[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/moneydoneright.com\/taxes\/tax-relief\/tax-hardship-center-review\/#Article","mainEntityOfPage":"https:\/\/moneydoneright.com\/taxes\/tax-relief\/tax-hardship-center-review\/","headline":"Tax Hardship Center Review 2025: Honest Review by a Tax Attorney","name":"Tax Hardship Center Review 2025: Honest Review by a Tax Attorney","description":"Tax Hardship Center Basics: Founded in 2012, Tax Hardship Center helps clients and businesses...","datePublished":"2022-10-10","dateModified":"2025-11-03","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/steven-ching\/#Person","name":"Steven Ching, J.D.","url":"https:\/\/moneydoneright.com\/author\/steven-ching\/","identifier":81,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/adb5856b134d7b3d3e978e0ee15ab95309edb48f088d4277990b98c3c5b142fb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/adb5856b134d7b3d3e978e0ee15ab95309edb48f088d4277990b98c3c5b142fb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/tax-hardship-center-review.jpg","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/tax-hardship-center-review.jpg","height":460,"width":1900},"url":"https:\/\/moneydoneright.com\/taxes\/tax-relief\/tax-hardship-center-review\/","video":[{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=0sgtiXjChyQ#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=0sgtiXjChyQ","name":"How to FIGHT THE IRS...And Win!  IRS Negotiation Process Explained.","description":"\u27a1\ufe0f Request your FREE tax relief consultation at https:\/\/choicetaxrelief.com\/free-tax-relief-consultation\/\n\nIn this video I'm giving you a step-by-step process on how to fight the IRS...and win!  Fighting the IRS is unlike any other fight you've undertaken before; it's not a haphazard fistfight; there are processes and protocols you must follow, or you will certainly lose.  You also must know exactly what you stand to win and what kind of fight you're fighting.\n\n\u2b07\ufe0f Free E-Book:\n- 7 Secrets About Your Tax Debt the IRS Doesn't Want You to Know: https:\/\/choicetaxrelief.ac-page.com\/secrets-about-your-tax-debt-the-irs-doesnt-want-you-to-know\/\n\n\u2b07\ufe0f Other Videos Mentioned:\n-  How to File Back Taxes: https:\/\/youtu.be\/l4nj4ceBz_o\n- Installment Agreements Explained: https:\/\/youtu.be\/u64o8fZSPIA\n- CNC Status Explained: https:\/\/youtu.be\/yHpCiTLrlCs\n- Offer in Compromise Explained: https:\/\/youtu.be\/tR3uaqJE86o\n- Offer in Compromise Timeline: https:\/\/youtu.be\/wPwR8r9MazI\n- All My Tax Relief Videos: https:\/\/youtube.com\/playlist?list=PLHmwDU0qD1fj_JQAqO7aczwsrtLfWOSfQ\n\n\u2b07\ufe0f Table of Contents:\n0:00 How to Fight the IRS and Win\n1:52 Step #1\n3:21 Step #2\n4:29 Step #3\n7:30 Step #4\n9:03 Step #5\n10:03 Step #6\n11:15 Step #7\n13:19 Step #8\n17:17 Step #9\n18:21 Step #10","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/0sgtiXjChyQ\/default.jpg","https:\/\/i.ytimg.com\/vi\/0sgtiXjChyQ\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/0sgtiXjChyQ\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/0sgtiXjChyQ\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/0sgtiXjChyQ\/maxresdefault.jpg"],"uploadDate":"2022-11-08T18:01:29+00:00","duration":"PT19M29S","embedUrl":"https:\/\/www.youtube.com\/embed\/0sgtiXjChyQ","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax 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tax attorneys \u2014 utilize to minimize or even eliminate the taxes, penalties, and interest a taxpayer owes to the IRS and other tax agencies.\n\nThese tax relief programs range from a simple phone call to the government for first-time penalty abatement to a full-fledged offer in compromise.\n\nIn this video, Logan Allec CPA answers the question, \"What Is Tax Relief?\" and goes over the three major IRS tax relief programs we use everyday for our clients.\n\nVideos Mentioned In This Video:\n\u27a1\ufe0f Offer In Compromise Basics: https:\/\/youtu.be\/tR3uaqJE86o\n\u27a1\ufe0f Offer In Compromise Formula: https:\/\/youtu.be\/1jDj6yHnjMI\n\u27a1\ufe0f Filing Back Taxes: https:\/\/youtu.be\/l4nj4ceBz_o\n\nTable of Contents:\n0:00 What Is Tax Relief?