and invest more money. Learn more about Logan.<\/b><\/a>","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/graduate-student-budget.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/graduate-student-budget.jpg","height":763,"width":1000},"keywords":null},{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/digit-review\/","headline":"Digit Review 2025","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/digit-review\/","datePublished":"2019-03-01","dateModified":"2025-03-11","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/digit-review\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/kevin-mercadante\/#Person","name":"Kevin Mercadante","url":"https:\/\/moneydoneright.com\/author\/kevin-mercadante\/","identifier":36,"description":"Kevin Mercadante is a freelance personal finance blogger and the owner of his own personal finance blog, Out of Your Rut.\u00a0 A recent transplant to New England, he has backgrounds in both accounting and the mortgage industry.","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/72a4429f18d847c46a70224bd484ffbfb23442f656c1f81e0cc5332f6886d670?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/72a4429f18d847c46a70224bd484ffbfb23442f656c1f81e0cc5332f6886d670?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/digit-review.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/digit-review.jpg","height":460,"width":1900},"keywords":["schema"]},{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-save-money-on-clothes\/","headline":"How to Save Money on Clothes This Year: 25 Useful Hacks","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-save-money-on-clothes\/","datePublished":"2019-02-28","dateModified":"2021-09-30","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-save-money-on-clothes\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"description":"Logan is a practicing CPA and founder of Choice Tax Relief<\/b><\/a> and of course Money Done Right. After spending nearly a decade in the corporate world helping big businesses save money, he launched his blog with the goal of helping everyday Americans earn, save, and invest more money. Learn more about Logan.<\/b><\/a>","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/how-to-save-money-on-clothes.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/03\/how-to-save-money-on-clothes.jpg","height":667,"width":1000},"keywords":null,"commentCount":"1","comment":[{"@type":"Comment","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/how-to-save-money-on-clothes\/#Comment1","dateCreated":"2019-03-22 13:13:24","description":"Hey Logan, \n\nThis is a great list of tips. Just to expand on points #3 Clothing Swap Parties and #11 Consignment and Thrift Stores (both of which we use). We have 2 kids under 5 and since they grow so fast at that age, they outgrow many clothes after having only worn them a handful of times, which is the same as most other kids their age. Since this is so common, the thrift stores (salvation army and other second-hand stores) are stacked with high quality and very lightly used clothes. We'll often find even designer label clothes in these stores for pennies on the dollar. \n\nAnd then on the Clothing swap side, we'll package up clothes into containers based on size and pass them around to friends and family once we are done with them. If there are any that we want back we put a small initial on the tag inside the clothing so they make their way back to us when others are done.","author":{"@type":"Person","name":"GP","url":"https:\/\/entirelymoney.com\/"}}]},{"@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/living-in-an-rv-with-kids\/","headline":"Living in an RV With Kids: 11 Money Saving Tips You Should Follow","url":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/living-in-an-rv-with-kids\/","datePublished":"2019-02-27","dateModified":"2023-03-03","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/saving-and-budgeting\/living-in-an-rv-with-kids\/","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"description":"Logan is a practicing CPA and founder of Choice Tax Relief<\/b><\/a> and of course Money Done Right. After spending nearly a decade in the corporate world helping big businesses save money, he launched his blog with the goal of helping everyday Americans earn, save, and invest more money. Learn more about Logan.<\/b><\/a>","image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/02\/living-in-an-rv-with-kids.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2019\/02\/living-in-an-rv-with-kids.jpg","height":662,"width":1000},"keywords":["schema"]}]}