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IRS Negotiation Process Explained.","description":"\u27a1\ufe0f Request your FREE tax relief consultation at https:\/\/choicetaxrelief.com\/free-tax-relief-consultation\/\n\nIn this video I'm giving you a step-by-step process on how to fight the IRS...and win!  Fighting the IRS is unlike any other fight you've undertaken before; it's not a haphazard fistfight; there are processes and protocols you must follow, or you will certainly lose.  You also must know exactly what you stand to win and what kind of fight you're fighting.\n\n\u2b07\ufe0f Free E-Book:\n- 7 Secrets About Your Tax Debt the IRS Doesn't Want You to Know: https:\/\/choicetaxrelief.ac-page.com\/secrets-about-your-tax-debt-the-irs-doesnt-want-you-to-know\/\n\n\u2b07\ufe0f Other Videos Mentioned:\n-  How to File Back Taxes: https:\/\/youtu.be\/l4nj4ceBz_o\n- Installment Agreements Explained: https:\/\/youtu.be\/u64o8fZSPIA\n- CNC Status Explained: https:\/\/youtu.be\/yHpCiTLrlCs\n- Offer in Compromise Explained: https:\/\/youtu.be\/tR3uaqJE86o\n- Offer in Compromise Timeline: https:\/\/youtu.be\/wPwR8r9MazI\n- All My Tax Relief Videos: https:\/\/youtube.com\/playlist?list=PLHmwDU0qD1fj_JQAqO7aczwsrtLfWOSfQ\n\n\u2b07\ufe0f Table of Contents:\n0:00 How to Fight the IRS and Win\n1:52 Step #1\n3:21 Step #2\n4:29 Step #3\n7:30 Step #4\n9:03 Step #5\n10:03 Step #6\n11:15 Step #7\n13:19 Step #8\n17:17 Step #9\n18:21 Step #10","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/0sgtiXjChyQ\/default.jpg","https:\/\/i.ytimg.com\/vi\/0sgtiXjChyQ\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/0sgtiXjChyQ\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/0sgtiXjChyQ\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/0sgtiXjChyQ\/maxresdefault.jpg"],"uploadDate":"2022-11-08T18:01:29+00:00","duration":"PT19M29S","embedUrl":"https:\/\/www.youtube.com\/embed\/0sgtiXjChyQ","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax 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tax attorneys \u2014 utilize to minimize or even eliminate the taxes, penalties, and interest a taxpayer owes to the IRS and other tax agencies.\n\nThese tax relief programs range from a simple phone call to the government for first-time penalty abatement to a full-fledged offer in compromise.\n\nIn this video, Logan Allec CPA answers the question, \"What Is Tax Relief?\" and goes over the three major IRS tax relief programs we use everyday for our clients.\n\nVideos Mentioned In This Video:\n\u27a1\ufe0f Offer In Compromise Basics: https:\/\/youtu.be\/tR3uaqJE86o\n\u27a1\ufe0f Offer In Compromise Formula: https:\/\/youtu.be\/1jDj6yHnjMI\n\u27a1\ufe0f Filing Back Taxes: https:\/\/youtu.be\/l4nj4ceBz_o\n\nTable of Contents:\n0:00 What Is Tax Relief?\n2:12 Tax Relief Program Commonalities\n3:10 The Three Major Tax Relief Strategies\n7:03 An Offer in Compromise May Not Be the Best Option\n8:10 Shady Tax Relief Companies\n9:00 Tax Relief Program #1: Offer in Compromise (OIC)\n11:12 State 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I tell you how to file your back taxes step-by-step, how many years back you can (and possibly should) file your back taxes, and more!\n\nThere are many consequences to not filing your tax return, and it's generally in your best interest to file your back taxes as soon as possible.  You should also be aware of the interest and penalties that accrue on back taxes because they can be significant, especially the penalties.  Thankfully, in this video, I cover how the penalties are calculated and how you can possibly get rid of them.  And even if you don't owe taxes, you still want to file to secure your previous year's tax refund.  If you're wondering how many years back you can get a tax refund, I cover that too.\n\n\u27a1\ufe0f Email backtaxes@loganallec.com to get help with filing your back tax returns!