GetUpside Review 2021: Is GetUpside Legit or a Scam? How Does It Work?Cash Back
- Basics: The GetUpside app gets you quick cash back on purchases at participating gas stations, grocery stores, and restaurants.
- Pros: The easy-to-use app is free, doesn’t require a lot of personal information, and gets cash in your pocket within days.
- Cons: While gas stations in over 40 states are eligible for GetUpside cash back, the app is more limited geographically when it comes to getting cash back at grocery stores and restaurants.
- Payout Information
You can cash out via PayPal, paper check, or digital gift card.
Generally free, though if you cash out for less than $15 via PayPal or less than $50 via paper check you will be charged a $1 fee.
- Promo Code
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When you sign up for a cash back site, you’re typically getting cash back on a specific purchase category or a handful of stores.
GetUpside offers something a little different.
GetUpside partners with grocery stores, gas stations, and restaurants to give you cash back on the go.
It’s an app that lets you earn cash back on purchases you make every day.
Here’s our GetUpside review. Read on to see how the GetUpside app works and if it can put cash in your pocket.
(Oh, and by the way, if you use our GetUpside Promo Code WFM8U, you’ll get an extra 20¢ per gallon bonus on your first fill-up.)
GetUpside is a fairly simple app that gives you cash back on your everyday gas, grocery, and restaurant purchases.
You can get up to 25 cents per gallon cash back when you buy gas at participating stations. If you refer a friend to GetUpside, you’ll get cash back on their gas purchases, too.
You can get up to 15% cash back on your total grocery bill, with no limitations on what you buy.
And you can get up to 35% cash back on your bill, before tax and tip, at participating restaurants.
The app is free to download and doesn’t ask for a lot of personal information.
And you won’t have to wait long to pocket your cash — as soon as you have any amount in your GetUpside account you can have it credited to your PayPal account, mailed as a check, or converted to a digital gift card good at select retailers.
How Does GetUpside Work?
The free GetUpside app is different from other cash back apps because you use it in real life, rather than online.
All you need to redeem your cash back is your phone.
Once you sign up for your free GetUpside account, open your phone and look for cash back offers in your area on gas, groceries, and restaurants.
The app is free to download for iPhones running iOS v. 10.0 and up and Android phones running Android 4.1 and up.
Step 1: Link Your Debit or Credit Cards
The first thing you should do after you download the GetUpside app is provide GetUpside with the limited credit or debit card information it needs to verify your purchases.
You do this by:
- Clicking the menu in the top left
- Clicking “My Wallet” in the menu that appears
- Clicking “Add Card” in the upper right
- Inputting the first six digits and last four digits of each card or cards you intend to use to pay for your gas
- Clicking “Save” when you are doing inputting all cards
Now GetUpside has your limited credit and debit card information.
You only have to input these cards once; GetUpside obviously saves your card information so you don’t have to re-input them every single time.
Step 2: Claim Your Offer in the App
When you find an offer you’re interested in, click the location in the app and make your purchase within the specified time. For gas stations and restaurants, that’s four hours. For grocery stores it’s 24 hours.
You’ll be able to see gas and grocery prices right in the GetUpside app, as well as the cash back offers for various stores and gas stations.
You’ll also see a list of restaurants that GetUpside partners with and the cash back they’re offering.
When you claim a cash back offer, pay with your credit card or debit card and keep the receipt.
Step 3: Get Gas
Then you simply head over to the gas station to get gas.
Step 4: Check In
After you’ve filled up your bank, open up the GetUpside app again and click “Check In”.
Now you just sit back and wait for GetUpside to process your purchase and deposit cash back into your account.
Upload Your Receipt In order to get cash back for your purchase, upload your receipt and your cash back will be deposited into your GetUpside account. Make sure your receipt is clear, easy to read, and otherwise meets the requirements specified in GetUpside’s terms of service. If the app denies your receipt, you’ll be shown what the problem is and have a chance to resubmit it. GetUpside doesn’t accept prepaid gas purchase receipts, so don’t prepay for gas if you want to take advantage of a cash back offer.