\n2:12 Tax Relief Program Commonalities\n3:10 The Three Major Tax Relief Strategies\n7:03 An Offer in Compromise May Not Be the Best Option\n8:10 Shady Tax Relief Companies\n9:00 Tax Relief Program #1: Offer in Compromise (OIC)\n11:12 State 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I tell you how to file your back taxes step-by-step, how many years back you can (and possibly should) file your back taxes, and more!\n\nThere are many consequences to not filing your tax return, and it's generally in your best interest to file your back taxes as soon as possible.  You should also be aware of the interest and penalties that accrue on back taxes because they can be significant, especially the penalties.  Thankfully, in this video, I cover how the penalties are calculated and how you can possibly get rid of them.  And even if you don't owe taxes, you still want to file to secure your previous year's tax refund.  If you're wondering how many years back you can get a tax refund, I cover that too.\n\n\u27a1\ufe0f Email backtaxes@loganallec.com to get help with filing your back tax returns!\n\n\u2b07\ufe0f More Tax Relief Videos:\n- My Offer in Compromise Basics Video: https:\/\/youtu.be\/tR3uaqJE86o\n- My Offer in Compromise Formula Video: https:\/\/youtu.be\/1jDj6yHnjMI\n\n\u2b07\ufe0f Other Resources:\n- IRS Audit Technique Guides: https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/audit-techniques-guides-atgs\n- IRS Failure-to-File Penalty: https:\/\/www.irs.gov\/payments\/failure-to-file-penalty\n- IRS Policy Statement 5-133: https:\/\/www.irs.gov\/irm\/part1\/irm_01-002-001#idm139624982687680\n- IRS Transcripts: https:\/\/www.irs.gov\/individuals\/get-transcript\n- Bauer v. Commissioner: https:\/\/www.leagle.com\/decision\/intco20120604b95\n- Bizminer: https:\/\/www.bizminer.com\/\n- Bizstats: http:\/\/bizstats.com\/\n\nTable of Contents:\n0:00 How to File Your Back Taxes\n0:56 Why People Get Behind on Their Taxes\n2:08 The Snowball Effect on Back Taxes\n2:28 IRS Notices CP59, CP515, CP516, and CP518\n3:08 You Need to Deal With This\n4:10 Consequences of Not Filing Your Tax Returns\n4:29 IRS Failure-to-File Penalty\n5:13 IRS Failure-to-Pay Penalty\n6:10 Interest Accrual on Back Taxes\n6:49 Loss of Refund (How Many Years Back Can I Get a Tax Refund?)\n8:20 Inability to Get a Loan\n8:36 Inability to Get Student Aid\n8:43 Loss or Delay of Stimulus and Other Forms of Government Aid\n8:57 Loss of Immigration Status\n9:10 Loss of Future Social Security Benefits\n9:25 IRS Substitute for Return (BAD NEWS)\n12:04 Reasons Why You Don't Want the IRS to Prepare Your Return For You\n14:07 How Do You Actually File Back Taxes?\n14:29 How Many Years of Back Taxes Do You Have to File?\n15:13 Step 1: Figure Out What Returns You Need to File\n15:26 Step 2: Determine the Order in Which You Should Prepare Your Returns\n17:59 Step 3: Gather Tax Forms and IRS Transcripts\n19:25 Step 4: Reconstruct Your Information\n24:10 Step 5: Prepare and File Your Returns\n26:45 Penalty Abatement\n27:25 First-Time Penalty Relief\n28:02 Penalty Relief for Reasonable Cause\n\n#tax #taxes #backtaxes","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/l4nj4ceBz_o\/default.jpg","https:\/\/i.ytimg.com\/vi\/l4nj4ceBz_o\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/l4nj4ceBz_o\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/l4nj4ceBz_o\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/l4nj4ceBz_o\/maxresdefault.jpg"],"uploadDate":"2021-08-11T20:30:02+00:00","duration":"PT29M49S","embedUrl":"https:\/\/www.youtube.com\/embed\/l4nj4ceBz_o","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/43_VKqrbO06RGMcxfdQbDXosrkVRq1yf5QgSQEiR4ILUGWV9fJtTh0o2ftYMYqVo6PwnEOPRdg=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject","@id":"https:\/\/www.youtube.com\/watch?v=l4nj4ceBz_o#VideoObject_publisher_logo_ImageObject"}},"potentialAction":{"@type":"SeekToAction","@id":"https:\/\/www.youtube.com\/watch?v=l4nj4ceBz_o#VideoObject_potentialAction","target":"https:\/\/www.youtube.com\/watch?v=l4nj4ceBz_o&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=l4nj4ceBz_o#VideoObject_interactionStatistic_WatchAction","interactionType":{"@type":"WatchAction"},"userInteractionCount":92599}],{"@type":"InteractionCounter","@id":"https:\/\/www.youtube.com\/watch?v=l4nj4ceBz_o#VideoObject_interactionStatistic_LikeAction","interactionType":{"@type":"LikeAction"},"userInteractionCount":2584}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=zLE3sEOUC_0#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=zLE3sEOUC_0","name":"What Is the IRS FRESH START PROGRAM?  