Best Mattress for the Money
Updated August 24, 2022

Best Mattress for the Money: How to Save Money on a Mattress

Saving Money

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If you are looking for a better night’s sleep, you may want to consider investing in a new mattress for your bed.

Mattresses typically last eight to 10 years, requiring replacement to keep its firmness or softness, depending on your preferences.

When shopping for a new mattress, there are several things to keep in mind to get the best mattress for the money.

While mattress shopping is more of a custom experience, you can find an affordable mattress that will provide you with a great deal of comfort as you sleep.

 A good mattress is always a worthy investment. You can find affordable mattresses that will give you the comfort that you need. #savemoneyonaamattress #goodmattressesHow to Save Money on a Mattress

This guide will help you learn how to save money on a mattress while still getting the right amount of firmness, features, and longevity you are looking for.

Some things to keep in mind as you shop for a new mattress include:

Comfort

This is a relative term for buying the best mattress for the money.

Every sleeper has a different idea of what comfort is to them.

Some people prefer a soft bed that engulfs them while others what a firm bed that supports their body weight.

The choice is really yours.

Remember you are the one that has to sleep on the bed so it should meet your comfort requirements.

Mattress Type

Mattresses are made from a variety of materials.

Some are innerspring offering an affordable mattress from manufacturers such as Sealy, Serta, Simmons, and Spring Air.

Innerspring mattresses may keep you cooler as you sleep, but are more sensitive to motion, which is something to keep in mind if you share your bed.

Memory-form mattresses allow your body to conform to the bed.

These mattresses are quite comfortable and keep the movement from the other side of the bed to a minimum, which can provide a better night’s sleep.

If you have back problems, a memory-form mattress may be ideal for you.

But, you need to keep in mind that some people find they don’t breathe well and make for a hot night’s sleep.

Memory-foam mattresses are available from Tempur-Pedic as well as other producers.

Another mattress material option that you can select is latex-foam.

Latex-foam mattresses are designed to keep you cool at night, which can be a godsend for hot sleepers.

You may also want to consider an air-filled mattress.

These mattresses are produced by manufacturers such as Select Comfort.

They usually have dual sides that can be individually adjusted to your comfort level as well as your partner’s.

Cover Material

As you begin your quest for the best mattress for the money, you may see a range of materials used as a cover to the mattress design.

Do not be swayed by these luxurious cover designs.

They cost more and don’t provide any benefit to your comfort.

Keep in mind that they are covered by your bedding, so no one will see this intricate weave or plush wool or cashmere outer cover.

You do, however, want a tight weave to your mattress cover.

A tight weave provides more longevity to your mattress and can prevent unraveling or inner material shifting over time.

Overall Cost

If can be tempting to choose the highest priced mattress you can find, but remember we are trying to learn how to save money on a mattress.

To get the best mattress for the money, you need to start on the cheap end of the spectrum.

A cheap mattress may provide you as much comfort as that high-end mattress without investing a bundle to get it.

Because mattresses are offered at a variety of price points, you need to start with the lowest price tag and work your way up.

This can prevent you from spending more than you intended on a mattress, saving you money over the long haul.

Testing Time

It only makes sense that you test the mattress that you intend to purchase.

Lie on the bed with your shoes off for at least 15 minutes.

Try each of your sleep positions to make sure it feels comfortable.

Give yourself some time to relax.

And, do not worry about onlookers.

You want a mattress that is as comfortable as possible, and the only way to know is if you try it out.

Testing a mattress is a common way to find the right mattress for the money you are looking to spend.

Take your time and don’t be afraid to rule out a mattress that doesn’t feel right.

Price Haggling

Yes, it is possible to haggle on the price of a mattress.

Mattresses are notoriously marked up, and you can get a better price than what is listed.

You should aim for at least 50 percent off the sticker price.

Don’t worry about be frugal here as you want to get our mattress at the most affordable price and retailers do expect you to ask for money off.

This is why mattresses are priced the way they are.

Aim low and let your salesperson tell you what they can and can not offer you in terms of pricing.

Stand firm and don’t give in to the first price your salesperson offers.

Remember you are looking for the how to save money on a mattress and haggling, though uncomfortable, will yield strong results if done right.

Sales & Discounts

Buying your new mattress during a sale is always recommended.

This will offer you the lowest price on a mattress, especially if it is a seasonal sale.

You need to take advantage of reduced pricing, so waiting to buy a mattress when it is on sale can be extremely beneficial.

Free Add-Ons

It is also possible to get more than just your mattress at no additional cost to you.

Negotiate with your salesperson on the possibility of getting a free mattress cover or frame to support your bed.

You may also be able to negotiate free delivery and removal of your old mattress.

This can save you significantly as you look for ways to cut costs when buying a new mattress.

Never be afraid to ask for these add-on freebies.

You never know what you can receive for free unless you try.

Warranties & Guarantees

When shopping for the best mattress for the money, you need to watch for warranties and guarantees.

You never know what will go wrong with your mattress in the first few months of owning it.

Having a mattress with a strong warranty can protect you and ensure you get what you paid for without any issues down the road.