As of 2021, you no longer have to upload your receipt to GetUpside to get cash back on gas!
Referral CodeWFM8UWe both get a bonus!
Minimum Cashout$0But you will pay a $1 fee for cashouts less than $15.
No Minimum Balance for Withdrawal
You can monitor your cash balance in the app.
There is no minimum balance in order to withdraw your money, so you can cash out your GetUpside account at any time.
You can choose to have your cash deposited into your PayPal account, have a check mailed directly to you, or convert your cash to digital gift cards for select online retailers.
Like most cash back apps, GetUpside offers in-app customer support.
GetUpside also offers email support and responds to posts on the company’s social media accounts.
Their stated goal is to respond to all problems, questions and complaints within 24 hours, and their timely online responses appear to back that up.
GetUpside Review Video
Still confused? Check out our 2021 GetUpside review video!
Join me at the gas station as I show you, on-screen, exactly how to use the GetUpside app!
Getting Cash Back at Gas Stations
The GetUpside app is geared primarily toward finding deals on gas, and this is likely to be the feature you’ll use most.
The amount of cash you’ll get back depends, of course, on how much gas you buy.
If you fill your 15-gallon tank once per week, a 25-cent cash back offer will net you $3.75 per week. That’s about $15 per month, or $195 per year. If gig work or frequent travel means you fill up twice a week, you could earn back about $400 per year.
You won’t get rich with gas cash back, but a cash back app like GetUpside saves you money on something you have to buy anyway.
Get up to 25 Cents per Gallon Cash Back
GetUpside can get you up to 25 cents in cash back per gallon of gas purchased.
Gas prices change frequently, and cash back offers will change as well.
GetUpside is not accepted at every gas station but there are quite a few to choose from, and the list should continue to grow as more companies sign on.
Limits on Gas Cash Back
You can claim up to two offers per day, for up to 50 gallons each time.
How to Get Cash Back on Gas
When you open the GetUpside app on your phone, you’ll be able to search for nearby gas stations.
The map shows how much participating stations are charging for a gallon of regular gas and how much cash back they’re offering. If you click on a station you’ll see the total you will pay per gallon after cash back.
Select a station and claim the cash back offer right from your phone. You’ll have four hours to buy your gas at that price, with that cash back offer. If you miss the four-hour window you’ll have to go through the process again, possibly ending up with a different offer.
See Your Savings in the App
At the pump you’ll pay the posted price. After completing your purchase, take a picture of your receipt on your phone and submit it to the app. Once the cash back hits your GetUpside account you’ll have, in effect, paid the discounted price.
Remember to pay with your debit or credit card, make sure the receipt is legible, and don’t forget prepaid gas purchases won’t count toward the cash back offer.
“Check In” to Save Time
Some gas stations participate in a streamlined “Check In” feature. With this feature, you can claim an offer and get cash back without having to submit your receipt.
Earn More Cash Back With Referrals
When you get someone to sign up for GetUpside with your referral code, you’ll get cash back on your next gas purchase.
In addition to your one-time cash back offer for signing someone up, you’ll also get cash back for every gallon of gas purchased by the person you referred to GetUpside.
Not only that, but when they refer a friend, you’ll get bonuses from their friend’s gas purchases, too.
Whether you’re getting cash back on your purchases or your referrals’ purchases, you’ll be able to withdraw your funds at any time.
Currently only gas purchases are eligible for referral bonuses, but according to the company they hope to add restaurants and grocery stores to the program in the future.
Getting Cash Back at Restaurants
If you live in the Washington, DC area and love eating out, you may find GetUpside offers significant savings on your favorite restaurants and fast food places.
The company has negotiated cash back deals you won’t find anywhere else, and using the app means not having to deal with coupons or explaining discounts to staff.
Get Up to 35% Cash Back at Restaurants
When you claim a restaurant cash back offer, you’ll get cash back on your entire dining bill before taxes and tip.