It's Not What You Think It Is!","description":"\u27a1\ufe0f Request your FREE tax relief consultation at https:\/\/choicetaxrelief.com\/free-tax-relief-consultation\/\n\nToday I am talking about the IRS Fresh Start Program.  While yes, there is a legitimate Fresh Start Program by the IRS, it might not be what you think it is.  The IRS Fresh Start Initiative was actually just some changes the IRS made about 10 years ago to its policies and procedures regarding collections and tax resolution.  So while you might be wondering, \"Do I qualify for the IRS Fresh Start Program?\", that question actually doesn't make much sense, and I'll tell you why in this video.\n\n\u27a1\ufe0f IRS Tax Relief: Do you owe the IRS more than $10,000 in back taxes?  Call 866-8000-TAX (866-8000-829) or visit https:\/\/choicetaxrelief.com\/\n\n\u27a1\ufe0f My Tax Relief Video Playlist: https:\/\/youtube.com\/playlist?list=PLHmwDU0qD1fj_JQAqO7aczwsrtLfWOSfQ\n\n\u27a1\ufe0f My Tax Relief Company: https:\/\/choicetaxrelief.com\/\n\n\u2b07\ufe0f Other Tax Relief Videos Mentioned in This Video:\n- Offer in Compromise Basics: https:\/\/youtu.be\/tR3uaqJE86o\n- Offer in Compromise Formula: https:\/\/youtu.be\/1jDj6yHnjMI\n- IRS Installment Agreements Basics: https:\/\/youtu.be\/u64o8fZSPIA\n\nTable of Contents:\n0:00 What Is the IRS Fresh Start Program?\n3:42 IRS Fresh Start Program Change #1\n5:30 IRS Fresh Start Program Change #2\n7:50 IRS Fresh Start Program Change #3\n8:33 IRS Fresh Start Program Change #4\n8:56 IRS Fresh Start Program Change #5 \n10:40 IRS Fresh Start Program Change #6\n13:47 IRS Fresh Start Program Change #7\n14:48 IRS Fresh Start Program Change #8\n16:52 Guaranteed Installment Agreements\n17:25 Using Form 9465 to Request an Installment Agreement\n18:07 Form 433-F \/ Collection Information Statements\n18:45 Partial-Payment Installment Agreements\n\n#taxrelief #freshstart #irs","thumbnailUrl":["https:\/\/i.ytimg.com\/vi\/zLE3sEOUC_0\/default.jpg","https:\/\/i.ytimg.com\/vi\/zLE3sEOUC_0\/mqdefault.jpg","https:\/\/i.ytimg.com\/vi\/zLE3sEOUC_0\/hqdefault.jpg","https:\/\/i.ytimg.com\/vi\/zLE3sEOUC_0\/sddefault.jpg","https:\/\/i.ytimg.com\/vi\/zLE3sEOUC_0\/maxresdefault.jpg"],"uploadDate":"2022-06-09T16:05:49+00:00","duration":"PT17M26S","embedUrl":"https:\/\/www.youtube.com\/embed\/zLE3sEOUC_0","publisher":{"@type":"Organization","@id":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA#Organization","url":"https:\/\/www.youtube.com\/channel\/UCQ9WUXlSuLlbi5BLkgtEUEA","name":"Logan Allec","description":"Logan Allec is a CPA and the founder of Choice Tax Relief, which specializes in helping people with their IRS and state tax debt.","logo":{"url":"https:\/\/yt3.ggpht.com\/MzD88e1TBVyUlcCXjw9RrUsbETd7rzrn-ywPhnx1qZmTu_zCPflJ57U-rnVwMBOCFZBE9mgL4g=s800-c-k-c0x00ffffff-no-rj","width":800,"height":800,"@type":"ImageObject"}},"potentialAction":{"@type":"SeekToAction","target":"https:\/\/www.youtube.com\/watch?v=zLE3sEOUC_0&t={seek_to_second_number}","startOffset-input":"required name=seek_to_second_number"},"interactionStatistic":[[{"@type":"InteractionCounter","interactionType":{"@type":"WatchAction"},"userInteractionCount":7292}],{"@type":"InteractionCounter","interactionType":{"@type":"LikeAction"},"userInteractionCount":196}]},{"@context":"http:\/\/schema.org\/","@type":"VideoObject","@id":"https:\/\/www.youtube.com\/watch?v=1jDj6yHnjMI#VideoObject","contentUrl":"https:\/\/www.youtube.com\/watch?v=1jDj6yHnjMI","name":"Offer in Compromise Guidelines + Formula: EXACTLY How Much to Offer to the IRS!","description":"\u27a1\ufe0f Request your FREE tax relief consultation at https:\/\/choicetaxrelief.com\/free-tax-relief-consultation\/\n\nIn this video I'm giving you the exact offer in compromise formula you need to submit your doubt as to collectibility offer in compromise to the IRS.  I start with explaining what the IRS is looking for (i.e. your reasonable collection potential), then discuss how to value your assets for offer in compromise purposes, then discuss how to determine your monthly income and expenses for offer in compromise purposes per the IRS Collection Financial Standards, and finally put it all together to help you determine your offer in compromise amount.  This offer in compromise training is over an hour long, so be sure to take notes!