\n\n\u2b07\ufe0f More Tax Relief Videos:\n- My Offer in Compromise Basics Video: https:\/\/youtu.be\/tR3uaqJE86o\n- My Offer in Compromise Formula Video: https:\/\/youtu.be\/1jDj6yHnjMI\n\n\u2b07\ufe0f Other Resources:\n- IRS Audit Technique Guides: https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/audit-techniques-guides-atgs\n- IRS Failure-to-File Penalty: https:\/\/www.irs.gov\/payments\/failure-to-file-penalty\n- IRS Policy Statement 5-133: https:\/\/www.irs.gov\/irm\/part1\/irm_01-002-001#idm139624982687680\n- IRS Transcripts: https:\/\/www.irs.gov\/individuals\/get-transcript\n- Bauer v. Commissioner: https:\/\/www.leagle.com\/decision\/intco20120604b95\n- Bizminer: https:\/\/www.bizminer.com\/\n- Bizstats: http:\/\/bizstats.com\/\n\nTable of Contents:\n0:00 How to File Your Back Taxes\n0:56 Why People Get Behind on Their Taxes\n2:08 The Snowball Effect on Back Taxes\n2:28 IRS Notices CP59, CP515, CP516, and CP518\n3:08 You Need to Deal With This\n4:10 Consequences of Not Filing Your Tax Returns\n4:29 IRS Failure-to-File Penalty\n5:13 IRS Failure-to-Pay Penalty\n6:10 Interest Accrual on Back Taxes\n6:49 Loss of Refund (How Many Years Back Can I Get a Tax Refund?)\n8:20 Inability to Get a Loan\n8:36 Inability to Get Student Aid\n8:43 Loss or Delay of Stimulus and Other Forms of Government Aid\n8:57 Loss of Immigration Status\n9:10 Loss of Future Social Security Benefits\n9:25 IRS Substitute for Return (BAD NEWS)\n12:04 Reasons Why You Don't Want the IRS to Prepare Your Return For You\n14:07 How Do You Actually File Back Taxes?\n14:29 How Many Years of Back Taxes Do You Have to File?\n15:13 Step 1: Figure Out What Returns You Need to File\n15:26 Step 2: Determine the Order in Which You Should Prepare Your Returns\n17:59 Step 3: Gather Tax Forms and IRS Transcripts\n19:25 Step 4: Reconstruct Your Information\n24:10 Step 5: Prepare and File Your Returns\n26:45 Penalty Abatement\n27:25 First-Time Penalty Relief\n28:02 Penalty Relief for Reasonable Cause\n\n#tax #taxes #backtaxes","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/l4nj4ceBz_o\/default.jpg","https:\/\/i.ytimg.com\/vi\/l4nj4ceBz_o\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/l4nj4ceBz_o\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/l4nj4ceBz_o\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/l4nj4ceBz_o\/maxresdefault.jpg"],"uploadDate":"2021-08-11T20:30:02+00:00","duration":"PT29M49S","embedUrl":"https:\/\/www.youtube.com\/embed\/l4nj4ceBz_o","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=l4nj4ceBz_o#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=l4nj4ceBz_o#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=l4nj4ceBz_o&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=l4nj4ceBz_o#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":89721}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=l4nj4ceBz_o#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":2524}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=zLE3sEOUC_0#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=zLE3sEOUC_0","name":"What Is the IRS FRESH START PROGRAM?  It's Not What You Think It Is!","description":"\u27a1\ufe0f Request your FREE tax relief consultation at https:\/\/choicetaxrelief.com\/free-tax-relief-consultation\/\n\nToday I am talking about the IRS Fresh Start Program.  While yes, there is a legitimate Fresh Start Program by the IRS, it might not be what you think it is.  The IRS Fresh Start Initiative was actually just some changes the IRS made about 10 years ago to its policies and procedures regarding collections and tax resolution.  So while you might be wondering, \"Do I qualify for the IRS Fresh Start Program?\", that question actually doesn't make much sense, and I'll tell you why in this video.\n\n\u27a1\ufe0f IRS Tax Relief: Do you owe the IRS more than $10,000 in back taxes?  Call 866-8000-TAX (866-8000-829) or visit https:\/\/choicetaxrelief.com\/\n\n\u27a1\ufe0f My Tax Relief Video Playlist: https:\/\/youtube.com\/playlist?list=PLHmwDU0qD1fj_JQAqO7aczwsrtLfWOSfQ\n\n\u27a1\ufe0f My Tax Relief Company: https:\/\/choicetaxrelief.com\/\n\n\u2b07\ufe0f Other Tax Relief Videos Mentioned in This Video:\n- Offer in Compromise Basics: https:\/\/youtu.be\/tR3uaqJE86o\n- Offer in Compromise Formula: https:\/\/youtu.be\/1jDj6yHnjMI\n- IRS Installment Agreements Basics: https:\/\/youtu.be\/u64o8fZSPIA\n\nTable of Contents:\n0:00 What Is the IRS Fresh Start Program?