There are no limitations on which dishes you can get cash back on at the restaurant.
Limits on Restaurant Cash Back
A restaurant cash back offer is good on anything the restaurant serves, but the restaurant may cap the amount you can get back. If so, you’ll see that in the app before you claim the offer.
How to Get Cash Back at Restaurants
Restaurants offering GetUpside cash back will show up on the same map as gas stations.
When you click on a restaurant you’ll see its address, the cash back offer and photos of the kinds of dishes it serves.
Claim an offer, have your meal, and complete your credit or debit card purchase within four hours.
Submit pictures of both your itemized restaurant receipt and your credit card receipt to the app.
Deliveries and meals paid with cash are not eligible for cash back.
Getting Cash Back at Grocery Stores
GetUpside also offers cash back on grocery shopping.
At GetUpside’s participating grocery stores, you can save on your grocery bill with the GetUpside app up to twice per week.
Currently only groceries in the Washington, DC area are participating in GetUpside cash back, but the company is working on expanding the program to other areas.
Get Up to 15% Cash Back on Groceries
You’ll find grocery cash back offers of up to 15%.
There are no limitations on which products you can buy. You’ll get cash back on every product and brand.
You can also stack the GetUpside cash back offer with any other coupons, discounts, or loyalty programs that you have at the grocery store.
Limits on Grocery Store Cash Back
Although you’re not limited on which products you can buy, you may see a minimum purchase amount and an upper limit to the cash back amount.
Foodstamp, SNAP, WIC, and EBT purchases are not eligible.
And you can only claim two grocery offers per week, which means you won’t get a lot of cash back if you only make frequent, small purchases.
How to Get Cash Back at Grocery Stores
As with gas stations and restaurants, participating grocery stores will show on the app’s map.
Click on a store to see the address and the cash back offer.
Claim your offer, do your shopping, and complete your purchase within 24 hours, paying attention to any minimum purchase required. Take a photo of your receipt and submit it to the app.
Getting Paid Through GetUpside
When you redeem cash back offers in the GetUpside app, you’ll be able to easily track your cash back balance.
You’ll also see a detailed breakdown of which purchases qualified for cash back and how much cash back you got for each of your qualified purchases.
Get Cash Back Within 24 to 48 Hours
Most cash back and rebate sites require you to have a minimum balance in your account before you cash out, but GetUpside lets you cash out any amount.
After you upload a receipt on the GetUpside app, the approval time is 24 to 48 hours, meaning you’ll have a balance in your account within two days of submitting your receipt.
PayPal, Paper Check, or Digital Gift Card: Your Choice
When you want to withdraw your funds, you can have the money deposited into your PayPal account, mailed to you as a check, or converted to a digital gift card for select retail stores.
The best part about getting paid through GetUpside is that you don’t have to wait to get your money.
As soon as you have a balance in your GetUpside account, you can cash out.
Okay, There May Be One Small Fee
The GetUpside app is free to download and use. There are no fees involved in cashing out by any method, except you may pay a $1 fee for cashing out small amounts by PayPal or check. There’s never a fee for converting your cash to digital gift cards.
You can avoid even this small charge by waiting to cash out until you have the minimum balances noted below.
GetUpside applies a $1 fee for cashing out small dollar amounts.
Cash out fees will be waived for at higher cash out dollar amounts.
- If you cash out with Paypal, there is a $1 fee for a cash out under $15.
- If you cash out with a check, there is a $1 fee for a cash out under $50.
- There are no fees to cash out to digital gift card, but you must have $10 and can only cash out round amounts, ie: $13, $22, etc.
However, if you refer one person and they are currently actively using the app, there is no fee for PayPal cash outs!
Is GetUpside Legit?
GetUpside is a legitimate company that offers cash back on gas, grocery, and restaurant purchases.
With up to 25 cents cash back per gallon of gas, up to 35% back on restaurant purchases, and up to 15% cash back on your grocery bill, there are plenty of ways to earn cash back with GetUpside.