\n\n\u2b07\ufe0f More Tax Relief Videos:\nMy Previous Offer in Compromise Video: https:\/\/youtu.be\/tR3uaqJE86o\nHow to File Back Taxes and Avoid Penalties: https:\/\/youtu.be\/l4nj4ceBz_o\n\n\u2b07\ufe0f IRS Resources:\n- IRS Form 656: https:\/\/www.irs.gov\/pub\/irs-pdf\/f656.pdf\n- IRS Form 433-A (OIC): https:\/\/www.irs.gov\/pub\/irs-pdf\/f433aoi.pdf\n- Internal Revenue Manual 5.8.5 Financial Analysis: https:\/\/www.irs.gov\/irm\/part5\/irm_05-008-005r\n- Collection Financial Standards: https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/collection-financial-standards\n- National Standards for Food, Clothing, and Other Items: https:\/\/www.irs.gov\/businesses\/small-businesses-self-employed\/national-standards-food-clothing-and-other-items\n- Local Standards for Housing and Utilities: https:\/\/www.irs.gov\/pub\/irs-utl\/all_states_housing_standards.pdf\n- Local Standards for Transportation: https:\/\/www.irs.gov\/pub\/irs-utl\/all_states_housing_standards.pdf\n\n\u27a1\ufe0f My M1 Finance Review: https:\/\/youtu.be\/XNMhp9xeNq8\n\nTable of Contents:\n0:00 How Much to Offer in Compromise to the IRS\n1:26 Reasonable Collection Potential\n4:08 Equity Component and Income Component\n6:05 Calculating Cash Value\n7:30 Calculating Investments at 80% Quick-Sale Value\n8:40 IRA Example (After Taxes and Penalties)\n12:45 A Note About Quick-Sale Value\n13:58 Valuing Life Insurance Policies\n15:22 Valuing Real Estate\n20:05 Doubt As to Liability With Special Circumstances\n21:26 Effective Tax Administration\n22:15 Calculating Vehicle Value\n23:40 Calculating Miscellaneous Valuable Items Value\n24:33 Calculating Furniture and Other Personal Items Value\n25:43 Adding Your Assets Up\n25:58 Hiding Assets From the IRS (Don't Do It)\n28:34 Self-Employed and Business Information\n29:28 Calculating the Income Component\n31:35 Calculating Gross Monthly Income\n33:05 Calculating Monthly Household Expenses\n33:14 National Standard Expenses\n35:11 National Out-of-Pocket Health Care Expenses\n37:05 Local Expenses\n37:43 Local Standard Expenses for Housing and Utilities\n40:08 Local Standard Expenses for Transportation\n48:03 Health Insurance Premiums\n48:21 Putting Zero vs. Leaving Blank\n48:48 Court-Ordered Payments (Alimony, Child Support, etc.)\n49:52 Term Life Insurance Premiums\n50:10 Current Monthly Taxes\n50:44 Secured Debts\n53:07 401(k) Loans\n53:39 Other Expenses (Student Loans, Mandatory Retirement, Tuition, etc.)\n56:24 Delinquent State and\/or Local Tax Payments\n57:50 Final Reasonable Excess Monthly Income Calculation\n58:18 Determining Your Future Income Multiplier (12 or 24)\n1:00:01 Calculating Your Final Offer in Compromise Amount\n\n#offerincompromise #taxrelief 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promising to do so.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tHonesty\t\t\t\t\t\t\t\t\t\t7\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tResponsiveness\t\t\t\t\t\t\t\t\t\t4\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPrice\t\t\t\t\t\t\t\t\t\t8\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAccessibility\t\t\t\t\t\t\t\t\t\t4\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tGuarantee\t\t\t\t\t\t\t\t\t\t6\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tTransparency\t\t\t\t\t\t\t\t\t\t4\/10\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tMINIMUM DEBT:$7,500 to $10,000LOCATION AVAILABILITY:All 50 U.S. StatesINITIAL FEE:$495YEAR fOUNDED:2012\t\t\t\tBased in Westlake Village, California, Tax Hardship Center is a tax resolution firm that strives to make \u201ceducation\u201d and \u201ctransparency\u201d its top priorities. Unlike other firms that \u201cmake big promises and don\u2019t deliver,\u201d the company claims to make the process clear \u201cso you know where you\u2019re at every step of the way.