[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/moneydoneright.com\/personal-finance\/credit\/the-credit-people-review\/#Article","mainEntityOfPage":"https:\/\/moneydoneright.com\/personal-finance\/credit\/the-credit-people-review\/","headline":"The Credit People Review: How Does The Credit People Work and Is It Worth It?","name":"The Credit People Review: How Does The Credit People Work and Is It Worth It?","description":"Your credit score is an important component of your overall financial health. A bad...","datePublished":"2018-11-11","dateModified":"2023-04-21","author":{"@type":"Person","@id":"https:\/\/moneydoneright.com\/author\/logan-allec\/#Person","name":"Logan Allec, CPA","url":"https:\/\/moneydoneright.com\/author\/logan-allec\/","identifier":4,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6e74dd0453a5871d1dcfde6d40d9494765ca8bfdb01927cefee4564d4bee9075?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Money Done Right","logo":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/Money-Done-Right-Personal-Finance-and-Investing-Blog.png","width":488,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2018\/11\/The-Credit-People-Review.png","url":"https:\/\/moneydoneright.com\/wp-content\/uploads\/2018\/11\/The-Credit-People-Review.png","height":430,"width":825},"url":"https:\/\/moneydoneright.com\/personal-finance\/credit\/the-credit-people-review\/","about":["Credit"],"wordCount":1990,"articleBody":"Your credit score is an important component of your overall financial health.A bad credit score can impact your ability to buy a car, purchase a home, or even rent an apartment.If you have a history of bad credit including late payments, a large amount of credit card debt, or accounts in collection, it can be tough to tackle your credit history and raise your score all by yourself.The Credit People is there to help raise your credit score and get your finances back on track.The team at The Credit People will thoroughly review your credit report and will work on your behalf to raise your score.When you sign up for credit repair services from The Credit People, you\u2019ll start to see results in as soon as 60 days.In our The Credit People review, we\u2019ll show you what The Credit People has to offer and why you should sign up today.Table of ContentsToggleThe Credit People ReviewImprove Your Credit With The Credit PeopleHow Does The Credit People Work?Access to All Credit Reports on One PlatformRepresentatives Search for Errors and Questionable ItemsFree Credit ConsultationWhat\u2019s Included With The Credit PeopleAdditional FeaturesPricingThe Credit People GuaranteeSecrets to Great CreditLearn from ExpertsIs The Credit People Worth It?Increase Your Credit LinesAchievement StatisticsIs The Credit People a Scam?No ContractsYour Information is Safe and SecureWhy We Recommend The Credit PeopleThe Credit People: ConclusionThe Credit People ReviewThe Credit People was founded in 2001 with the goal to be the industry\u2019s best credit monitoring and repair service available.With hundreds of thousands of consumers helped to date, The Credit People works hard to fix your credit score by disputing errors, ensuring that your credit is being reported fairly, and creating a personalized action plan based on your credit profile.Your credit report records virtually all of your financial history and is maintained by multiple credit reporting agencies.The Credit People will work with you to review your credit report and repair your credit history.Improve Your Credit With The Credit PeopleCredit repair services are there to make sure that your credit report is accurate and fair, and The Credit People is there to help fix credit errors and give you strategies to raise your credit score.There may be things on your report that are inaccurate, or simply don\u2019t belong there.If you don\u2019t regularly check your credit report or if you\u2019re not sure how to dispute and remove errors, your credit score may be impacted.Rather than spending the time to review your credit report, check it for inaccuracies, and dispute errors through credit reporting agencies and creditors, The Credit People does it all for you.With one low monthly payment, The Credit People will help you take back control of your credit and maximize your credit score.How Does The Credit People Work?The first step in repairing your credit is to sign up for The Credit People.When you sign up, you\u2019ll need to provide your personal information, including your social security number so The Credit People can access all three of your credit reports.The Credit People uses state of the art data encryption to keep your information safe.Access to All Credit Reports on One PlatformAfter signing up, you\u2019ll have immediate access to all three of your credit reports right through your online profile, so you can see exactly what is impacting your credit score.The Credit People will immediately assign a representative to start working on your credit profile to fix errors and raise your score.They\u2019ll also craft a personalized improvement strategy tailored to your financial profile.You\u2019ll receive tips and suggestions on ways you can maximize your score by paying off debt and using your credit wisely.Representatives Search for Errors and Questionable ItemsThe representative assigned to your account will also begin to thoroughly review your credit report and work on your behalf to remove errors and negotiate collections accounts.If they see any errors or questionable items, they\u2019ll work to have them removed or validated if necessary.The Credit People will continually monitor your credit report for late payments, collections, repossessions, inquiries, identity theft, judgments, and bankruptcies, so you\u2019ll always have someone working to help your credit.They will also work until they\u2019ve achieved the best results for you, meaning you can cancel at any time once you\u2019re satisfied with your credit results.Free Credit ConsultationKnowing where your credit stands is the first step in improving and repairing your credit score.To help you make smart financial decisions and to help you realize the benefits of The Credit People, you can sign up for a free, no-obligation credit consultation.Simply sign up for the consultation on The Credit People\u2019s site, and a representative will contact you to review your credit information.This is a great way to learn if The Credit People is right for you and just how helpful the team can be.What\u2019s Included With The Credit PeopleThe Credit People has a fantastic lineup of services that are included in your membership at no additional cost.Where most other credit repair services charge you for each