\n3:42 IRS Fresh Start Program Change #1\n5:30 IRS Fresh Start Program Change #2\n7:50 IRS Fresh Start Program Change #3\n8:33 IRS Fresh Start Program Change #4\n8:56 IRS Fresh Start Program Change #5 \n10:40 IRS Fresh Start Program Change #6\n13:47 IRS Fresh Start Program Change #7\n14:48 IRS Fresh Start Program Change #8\n16:52 Guaranteed Installment Agreements\n17:25 Using Form 9465 to Request an Installment Agreement\n18:07 Form 433-F \/ Collection Information Statements\n18:45 Partial-Payment Installment Agreements\n\n#taxrelief #freshstart #irs","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/zLE3sEOUC_0\/default.jpg","https:\/\/i.ytimg.com\/vi\/zLE3sEOUC_0\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/zLE3sEOUC_0\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/zLE3sEOUC_0\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/zLE3sEOUC_0\/maxresdefault.jpg"],"uploadDate":"2022-06-09T16:05:49+00:00","duration":"PT17M26S","embedUrl":"https:\/\/www.youtube.com\/embed\/zLE3sEOUC_0","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/MzD88e1TBVyUlcCXjw9RrUsbETd7rzrn-ywPhnx1qZmTu_zCPflJ57U-rnVwMBOCFZBE9mgL4g=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject"}},"potentialAction":{"@type":"SeekToAction","target":"https:\/\/www.youtube.com\/watch?v=zLE3sEOUC_0&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","interactionType":{"@type":"WatchAction"},"userInteractionCount":7292}],{"@type":"InteractionCounter","interactionType":{"@type":"LikeAction"},"userInteractionCount":196}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=1jDj6yHnjMI#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=1jDj6yHnjMI","name":"Offer in Compromise Guidelines + Formula: EXACTLY How Much to Offer to the IRS!","description":"\u27a1\ufe0f Request your FREE tax relief consultation at https:\/\/choicetaxrelief.com\/free-tax-relief-consultation\/\n\nIn this video I'm giving you the exact offer in compromise formula you need to submit your doubt as to collectibility offer in compromise to the IRS.  I start with explaining what the IRS is looking for (i.e. your reasonable collection potential), then discuss how to value your assets for offer in compromise purposes, then discuss how to determine your monthly income and expenses for offer in compromise purposes per the IRS Collection Financial Standards, and finally put it all together to help you determine your offer in compromise amount.  This offer in compromise training is over an hour long, so be sure to take notes!\n\n\u2b07\ufe0f More Tax Relief Videos:\nMy Previous Offer in Compromise Video: https:\/\/youtu.be\/tR3uaqJE86o\nHow to File Back Taxes and Avoid Penalties: https:\/\/youtu.be\/l4nj4ceBz_o\n\n\u2b07\ufe0f IRS Resources:\n- IRS Form 656: https:\/\/www.irs.gov\/pub\/irs-pdf\/f656.pdf\n- IRS Form 433-A (OIC): https:\/\/www.irs.gov\/pub\/irs-pdf\/f433aoi.pdf\n- Internal Revenue Manual 5.8.5 Financial Analysis: https:\/\/www.irs.gov\/irm\/part5\/irm_05-008-005r\n- Collection Financial Standards: https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/collection-financial-standards\n- National Standards for Food, Clothing, and Other Items: https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/national-standards-food-clothing-and-other-items\n- Local Standards for Housing and Utilities: https:\/\/www.irs.gov\/pub\/irs-utl\/all_states_housing_standards.pdf\n- Local Standards for Transportation: https:\/\/www.irs.gov\/pub\/irs-utl\/all_states_housing_standards.pdf\n\n\u27a1\ufe0f My M1 Finance Review: https:\/\/youtu.be\/XNMhp9xeNq8\n\nTable of Contents:\n0:00 How Much to Offer in Compromise to the IRS\n1:26 Reasonable Collection Potential\n4:08 Equity Component and Income Component\n6:05 Calculating Cash Value\n7:30 Calculating Investments at 80% Quick-Sale Value\n8:40 IRA Example (After Taxes and Penalties)\n12:45 A Note About Quick-Sale Value\n13:58 Valuing Life Insurance Policies\n15:22 Valuing Real Estate\n20:05 Doubt As to Liability With Special Circumstances\n21:26 Effective Tax Administration\n22:15 Calculating Vehicle Value\n23:40 Calculating Miscellaneous Valuable Items Value\n24:33 Calculating Furniture and Other Personal Items Value\n25:43 Adding Your Assets Up\n25:58 Hiding Assets From the IRS (Don't Do It)\n28:34 Self-Employed and Business Information\n29:28 Calculating the Income Component\n31:35 Calculating Gross Monthly Income\n33:05 Calculating Monthly Household Expenses\n33:14 National Standard Expenses\n35:11 National Out-of-Pocket Health Care Expenses\n37:05 Local Expenses\n37:43 Local Standard Expenses for Housing and Utilities\n40:08 Local Standard Expenses for Transportation\n48:03 Health Insurance Premiums\n48:21 Putting Zero vs. Leaving Blank\n48:48 Court-Ordered Payments (Alimony, Child Support, etc.)