\u201dBut is THC the real deal? After all, the tax relief industry is rife with deceptive business practices and the company would not be the first firm to make such promises around transparency and client service.To find out, I decided to put on my tax attorney hat and do a deep dive of the THC’s services and reviews. Below is what I found.Our Pick For Best Tax Relief Company\t\t\t\t\t\t\t\t\t\t\t\t\t\t.st5-50967.btn.btn-default:hover{border-color: #4db848;color: #4db848;background: #fff !important;}\t\t\t\t\t\tLearn More\t\t\t\t\t\t\tBBB Accredited: A+ Rating With 5\/5 RatingGuarantee: 30-Day Moneyback GuaranteeReasonable Fees: Lower than Industry AveragesTax Attorneys and CPAs: Decades of Combined Experience\tTable of ContentsToggleHow Does Tax Hardship Center Work?Tax Hardship Center At a GlanceTax Hardship Center Tax FeesTax Hardship Center Pros and ConsIs Tax Hardship Center Legit?Alternatives to Tax Hardship CenterIs Tax Hardship Center Worth It?Final ThoughtsFrequently Asked QuestionsHow Does Tax Hardship Center Work?THC lays out a three-step process for resolving your tax debts on its website:The company\u2019s process is similar to other tax relief firms, and I do get why providing an easy-to-understand process for a potential client overwhelmed with the IRS would make business sense. That said, it makes me wonder whether THC is glossing over the complexities of resolving tax debts by providing such a simplified process to potential clients.Step 1: Free ConsultationTo sign up for THC\u2019s services, you will need to either request a free consultation on the website or call the company directly.A so-called \u201ctax resolution expert\u201d will contact you, but this may just be a fancy term for a salesperson trying to get you to sign up for the company\u2019s services. There is nothing wrong with a company selling its services. However, tax relief firms often land in hot water in instances where there is a large disconnect between what the salesperson is promising and what resolution these firms can deliver.Usually, this disconnect is borne out in reviews from former clients of the firm. However, I did not come across any reviews of THC where customers complained of lofty promises of tax relief made by salespeople (only to have the firm under-deliver), which suggests THC representatives are not as aggressive and disconnected from the people that actually handle the cases as other tax relief firms. Of course, this is pure speculation, although the absence of reviews about this disconnect is telling.Step 2: Investigation\/Contact with IRSIf you decide to move forward with THC, you will be required to pay a $495 fee for the company to evaluate your case and determine the best option to resolve your tax debts. During this stage, the company will also establish initial contact with the IRS, presumably to inform the agency that it is representing your case.Step 3: Tax FreedomYou will need to pay THC\u2019s proposed \u201cservice fee\u201d if you agree to the company\u2019s course of action. During this phase, the company will execute on the plan developed under Step 2 and ensure your compliance with the IRS (and\/or state tax agency).THC bills this step as \u201ctax freedom,\u201d and several reviewers on BBB and Trustpilot did praise the company\u2019s professionalism and helpfulness during the process. That said, there were also a number of reviews where former clients claimed that THC were less than forthcoming and helpful. For example, in one review, one former client claimed that she \u201clost 3K and 4 month [sic] of my time,\u201d only for the company to fail to negotiate a payment on her behalf even 4 months after the fee was paid.Of course, I have no way of verifying whether this client\u2019s experience is accurate (THC even claimed that the client could not start the IRS payment plan until her 2020 and 2021 returns were filed). However, this review, if true, may signify that THC is committed to advance your case once it receives the fee.How to Qualify for Tax Hardship Center ReliefIf you are interested in retaining THC, you must first set up an initial phone consultation with the company.THC does not disclose the minimum amount of debt required for the company to work with you, but a few other third-party sites indicated the minimum threshold is between $7,500 and $10,000. Beyond that, the company discloses no other requirements on its website.Tax Hardship Center At a Glance.simple_table-50914 table tr th{\ttext-align: center;\t\t}.simple_table-50914 table tr td{\ttext-align: center;\t\t}Free ConsultationYesServicesTax ResolutionTax ComplianceBookkeepingFeesBased on third-party sites and client reviews, the fees can range from $3,000 to $3,750 (although fees can be higher depending on the case)Minimum Debt RequiredBetween $7,500 and $10,000, based on third-party