Signing up takes just a few minutes and doesn’t require you to enter any sensitive personal information such as your bank account or social security number.
The My Wallet feature does save partial credit card numbers, but never asks for a card’s entire number and has no way to figure out what the entire number is.
Since payouts are through PayPal, check, or digital gift card, your personal information is safe.
What People Are Saying About GetUpside
Reviews of the GetUpside app are overwhelmingly positive, earning 4.6 out of 5 on Google Play and 4.8 out of 5 on the Apple App Store.
The happiest users are those with realistic expectations about how much cash they’re going to get back, figuring that something is better than nothing.
Most complaints from users involve problems getting their receipts accepted, which seems to be largely a technical issue.
Some users don’t like the Check In feature because it currently takes a little longer to get cash back processed.
GetUpside Review: Conclusion
If you want to start earning cash back on your everyday purchases, GetUpside lets you do just that.
The Good Part
The app makes it easy to search for the best cash back offers in your area, and provides useful pricing and location information to help you decide where to shop.
How much cash back you reap with the GetUpside app is, of course, going to depend on how much you spend on gas, groceries, and restaurant meals, and how many retailers are participating in your area.
The Less Good Part
At this point in its development the GetUpside app is heavily geared toward gas purchases and is most helpful — and profitable — if you fill up frequently.
The biggest weakness with GetUpside is the relatively limited restaurant and grocery store offerings. Having patience while the company grows and adds retailers may pay off well for you.
GetUpside is a fairly simple app that gives you cash back on your everyday gas, grocery, and restaurant purchases.
Is GetUpside Worth It?
You won’t be able to retire on GetUpside’s cash back, but the app is an easy way to save money on things you probably buy every day.
You shouldn’t have to spend a lot of time on the app to get your cash back. It’s easy to search for deals on the map of your area, and then make a decision on where to shop.
Claiming a cash back offer is as easy as tapping on the deal you want, and doesn’t require any discussion or negotiation at the point of sale.
Unless you use the Check In feature, which is only good for some gas stations, you will need to snap a photo of your receipt and submit it. You can do that right on your phone, which is great, but you may run into problems with the app inexplicably rejecting some receipts. There’s a process for dealing with that, but it could take more of your time than is really worth it for what you get back.
All in all, GetUpside gets you a modest amount of cash back on things you already buy. The only way to know if you’ll find it worth your time is to try it out.
- Free. The GetUpside app is free to download and easy to use.
- Get cash back fast. Your cash back is usually credited to your account within 48 hours, and you can cash out at any time, with any amount.
- No coupons needed. You’ll get your cash through the app, without having to produce coupons or explain the program to the gas station, grocery store or restaurant.
- No security risks. You can choose to save partial credit card numbers in the app, but you never have to enter bank account or Social Security numbers.
- Limited coverage for grocery stores and restaurants. There are a lot of participating gas stations, but not in every state. Currently GetUpside only partners with grocery stores and restaurants in the Washington, DC tri-state area.
- Glitches happen. Some have reported problems getting the app to accept their receipts.
- Modest returns. You’ll get cash back, but probably not a lot.
Frequently Asked Questions
- How do I get the GetUpside app?
Download the app from the Google Play store for Android phones running Android 4.1 or higher, or from the Apple App store for iPhones running v10.0 or higher.
- Do I have to link my bank account to the app?
No. Your bank account is not used to cash out or pay fees.
- How long does it take to get cash back?
Cash back offers are generally credited to your GetUpside account within 24 to 48 hours.
- How do I cash out?
You can cash out through PayPal, a paper check, or a digital gift card to select retail stores.
- Are there any fees with GetUpside?
There is a $1 fee for cashing out small amounts. This is waived for PayPal cash outs if you refer another person who is actively using the app.
Logan is a practicing CPA, Certified Student Loan Professional, and founder of Money Done Right, which he launched in 2017. After spending nearly a decade in the corporate world helping big businesses save money, he launched his blog with the goal of helping everyday Americans earn, save, and invest more money. Learn more about Logan.