\n49:52 Term Life Insurance Premiums\n50:10 Current Monthly Taxes\n50:44 Secured Debts\n53:07 401(k) Loans\n53:39 Other Expenses (Student Loans, Mandatory Retirement, Tuition, etc.)\n56:24 Delinquent State and\/or Local Tax Payments\n57:50 Final Reasonable Excess Monthly Income Calculation\n58:18 Determining Your Future Income Multiplier (12 or 24)\n1:00:01 Calculating Your Final Offer in Compromise Amount\n\n#offerincompromise #taxrelief 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Relief"],"wordCount":2637,"keywords":["schema"],"articleBody":"\t    \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tCivic Tax Relief\t\t\t\tBasics: Based in Costa Mesa, California, Civic Tax Relief provides tax resolution and compliance services to individuals and businesses alike.Pros: The company has a number of positive reviews and appears to charge reasonable fees relative to its competitors.Cons: Several reviewers complained about the gap between Civic promises and its actual results as well as the company\u2019s poor communication skills. Civic also has a relatively skimpy 15-day money-back guarantee.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tHonesty\t\t\t\t\t\t\t\t\t\t5\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t&nbsp;\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tResponsiveness\t\t\t\t\t\t\t\t\t\t5\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t&nbsp;\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPrice\t\t\t\t\t\t\t\t\t\t6\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t&nbsp;\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAccessibility\t\t\t\t\t\t\t\t\t\t10\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t&nbsp;\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tGuarantee\t\t\t\t\t\t\t\t\t\t4\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t&nbsp;\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tTransparency\t\t\t\t\t\t\t\t\t\t5\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t&nbsp;\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tMINIMUM DEBT:$10,000LOCATION AVAILABILITY:All 50 U.S. StatesINITIAL FEE:YesYEAR fOUNDED:2017 \t\t\t\tCivic Tax Relief is part of the massive tax relief industry that helps Americans with IRS and state tax debts, which the IRS estimated to be around $114 billion as of 2020. The company boldly claims that it has helped its clients resolve over $75 million of tax debt and has around 27,000 satisfied customers to date.I always view these claims with skepticism, especially given the historical scrutiny of the industry\u2019s business practices. So I decided to do a deep dive into the company\u2019s services and customer reviews. Below are my thoughts on Civic Tax Relief.Our Pick For Best Tax Relief Company\t\t\t\t\t\t\t\t\t\t\t\t\t\t.st5-50967.btn.btn-default:hover{border-color: #4db848;color: #4db848;background: #fff !important;}\t\t\t\t\t\tLearn More\t\t\t\t\t\t\tBBB Accredited: A+ Rating With 5\/5 RatingGuarantee: 30-Day Moneyback GuaranteeReasonable Fees: Lower than Industry AveragesTax Attorneys and CPAs: Decades of Combined Experience\tTable of ContentsToggleHow Does Civic Tax Relief Work?Civic Tax Relief At a GlanceCivic Tax Relief CostCivic Tax Relief Pros and ConsIs Civic Tax Relief Legit?Alternatives to Civic Tax ReliefIs Civic Tax Relief Worth It?Final ThoughtsFrequently Asked QuestionsHow Does Civic Tax Relief Work?On its website, Civic lays out a three step process for resolving taxpayers&#8217; tax debts, which it bills as \u201ceasy as 1-2-3\u201d:In general, the company\u2019s process is no