websitesRefund PolicyWithin 14 days from the start of the Investigation phaseDedicated Case ManagerNo (there appears to be a dedicated team, based on client reviews)Speed of ServiceVariesLocation AvailabilityAll 50 U.S. statesPhone Number(877) 829-7099 Services OfferedTHC offers a similar menu of tax debt resolution services as other companies in this space, including:Offers in CompromiseInstallment AgreementsCurrently not collectibleWage garnishment\/bank leviesState tax reliefThe company also offers tax preparation\/compliance (including back tax filings) and bookkeeping services for individuals and businesses alike.Tax Hardship Center Tax FeesThe company does not disclose the fees on its website, but customer reviews and third-party sites show the following:.simple_table-50915 table tr th{\ttext-align: center;\t\t}.simple_table-50915 table tr td{\ttext-align: center;\t\t}Investigation Fee$495Resolution Fee$3,000 - $3,750Investigation FeeBased on client reviews and third-party websites, THC charges an investigation fee of $495. As described above, the fee covers the company\u2019s initial evaluation of your case to determine the best option to resolve your tax debts.Resolution FeeThere is limited information on the firm\u2019s resolution fees. Based on client reviews and third-party websites, the resolution fees can range from $3,000 to $3,750, which is relatively low compared to THC\u2019s competitors. That said, I imagine that fees can be higher depending on the complexity and length of your case.How Much Could You Save with Tax Hardship Center?The amount of money you can save with THC depends on your specific tax debt case.In several reviews, clients claimed that THC were able to either reduce their tax debts and\/or negotiate payment plans with manageable installment payments. That said, there were also a number of reviews where clients complained of the company\u2019s lack of follow-up with the IRS and client.Tax Hardship Center Pros and ConsProsPros Affordability: THC\u2019s fees range between $3,000 and $3,750, which is relatively affordable compared to other firms in the tax relief space.Relatively Generous Money-Back Guarantee: Clients can get a money-back refund if they request it within 14 days of the start of the Investigation phase, which is a relatively generous amount of time.ConsConsPoor client service: A number of former clients complained about THC\u2019s failure to return phone calls\/emails or provide updates on their cases after receiving its fees.Failure to follow through on promises: Some reviewers claimed that the company failed to take specific actions on their cases despite promising to do so.Is Tax Hardship Center Legit?THC has a rating of 4.53 (out of 5.0) rating on BBB and a rating of 4.7 (out of 5.0) on Trustpilot. The high ratings are due to a large number of positive reviews praising THC\u2019s responsiveness and the favorable outcomes it was able to achieve for its clients.The reviews, however, are not uniformly favorable. Indeed, a number of reviewers complained about the company\u2019s poor client service and diminished commitment once THC received the fee. The following table lists some representative examples of reviews on the BBB website..simple_table-50941 table tr th{\ttext-align: center;\t\t}.simple_table-50941 table tr td{\ttext-align: center;\t\t}ReviewerIssueMy Take (Assuming Reviewer\u2019s Claims are True)Terry W.06\/17\/2022Terry reached out to THC to help resolve her IRS tax debts, which had ballooned to $15,000.Despite paying the entire fee, Terry claimed that she could not get her calls returned and was assigned to four different agents during the process. In one section of the review, Terry even claimed that the IRS contacted her directly in an attempt to get in touch with THC.According to Terry, the company also kept contacting her to request additional fees to continue representing her in the case. Ultimately, Terry claimed that she took matters into her own hands and repaid the $15,000 tax debt.Terry\u2019s claims, if true, are troubling.For individuals struggling with tax debts, the process with the IRS is often a stressful and bewildering experience. That\u2019s why it is so important to have a responsive tax resolution team that is involved during the entirety of your case. However, based on her review, it appears that Terry never