additional feature, The Credit People charges one low monthly fee for all of its services, making it a straightforward, easy to understand pricing structure with no hidden fees or unwelcome surprises.Your account will include a detailed credit report, your credit scores from all three reporting agencies, and a dedicated representative to help repair your credit report.Additional FeaturesIn addition to these amazing features, you\u2019ll also receive:24\/7 account access to see your updated scores and reports.Access to toll-free customer service report.Unlimited disputes on your reports.Dedicated communication between your The Credit People representative and your creditors.Additional financial help beyond credit information.The Credit People was designed with you in mind.Whether you\u2019re in serious need of help with your credit report or you\u2019re looking for occasional credit report monitoring, The Credit People can help.PricingAs we mentioned, you\u2019ll get all of The Credit People\u2019s credit report services for one low monthly price of $89 per month.On top of the already low price, it costs even less to get started.The startup fee for your The Credit People account is just $39.When you look at pricing for other credit repair services, you\u2019ll quickly realize that they charge much more than a monthly fee.On top of a monthly fee, which is often more than The Credit People\u2019s monthly fee, you may have to pay for your initial scores and reports, as well as your ongoing updated credit reports.This can mean hundreds of dollars just to start, and much more than $89 per month for credit repair and monitoring services.With The Credit People, you\u2019re getting the best services possible at the best price.The Credit People GuaranteeThe Credit People also has an impressive satisfaction guarantee.Their goal is to help you achieve better credit and higher credit scores, and if you\u2019re ever unsatisfied with the services you\u2019ve received, you can cancel at any time without any fees or penalties.The Credit People stands by their services, and if you\u2019re unsatisfied and cancel, you won\u2019t be charged for the current month.There are no hidden fees or extra costs and you pay as you go, giving you the freedom to start and stop your service when you want.The Credit People also has a dedicated customer support team to help you with any questions or concerns you may have while on your credit repair journey.Secrets to Great CreditGo beyond credit monitoring and repair by downloading The Credit People\u2019s free document, Secrets to Great Credit.This informative document goes over the basics of credit, but also shows you the various ways that poor credit history can impact you.Bad credit impacts much more than your ability to buy a car or home.Learn from ExpertsYou\u2019ll also learn practical ways to improve and maintain your credit score from experts in credit monitoring and repair.Beyond the personal plan you\u2019ll receive from your account representative, you\u2019ll also find other powerful action plans you can use to get your credit back on track.Even if you\u2019re not signed up for The Credit People, you can download this document completely free of charge.Is The Credit People Worth It?If you have poor credit and you\u2019re not sure how you can improve your score, The Credit People is extremely valuable.Not only is it less expensive than most other credit repair services, but you\u2019re also getting expert help and advice from industry leaders at no additional cost.Increase Your Credit LinesRaising your credit score unlocks opportunities to access higher lines of credit, purchase a car, or purchase a home.When thinking about returns on investment, the small fee that The Credit People charges for their services is well worth it when your credit is improved and you\u2019re able to secure lines of credit and large purchases.Navigating credit reports and credit scores can be difficult and confusing, and when there are errors and inaccuracies involved, it can become even more complex.Achievement StatisticsHere are some of the amazing results that The Credit People has been able to achieve:32% average increase in credit scores.71% of users were approved for home loans after using The Credit People.78% of users were approved for auto financing after using The Credit People.Rather than spending your time and energy trying to negotiate and dispute your credit report, let the experts at The Credit People handle it for you.Is The Credit People a Scam?With any paid service, there are people out there who may feel like The Credit People is a scam.Looking through the testimonials, as well as what The Credit People offers and what they stand for, it\u2019s easy to see that The Credit People is a safe and legitimate credit repair company.They offer an industry-leading customer satisfaction guarantee, allowing you to cancel at any time and get a refund for the current month.No ContractsAdditionally, they never require customers to sign a contract or agreement, and you\u2019ll pay for services on a month to month basis rather than all at once up front.These two signs alone, the customer satisfaction guarantee and the month to month no-contract billing, indicate that The Credit People is a legitimate service that was truly designed to help consumers raise their credit scores.Your Information is Safe and SecureWhile you do have to enter your sensitive personal information such as your social security number, The Credit People keeps your information safe.Your contact information is never sold to third party partners or to marketing companies, and your credit information is always secured.Why We Recommend The Credit PeopleMany consumers don\u2019t realize the importance of their credit score, not only for large purchases for homes and cars, but for other things such as renting an apartment or even securing a job.The Credit People lets you take back control of your credit by offering credit repair and monitoring services at one low monthly cost.The Credit People: ConclusionCredit report errors can severely damage your credit score, and if you don\u2019t regularly monitor your credit report and dispute errors, your credit score could be negatively impacted without you even knowing it.In addition to finding and disputing errors on your report, The Credit People also ensures that your credit information is being reported fairly, and will fight on your behalf when it is not.When it comes to credit repair services, The Credit People is leading the way to make expert credit repair services affordable for everyone."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Personal 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