different than its competitors. That said, while Civic\u2019s description of the tax resolution process as \u201ceasy-as 1-2-3\u201d may be a clever marketing campaign, it oversimplifies the real timeline and difficulty in resolving these cases.Given that taxpayers must meet specific criteria to qualify for IRS tax relief programs such as an offer in compromise, Civic should be upfront and realistic with its clients on the chances of resolution, especially with respect to debt reduction\/elimination.Initial ConsultationTo retain Civic\u2019s services, you must first request a free consultation with one of the company\u2019s \u201cin-house experts.\u201d This expert, however, is likely a salesperson who is trained to get you to sign up for Civic\u2019s services (and pay the associated fees) with promises of substantial tax debt reduction.To be fair, Civic has a disclaimer on the bottom of its website (in small font) that \u201cindividual results may vary based on situations\u201d and that it does not guarantee tax debt reduction or a specific time period for paying the debt.Our Pick For Best Tax Relief Company\t\t\t\t\t\t\t\t\t\t\t\t\t\t.st5-50967.btn.btn-default:hover{border-color: #4db848;color: #4db848;background: #fff !important;}\t\t\t\t\t\tLearn More\t\t\t\t\t\t\tBBB Accredited: A+ Rating With 5\/5 RatingGuarantee: 30-Day Moneyback GuaranteeReasonable Fees: Lower than Industry AveragesTax Attorneys and CPAs: Decades of Combined Experience\tStill, a number of BBB complaints and reviews suggest that Civic may have promised debt reduction\/elimination without analyzing whether the clients qualified for such relief from the IRS.For example, one former client in a BBB complaint claimed that the company could reduce his IRS debt to \u201calmost nothing,\u201d a primary reason the client decided to retain its services. According to the former client, \u201c[Civic] didn\u2019t do anything but get me a higher payment plan\u201d despite promises to the contrary.My guess here is that a salesperson assured the client that it could eliminate his tax debts without fully knowing the details of his case. If this is true, the client\u2019s experience highlights the disconnect between what tax relief companies promise and what they actually can deliver.If you decide to move forward with Civic, the next step is the Discovery phase.DiscoveryDuring the Discovery phase, the company claims it will \u201cfully understand your case\u201d and \u201cstop the bleeding\u201d in as little as two weeks.Although Civic does not detail what \u201cstop the bleeding\u201d involves, my guess is that the company would take actions that require immediate attention, including stopping IRS bank levies and wage garnishment.During this stage, the company will likely also inform the IRS of its representation of your case and begin developing options to resolve your IRS tax debts.ResolutionDuring the resolution phase, Civic claims that a case advisor will \u201cdo what it takes\u201d to resolve your case or \u201cfind a solution to get your life back on track.\u201dCivic does have a number of instances where it helped clients substantially reduce their tax debts with the IRS (and\/or state tax agency).Some customer reviews, however, seem to undermine Civic\u2019s claims that it will help \u201cget your life back on track.\u201d&nbsp; In particular, two general themes emerge from the reviews. First, former clients complain of poor communication with the company once the fee is paid. For instance, in one review, one client claimed that two representatives \u201cghosted\u201d her for months; she had to leave countless emails and voicemails in order for someone to provide an update on her case.Several reviewers on BBB also claimed that, upon receiving its fee, the company failed to advance their case with the IRS and\/or made careless errors in the course of its representation. For example, one customer who worked with Civic complained that the IRS received a levy due to the company\u2019s untimely handling of her case. The client also claimed that the company erroneously assured her that, under its negotiated installment plan with the IRS, the monthly payment would be $430, when the actual payment was $1,650 per month.Again, this review suggests that the company\u2019s quality of its services is far below the promises its representatives make in the initial consultation phase. These negative reviews taint and arguably overshadow the company positive reviews on the BBB website.How to Qualify for Civic Tax ReliefIf you want to retain Civic\u2019s services, you must first request a free consultation with a \u201ctrained tax professional.