received this support, despite agreeing to pay the entire fee.Additionally, the company continued to request additional fees to continue her case. Certainly, increased fees are justifiable in some circumstances where the case turns out to be more complex than anticipated. However, the company appeared not to advance her case at all here, despite the payment of additional fees.If Terry\u2019s claims are to be believed, THC\u2019s lack of responsiveness and continual request for fees highlights that THC may be more committed to getting the fees than providing quality representation of your tax debt case.Susan M.09\/05\/2022Susan reached out to THC after the first tax relief company she contacted gave her a fee quote of $10,000.According to Susan, the company charged her the initial investigatory fee of $495 and $2,900 to resolve her case. Although THC did not completely eliminate her debts, the company did appear to negotiate a reduced debt amount that was manageable to Susan.Susan\u2019s claims, if true, highlight the firm\u2019s relative affordability and skill in dealing with tax issues.Although tax relief firms advertise that they can completely eliminate tax debts, not many individuals actually qualify for such relief. In Susan\u2019s case, it appeared that THC got the basics right and was able to achieve a manageable installment plan on behalf of its client.Anonymous BBB Complainant12\/23\/2021This client reached out to THC for help with her IRS tax debts. The company informed this client that it would negotiate an installment payment plan with the IRS on his\/her behalf.The client claims that, despite paying the full $2,000 fee, the company failed to respond to any of his\/her questions or return his\/her calls or emails. Ultimately, the client learned that THC never followed through on negotiating a payment plan with the IRS, resulting in the garnishment of this client\u2019s wages.This client\u2019s experience, if true, highlights a common complaint among the negative reviews on BBB \u2013 that is, the company is not responsive and does not follow through after it has received its fees.The client\u2019s claims that THC failed to ever negotiate an installment plan with the IRS is especially disturbing. Although the criteria for qualifying for an Offer in Compromise or an elimination in tax debts may be stringent, tax relief firms can more successfully negotiate payment plans with the IRS. The fact that THC failed to follow through despite promising to do so signifies the company\u2019s lack of commitment to truly helping its clients resolve their tax debts. Guarantee DisclaimerTHC has a 14-day money back guarantee for its tax resolution services. It is not entirely clear at which point of the process the clock starts ticking for the guarantee, though the company website suggests that THC will refund your money if you make the request within 14 days from the start of the Investigation phase (as described further above).Alternatives to Tax Hardship CenterBelow is a comparison of Tax Hardship Center and other established tax relief companies:.btn.btn-blue.dift:hover, .btn.btn-default.dift:hover {color: #4db848;border-color: #4db848;background: #fff !important;}\t\t\t Tax Hardship CenterChoice Tax Relief(My Company)Optima Tax ReliefJackson Hewitt Tax Resolution Services \t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPros and Cons\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tRead Review\t\t\t\t\t\t\t\t\t\tVisit\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tFree Consultation\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\tServices\t\t\t\t\t\t\tTax Resolution Tax PreparationBookkeeping \t\t\t\t\t\t\t\t\t\t\t\t\tTax ResolutionTax Returns\t\t\t\t\t\t\t\t\t\t\t\t\tTax Resolution Tax Preparation\t\t\t\t\t\t\t\t\t\t\t\t\tTax Resolution Tax Preparation\t\t\t\t\t\tInvestigation Fee\t\t\t\t\t\t\t$495+\t\t\t\t\t\t\t\t\t\t\t\t\t$395+\t\t\t\t\t\t\t\t\t\t\t\t\t$495+\t\t\t\t\t\t\t\t\t\t\t\t\tDiscovery Fee: $395+\t\t\t\t\t\tResolution Fee\t\t\t\t\t\t\t$3000 - $3,750\t\t\t\t\t\t\t\t\t\t\t\t\t$3,000 (Average)\t\t\t\t\t\t\t\t\t\t\t\t\t$1,200 - $7,000\t\t\t\t\t\t\t\t\t\t\t\t\t$1,500 (Average)\t\t\t\t\t\tMinimum Debt Required\t\t\t\t\t\t\t$7,500 through $10,000\t\t\t\t\t\t\t\t\t\t\t\t\t$10,000\t\t\t\t\t\t\t\t\t\t\t\t\t$10,000\t\t\t\t\t\t\t\t\t\t\t\t\tNot available\t\t\t\t\t\tRefund Policy\t\t\t\t\t\t\tIf requested within 14 days from the start of the Investigation phase.