Retailers that guarantees your satisfaction are the best to work with.

You may get your mattress home and find out after a few nights’ sleep it is not as comfortable as you thought it was in the store.

You need recourse and should be able to return it without any problems.

Always be sure you have a warranty or satisfaction guarantee on your new mattress so you are stuck with one that will not work for you.

Best Mattress For The Money at Various Price Points

Now that you know how to save money on a mattress, you may be wondering exactly what is the best mattress for the money?

We’ve put together a collective list here of the top mattresses that are being sold at an affordable price to help you save big while getting all the comfort you are looking for.

We, of course, want you to have the best night’s sleep of your life, so we’ve compiled our favorite mattresses here.

Best Mattresses Under $500: Lucid Gel Memory Foam

If you are looking for a comfortable and affordable mattress, you may want to opt for the Lucid Gel Memory Foam mattress.

This mattress is 10 inches high and has a medium firmness rating of six.

It is constructed of ventilated gel memory foam, which provides for a cooler night’s sleep.

The Lucid mattress also has a strong support structure that is made from heavy-duty polyfoam, giving this mattress plenty of longevity.

You’ll also appreciate that this mattress offers noise and motion isolation as well as pressure relief should you have back problems.

It also comes with a 30-night guarantee, so you can be certain that you are 100 percent satisfied with this mattress.

On top of that, there is a 25-year warranty, should anything go wrong with the mattress.

Cost of the mattress is $375 for a queen size.

Best Mattresses Under $500: Ikea Myrbacka Latex

Ikea offers a variety of mattresses for purchase, and we recommend the Myrbacka Latex model.

This mattress is latex and comes with a 9-1/2-inch height.

It has a seven-firmness rating and is made from 3-inch synthetic latex.

The support core is made from 1.7 PCF polyfoam to provide good comfort and support.

This Myrbacka Latex mattress also provides good responsiveness and low noise and motion control.

The mattress has a long 365-day guarantee and a 25-year warranty.

You can find this mattress at many Ikea stores as well as online.

Price of the mattress is $499.

Best Mattress Under $1000: Leesa

The Leesa mattress is tried and true mattress sold for $999.

This mixed foam mattress offers a 9-1/2-inch height and medium firmness rating of six.

It is constructed of 2-inch buckling column and a 4 inch 2 PCF polyform for maximum comfort.

The support core incorporates gel and 3-1/2 inch 1.8 PCF polyfoam.

The mattress does offer good pressure support and motion isolation.

You’ll also find this mattress reduces noise as well

It also has a 100-night sleep guarantee, protecting your investment for a full four months.

Warranty on the mattress is 10 years.

Best Mattress Under $1000: Ethan Allen Contempo

The Ethan Allen Contemp is a wise choice when it comes buying a new mattress.

Priced at $899, it is a good value for the money.

This mattress is an innerspring model that has an 8-inch height.

It comes with a firmness rating of seven and is made from convoluted polyfoam.

The support core features Bonnell coils.

While this mattress has no guarantee, it does offer a 10-year warranty, so there is a good range of consumer protection.

The mattress has strong edge support and sleeps cooler than other mattresses.

It is also widely available online as well as at Ethan Allen stores.

Best Mattress Over $1000: AS3 from Amerisleep

The AS3 mattress from Amerisleep will provide you with plenty of good nights.

This mattress is at the top end of our price point but well worth the investment.

It is a memory foam mattress that measures a full 12 inches in height.

The mattress is constructed of 3-inch 4 PCF memory foam with a medium firmness rating of 5.5.

The support core of the mattress is 2 inches 1.65 PCF polyfoam and 7 inches 1.8 PCF polyform, giving plenty of support.

You’ll find that this mattress offers good pressure relief as well as motion isolation and noise reduction.

The mattress comes with a 100-night guarantee and a 20-year warranty.

The price point of the mattress is $1099 for a queen size.

Best Mattress Under $2000: iComfort Virsonaire Plush from Serta

If you are looking for the best mattress for the money from a well-known manufacturer, you should consider the iComfort Visionaire plush mattress.

This mattress is a hybrid mattress that offers a large 14-inch height.

It has a medium soft rating of four.

As a hybrid mattress, it has a series of comfort layers that include 2 inches of memory foam, 1 inch or polyfoam, 1 inch of gel memory foam, and another 1-inch layer of polyform.

The mattress comes with strong edge support and provides cooler sleeping.

The support core is made from 1009 pocketed coils.

Guarantee on the mattress is 120 nights while the warranty is for 10 years.

This mattress is widely available from most retailers and comes with a price tag of $1999.

Best Mattress for the Money

As you look for the best mattress for the money, keep these tips and models in mind as you shop.

You can buy an affordable mattress that will provide you a good night’s rest now and into the future if you pay attention to how to save money on a mattress.

So, what are you waiting for? Get saving on a new mattress today!

Author:

Logan Allec, CPA

Logan is a practicing CPA and founder of Choice Tax Relief and Money Done Right. After spending nearly a decade in the corporate world helping big businesses save money, he launched his blog with the goal of helping everyday Americans earn, save, and invest more money. Learn more about Logan.

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