\u201dThe company does have a minimum threshold of $10,000 to work with you. Apart from this threshold, the company does not appear to have any other specific requirements.Civic Tax Relief At a Glance.simple_table-50165 table tr th{\ttext-align: center;\t\t}.simple_table-50165 table tr td{\ttext-align: center;\t\t}Free ConsultationYesServicesTax ResolutionTax Return PreparationFees$3,500 - $5,000Minimum Debt Required$10,000Turn Around Time3 to 9 monthsRefund PolicyWithin 15 Days of Signing Up with Civic (Limited to Investigation Fee)Dedicated Case ManagerYesSpeed of ServiceNot disclosedLocation AvailabilityAll 50 U.S. StatesPhone Number(800) 790-1507Services OfferedCivic Tax Relief provides similar services as other tax relief companies, including:Offer in compromiseInstallment agreementWage garnishment\/bank levyTax audit servicesCurrently not collectibleThe company also offers tax preparation (including back tax filings) services.Civic Tax Relief CostThe company does not disclose the fees on its website. Based on customer reviews, the fees are as follows:.simple_table-50169 table tr th{\ttext-align: center;\t\t}.simple_table-50169 table tr td{\ttext-align: center;\t\t}Investigation FeeCivic charges an investigation fee, but no information on the amount is availableResolution Fee$3,500 - $5,000Investigation FeeThe company does charge an initial investigation fee to properly evaluate your tax debt case, but I found no information on the amount of the fee.Resolution FeeBased on BBB customer reviews, Civic\u2019s fees typically range from $3,500 to $5,000, although they can be higher depending on your case.How Much Could You Save with Civic Tax Relief?The amount you can save with Civic depends on your specific tax case.Based on several reviews on BBB and its website, the company has helped its clients meaningfully reduce their tax debts with the IRS (and\/or state tax agency). At the same time, a number of reviews claimed that Civic did not do much to address their case despite promises in the beginning of the engagement to reduce\/eliminate their tax debts.Civic Tax Relief Pros and ConsProsPros Some positive reviews: Although Civic has received some negative feedback, the company also has a number of positive reviews of its services on BBB.Reasonable fees: Based on customer reviews on BBB, the fees are between $3,500 and $5,000, which is reasonable when compared to its competitors.ConsConsGap between promises and results: Some reviewers claimed that Civic\u2019s actual services fell short of promises the company made during the consultation phase.Poor communication in some instances: A few customer reviews show that Civic representatives were not responsive to clients and failed to provide them with updates on their case.Skimpy refund policy: You can only get your money back if you request it from Civic within a mere 15 days of retaining the company. The refund is only limited to the fee paid during the investigation phase.Is Civic Tax Relief Legit?Guarantee DisclaimerBased on my research, Civic has a 15-day money back guarantee policy. The refund, however, is limited to the fee you paid during the investigation phase.Civic Tax Relief Complaints and Customer ReviewsThe company has several positive reviews on BBB. That said, the company has been subject to at least 12 complaints within the last 3 years and has a number of negative reviews on the site related to its customer service and quality of services provided. Below is a representative sample of the BBB reviews:.simple_table-50166 table tr th{\ttext-align: center;\t\t}.simple_table-50166 table tr td{\ttext-align: center;\t\t}ReviewerIssueMy Take (Assuming Reviewer\u2019s Claims are True)Brian S.12\/17\/2019When Brian reached out to Civic to resolve his tax debts, the company told him it could help him and that he was a \u201cgood candidate.