\t\t\t\t\t\t\t\t\t\t\t\t\t100% Money-Back Guarantee if Client Is Not in Better Position After Resolution\t\t\t\t\t\t\t\t\t\t\t\t\t15-Day Money Back Guarantee\t\t\t\t\t\t\t\t\t\t\t\t\tMoney Back Guarantee if Requested within 30 Days of the Discovery Phase\t\t\t\t\t\tDedicated Case Manager\t\t\t\t\t\t\tNo (every case appears to be assigned to dedicated team)\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\t\t\t\t\t\t\t\tYes\t\t\t\t\t\tSpeed of Service\t\t\t\t\t\t\t2-6 months\t\t\t\t\t\t\t\t\t\t\t\t\t2-6 months\t\t\t\t\t\t\t\t\t\t\t\t\tWithin 24 hours\t\t\t\t\t\t\t\t\t\t\t\t\t2-6 months\t\t\t\t\t\tLocation Availability\t\t\t\t\t\t\tAll 50 U.S. States\t\t\t\t\t\t\t\t\t\t\t\t\tAll 50 U.S. States\t\t\t\t\t\t\t\t\t\t\t\t\tAll 50 U.S. States\t\t\t\t\t\t\t\t\t\t\t\t\tNot available in Idaho, Illinois, Maine, Minnesota, Missouri, Montana, New Hampshire, North Dakota, Ohio and Washington\t\t\t\t\t\tTax Relief Phone Number\t\t\t\t\t\t\t(877) 829-7099\t\t\t\t\t\t\t\t\t\t\t\t\t(866) 800-0829\t\t\t\t\t\t\t\t\t\t\t\t\t(800) 536-0734\t\t\t\t\t\t\t\t\t\t\t\t\t(800) 234-1040\t\t\t\t\t\t\t\t\t \t\tIs Tax Hardship Center Worth It?In my opinion, THC is not worth the money.The company did receive several favorable reviews, but also received a number of negative feedback on its services. More importantly, most if not all of the negative reviews focused on the company\u2019s lack of responsiveness and follow through.In my opinion, providing responsive client service is a critical hallmark of a good tax relief firm, given how stressful and bewildering the process can be for those clients in serious tax debt.Who Tax Hardship Center Is Best ForTHC is best for clients who are looking for a relatively affordable tax relief firm and who have simple tax debt cases.Who Tax Hardship Center Is Not ForTHC is not for people who prefer to take a hands-on approach to their cases. Based on a number of reviews, the company failed to return calls or emails or follow through on the actions it promised its clients.Final ThoughtsAs mentioned above, THC is a relatively affordable tax relief firm that earned several favorable reviews of its services.That said, a number of former clients complained about the company\u2019s poor client service throughout the process. As someone that believes that being responsive and proactive is critical to helping clients resolve their tax debts, the comments on THC\u2019s client service outweigh any positive attributes of the company.Frequently Asked Questions.accordion-list .accordion-title:hover{color: #4db848;}What is Tax Hardship Center?Based in Westlake Village, California, Tax Hardship Center provides tax resolution services, including an Offer in Compromise, installment payments, and wage garnishment\/bank levy removal services.How can I get my tax debt forgiveness?Individuals with significant tax debt issues can apply to the IRS to have their debts reduced or even fully eliminated under qualifying programs. These programs include Offer in Compromise, Currently not Collectable, and other agency programsYou should do your due diligence if you are thinking about retaining a tax relief firm to represent your case.Are tax relief services worth it?If you have a small tax debt, it may not be worth it to retain a tax debt relief firm because you may be able to resolve the case yourself. If, however, your case is more complex and requires negotiations with the IRS, then a tax debt relief company may be able to help you achieve an outcome that you may not have been able to negotiate yourself.Can you negotiate with the IRS without a lawyer?You are not required to retain a lawyer to help you negotiate with the IRS. You can submit an Offer-in-Compromise or a request to place an account on Currently not Collectable without the necessary law degree.  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Taxes","item":"https:\/\/moneydoneright.com\/taxes\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Tax Relief","item":"https:\/\/moneydoneright.com\/taxes\/\/tax-relief\/#breadcrumbitem"},{"@type":"ListItem","position":3,"name":"Tax Hardship Center Review 2025: Honest Review by a Tax Attorney","item":"https:\/\/moneydoneright.com\/taxes\/tax-relief\/tax-hardship-center-review\/#breadcrumbitem"}]}]