\u201dDespite the company\u2019s promises, Brian complained that all Civic did was negotiate an installment plan to repay his tax debts, which he claims he could have done himself.Ultimately, Brian believes that \u201c[Civic] lied to squeeze $3500+ out of me.\u201dAssuming Brian\u2019s account is true, his claims are troubling. Specifically, Civic\u2019s promises at the outset are potentially misleading in that they gloss over the difficulty in actually securing tax debt reduction\/elimination.Of course, Brian\u2019s case may not have in fact qualified for debt reduction\/elimination in the first instance. Still, the company should be more transparent on the possibility of this outcome. Civic\u2019s assurances that Brian was a \u201cgood candidate\u201d suggest, at a minimum, that the company failed to alert Brian to this potential outcome. In the worst case scenario, the company\u2019s promises may have been an aggressive sales tactic to get Brian to retain the company\u2019s services.Patrick H.12\/18\/2019When Patrick contacted Civic to help him with his tax debt issues, he admitted that he was skeptical about the company.However, as his case progressed, Patrick claimed Civic representatives were \u201cprofessional,\u201d \u201cknowledgeable\u201d and \u201calso very understanding.\u201dAdditionally, given his precarious financial situation, Patrick appreciated the fact that Civic offered a reasonable payment plan, which his assigned case manager helped him work through.Patrick\u2019s experience, if true, serves as a counterweight to other negative reviews about the company\u2019s poor client service. Having a tax debt with the IRS (and\/or state tax agency) is stressful enough \u2013 an advocate with the traits that Patrick described in his review is important to navigating the process.Brian\u2019s comments on Civic\u2019s reasonable fees is also a refreshing departure from the non-transparent billing practices of some tax relief firms.Mary M.09\/07\/2021Mary M. worked with Civic for over 3 years to resolve her tax debt.Despite paying thousands in fees, Mary complained that she could never get the help or response to her case, which eventually resulted in the IRS \u201clevy[ing] everything.\u201d Mary claims that she ultimately reached out to the IRS to negotiate a reasonable installment plan herself.At the end of the day, Mary felt like \u201c[Civic] will quickly take your money and not do\u2026a thing.\u201dMary\u2019s claims, if true, are very concerning. It is true that few taxpayers will actually be eligible for tax debt reduction or elimination.That said, the fact that Civic failed to take steps to postpone IRS levies or negotiate a repayment plan with the IRS shows the company did not even do the bare minimum with Mary\u2019s case.Notably, Mary had to reach out and negotiate with the IRS herself, which leads me to believe that she became worse off than before she contacted Civic to take on her case.&nbsp;Alternatives to Civic Tax ReliefBelow is a comparison of Civic Tax Relief\u2019s services with other established tax relief companies:.btn.btn-blue.dift:hover, .btn.btn-default.dift:hover {color: #4db848;border-color: #4db848;background: #fff !important;}\t\t\t&nbsp;Civic Tax ReliefChoice Tax Relief(My Company)Optima Tax ReliefFortress Tax Relief&nbsp;\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPros and Cons\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tFree Consultation\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\tServices\t\t\t\t\t\t\tTax Resolution Tax Preparation \t\t\t\t\t\t\t\t\t\t\t\t\tTax ResolutionTax Returns\t\t\t\t\t\t\t\t\t\t\t\t\tTax Resolution Tax Preparation\t\t\t\t\t\t\t\t\t\t\t\t\tTax Resolution\t\t\t\t\t\tInvestigation Fee\t\t\t\t\t\t\tNot Disclosed\t\t\t\t\t\t\t\t\t\t\t\t\t395+\t\t\t\t\t\t\t\t\t\t\t\t\t$495+\t\t\t\t\t\t\t\t\t\t\t\t\tNot Disclosed\t\t\t\t\t\tResolution Fee\t\t\t\t\t\t\t$3,000 - $7,000\t\t\t\t\t\t\t\t\t\t\t\t\t$3,000 (Average)\t\t\t\t\t\t\t\t\t\t\t\t\t$1,200 - $7,000\t\t\t\t\t\t\t\t\t\t\t\t\t$3,100 - $4,200\t\t\t\t\t\tMinimum Debt Required\t\t\t\t\t\t\t$3,500 to $5,000\t\t\t\t\t\t\t\t\t\t\t\t\t$10,000\t\t\t\t\t\t\t\t\t\t\t\t\t$10,000\t\t\t\t\t\t\t\t\t\t\t\t\t$10,000\t\t\t\t\t\tRefund Policy\t\t\t\t\t\t\t15 Days From Signup (Only Limited to Investigation Fee)\t\t\t\t\t\t\t\t\t\t\t\t\t100% Money-Back Guarantee if Client Is Not in Better Position After Resolution\t\t\t\t\t\t\t\t\t\t\t\t\t15-Day Back Guarantee\t\t\t\t\t\t\t\t\t\t\t\t\tIf Requested Within 24 Hours of Initial Consultation\t\t\t\t\t\tDedicated Case Manager\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tNo (Every Case Is Assigned to Tax Attorney)\t\t\t\t\t\tSpeed of Service\t\t\t\t\t\t\t3-9 months\t\t\t\t\t\t\t\t\t\t\t\t\t2-6 months\t\t\t\t\t\t\t\t\t\t\t\t\t2-6 months\t\t\t\t\t\t\t\t\t\t\t\t\t2-6 months\t\t\t\t\t\tLocation Availability\t\t\t\t\t\t\tAll 50 U.S. States\t\t\t\t\t\t\t\t\t\t\t\t\tAll 50 U.S. States\t\t\t\t\t\t\t\t\t\t\t\t\tAll 50 U.S. States\t\t\t\t\t\t\t\t\t\t\t\t\tAll 50 U.S. States\t\t\t\t\t\tTax Relief Phone Number\t\t\t\t\t\t\t(800) 790-1507\t\t\t\t\t\t\t\t\t\t\t\t\t(866) 800-0829\t\t\t\t\t\t\t\t\t\t\t\t\t(800) 536-0734\t\t\t\t\t\t\t\t\t\t\t\t\t(877) 777-7430\t\t\t\t\t\t\t\t\t&nbsp;\t\tIs Civic Tax Relief Worth It?In my opinion, Civic is not worth the time or money.Civic does have several positive reviews on BBB, suggesting that the company may be helpful to resolving your tax debts with the IRS (and\/or state tax agency) in some instances.That said, the company did have a number of negative reviews and complaints filed with BBB. Importantly, these reviews and complaints all focused on the company\u2019s poor client service and failure to properly advance their clients\u2019 cases, suggesting that Civic may have fall short in these critical aspects when handling your case.Who Civic Tax Relief Is Best ForCivic is best for people who have a relatively simple tax debt case requiring minimal attention and follow-up with the IRS (and\/or state tax agency).Who Civic Tax Relief Is Not ForCivic is not for people with more complex tax cases that require a consistent team, attention, and frequent updates on their cases. At least a few negative reviews focused on the company\u2019s poor client service and failure to advance their case.Final ThoughtsUltimately, the fact that the negative reviews focused on the same general themes (i.e. poor client service and failure to advance their clients\u2019 cases) suggests the company fell short at least some of the time in these aspects. Given what is at stake with these tax debt cases, these reviews signify that there is a risk that Civic may mishandle and\/or fail to properly advocate for your case.Frequently Asked Questions.accordion-list .accordion-title:hover{color: #4db848;}Is tax relief a good option?In some cases, tax relief can help you meaningfully reduce or even eliminate your IRS\/state tax debts. In other cases, however, you may only be able to get an installment plan. If your case is complex, you should consult with a competent tax practitioner well versed in tax resolution matters to determine the best course of action.What does a tax relief company do?Tax relief companies help clients with their IRS and state tax debts. This tax relief can come in the form of an offer in compromise to reduce\/eliminate debts, an installment plan with monthly payments, and postponing IRS bank levies and wage garnishment.How much does Civic Tax Relief charge?The fees you pay to Civic will depend on the nature of your case. Customer reviews on BBB, however, show a typical range of between $3,500 and $5,000.When was Civic Tax Relief founded?The company was founded in 2017 and maintains its headquarters in Costa Mesa, California.&nbsp;&nbsp;"},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Taxes","item":"https:\/\/moneydoneright.com\/taxes\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Tax Relief","item":"https:\/\/moneydoneright.com\/taxes\/\/tax-relief\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"Civic Tax Relief Review 2025","item":"https:\/\/moneydoneright.com\/taxes\/tax-relief\/civic-tax-relief-review\/#breadcrumbitem"}]}]